You don't make it based on household income. Spending it all away doesn't make you "Wealthy". That is to say a HHI of 300k, but only saves 30k a year is pretty bad.

You make it based off passive income, otherwise you are just a wage slave.

If you have 2-5million in investment accounts that pay dividends with 8-20% effective yield (due to the magic of compounding over 20-30 years), you are doing outstanding.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:For the last time: you need HHI 320K to be ok here. Two 15-10s or bust. No shame in going to flyover country with less and buying a 3500 sq ft sfh on an acre for 360K.

Hahahaha

We have hhi of a little under $100k and we have a great life. We have accumulated a net worth of $1.4m, on that income. Have a great house close to downtown, take several vacations each year (overseas every other year), eat out frequently and basically have no day to day worries about money.

We also recognise our good fortune and that we ARE well off.

Did you buy your house in the 80s and do you have children?

Yes, we have two young children. (And healthy college funds for them both). No we did not buy our house in the 80s (when we were kids). Or 90s for that matter.

Anonymous wrote:

Anonymous wrote:For the last time: you need HHI 320K to be ok here. Two 15-10s or bust. No shame in going to flyover country with less and buying a 3500 sq ft sfh on an acre for 360K.

Hahahaha

We have hhi of a little under $100k and we have a great life. We have accumulated a net worth of $1.4m, on that income. Have a great house close to downtown, take several vacations each year (overseas every other year), eat out frequently and basically have no day to day worries about money.

We also recognise our good fortune and that we ARE well off.

Did you buy your house in the 80s and do you have children?

Anonymous wrote:For the last time: you need HHI 320K to be ok here. Two 15-10s or bust. No shame in going to flyover country with less and buying a 3500 sq ft sfh on an acre for 360K.

For the last time, just stop with your inane, surreal microcosm. $320K is the top 1.25% or so of HHI in the entire region ($344K is the top 1% in the metro area). Of 2 million households in the area, only about 25K make $320K or more. So you're saying that 1.975 million households should just give up and move out of the region because they don't meet your out of touch with reality definition of comfortable?

Just crawl back under your Mercedes/Lexus/BMW/Audi rock and stop with the humblewhine. You won't get much sympathy and you are so very very wrong.