Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Yes, my family thinks we get free health care too. When I tell them how much our monthly premiums are, they don't believe it because it's higher than their family premiums in the private sector by a lot. They think I'm exaggerating because they had some relatives work for the federal government (of course 40-50 years ago, but I digress) who didn't have to pay anything or something really minimal (their words). This is fly over country and I've heard it from several different relatives in different states. I'm sure a lot of people outside of federal service believe it too.
Do you mind sharing what your premium is?
Not pp but they're posted online. Everything we have is very transparent:
http://www.opm.gov/healthcare-insurance/healthcare/plan-information/premiums/
I have VA Kaiser high which is a very basic plan and generally the cheapest insurance. Kaiser is known for being no frills. For myself it's $274.80 a pay period. So $7144.80 a year. DH isn't on my plan The family plan is $632 a pay period, $16,432 a year.
Maybe they think you're exaggerating because you are. You know your numbers include what the feds pay, right? You pay $78 for yourself per pay period, and for a family it would be $195.30. And that's for a "high" HMO, which is not "very basic." That is much less than what most of us in the private sector pay, just for your information. I'm not saying you have dirt-cheap insurance, but the general perception that feds have cheaper healthcare than those in the private sector is, in fact, true.
While PP did state a higher rate than she is paying, you provide no backup for the bolded statement. In fact I doubt you can back it up as there as so many different plans for federal employees and SO MANY private employers. As an ancedote - I pay more as a fed.
I pay more as a fed too....a lot more, in fact. I remember thinking that fed benefits were a crock of shit when I first made the transfer over.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Yes, my family thinks we get free health care too. When I tell them how much our monthly premiums are, they don't believe it because it's higher than their family premiums in the private sector by a lot. They think I'm exaggerating because they had some relatives work for the federal government (of course 40-50 years ago, but I digress) who didn't have to pay anything or something really minimal (their words). This is fly over country and I've heard it from several different relatives in different states. I'm sure a lot of people outside of federal service believe it too.
Do you mind sharing what your premium is?
Not pp but they're posted online. Everything we have is very transparent:
http://www.opm.gov/healthcare-insurance/healthcare/plan-information/premiums/
I have VA Kaiser high which is a very basic plan and generally the cheapest insurance. Kaiser is known for being no frills. For myself it's $274.80 a pay period. So $7144.80 a year. DH isn't on my plan The family plan is $632 a pay period, $16,432 a year.
Maybe they think you're exaggerating because you are. You know your numbers include what the feds pay, right? You pay $78 for yourself per pay period, and for a family it would be $195.30. And that's for a "high" HMO, which is not "very basic." That is much less than what most of us in the private sector pay, just for your information. I'm not saying you have dirt-cheap insurance, but the general perception that feds have cheaper healthcare than those in the private sector is, in fact, true.
While PP did state a higher rate than she is paying, you provide no backup for the bolded statement. In fact I doubt you can back it up as there as so many different plans for federal employees and SO MANY private employers. As an ancedote - I pay more as a fed.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:3.8 Percent Federal Pay Raise in 2016 Proposed by Lawmakers
http://www.myfederalretirement.com/public/1321.cfm
All of the bill sponsors are D. It's a bit disheartening being so reviled by 50% of the country, including family members.
+1. I'm a government attorney and have been asked by a family friend when I'm going to get a "real" job.
I've been told it's ridiculous that I get free healthcare.
Uh....wow, that would be super nice if it were even remotely true.
That one percent raise will just disappear into increased healthcare premiums.
Anonymous wrote:Yes, my family thinks we get free health care too. When I tell them how much our monthly premiums are, they don't believe it because it's higher than their family premiums in the private sector by a lot. They think I'm exaggerating because they had some relatives work for the federal government (of course 40-50 years ago, but I digress) who didn't have to pay anything or something really minimal (their words). This is fly over country and I've heard it from several different relatives in different states. I'm sure a lot of people outside of federal service believe it too.
.Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Yes, my family thinks we get free health care too. When I tell them how much our monthly premiums are, they don't believe it because it's higher than their family premiums in the private sector by a lot. They think I'm exaggerating because they had some relatives work for the federal government (of course 40-50 years ago, but I digress) who didn't have to pay anything or something really minimal (their words). This is fly over country and I've heard it from several different relatives in different states. I'm sure a lot of people outside of federal service believe it too.
Do you mind sharing what your premium is?
Not pp but they're posted online. Everything we have is very transparent:
http://www.opm.gov/healthcare-insurance/healthcare/plan-information/premiums/
I have VA Kaiser high which is a very basic plan and generally the cheapest insurance. Kaiser is known for being no frills. For myself it's $274.80 a pay period. So $7144.80 a year. DH isn't on my plan The family plan is $632 a pay period, $16,432 a year.
Maybe they think you're exaggerating because you are. You know your numbers include what the feds pay, right? You pay $78 for yourself per pay period, and for a family it would be $195.30. And that's for a "high" HMO, which is not "very basic." That is much less than what most of us in the private sector pay, just for your information. I'm not saying you have dirt-cheap insurance, but the general perception that feds have cheaper healthcare than those in the private sector is, in fact, true.
While PP did state a higher rate than she is paying, you provide no backup for the bolded statement. In fact I doubt you can back it up as there as so many different plans for federal employees and SO MANY private employers. As an ancedote - I pay more as a fed.
Here's a study by the CBO showing that on average, the benefits earned by federal civilian employees were worth 48 percent more than the benefits earned by private-sector employees with certain similar observable characteristics.