That is one fugly bracelet.

I would spend $40k if it wouldn't dent my finances. I would not personally buy the extra large JUC because it looks awfully uncomfortable, but if you are sure OP, go for it.

Is that bracelet really $40,000 ?

OP here -

Good thing we're all allowed to be different and like different things. My husband and I worked hard to build a business together over the last 29 years and unless something changes between now and this weekend, I should have my JuC. His encouragement along with some salient points made on this thread helped me decide.

I have some valuable items that I inherited along with gifts from my husband but I have never purchased any for myself. This will be my first and marks an important moment for me.

Because some people seem to care about our giving, you'll be happy to know that we've done well and currently give 50% of our income to various charitable endeavors and when we're both gone the family estate will go towards funding those same philanthropic concerns.

Oh my god, that thing is god awful, and 12 million times worse in the large size! It screams, "I spend my money on stupid shit and I have no taste!"

Anonymous wrote:You know what would be really cool, OP? If you like built a school or an orphanage or an HIV clinic in Africa or Latin America somewhere. Talk about a legacy for your girls.

Or funded a college scholarship

You know what would be really cool, OP? If you like built a school or an orphanage or an HIV clinic in Africa or Latin America somewhere. Talk about a legacy for your girls.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm planning on getting the smaller one in white gold and diamonds. Go for it. Then let's be friends and drink champagne to celebrate. I love edgy glam, it appeals to my goth/punk tendencies.

If you want to argue that's glam and not just tacky that's fine, but it is about 1,000 miles away from goth/punk.

+100000000000000000000000

Nothing says conservative asshole like a $40k piece of jewelry.

Anonymous wrote:

Anonymous wrote:I'm planning on getting the smaller one in white gold and diamonds. Go for it. Then let's be friends and drink champagne to celebrate. I love edgy glam, it appeals to my goth/punk tendencies.

If you want to argue that's glam and not just tacky that's fine, but it is about 1,000 miles away from goth/punk.

+100000000000000000000000

I'd be really nervous that I might lose it or dent it. I envy you having enough money for college, retirement, vacations, charity, nice house/furniture, clothes, cars, etc.
You and/or your husband did something right financially to have an extra 40k lying around. Good for you.

Anonymous wrote:OP, I would be fine spending $40k on jewelry, but I'd want it to be more classic. That bracelet will look out of style in 2 years max. I love Cartier, and I like the smaller version with diamonds. I'd buy something more classic so you can wear it longer. Timeless pieces are worth it because of the use you can get. I don't think this is one of them.

This Cartier design has been around since the 70s but you're right that the smaller one might be better in for the long haul

OP, I would be fine spending $40k on jewelry, but I'd want it to be more classic. That bracelet will look out of style in 2 years max. I love Cartier, and I like the smaller version with diamonds. I'd buy something more classic so you can wear it longer. Timeless pieces are worth it because of the use you can get. I don't think this is one of them.

Anonymous wrote:I'm planning on getting the smaller one in white gold and diamonds. Go for it. Then let's be friends and drink champagne to celebrate. I love edgy glam, it appeals to my goth/punk tendencies.

If you want to argue that's glam and not just tacky that's fine, but it is about 1,000 miles away from goth/punk.

I justify purchasing expensive things by knowing that I work really hard for my salary and sometimes I just need to splurge as a "thank you" to myself.

Anonymous wrote:I'm having trouble feeling like it's OK to splurge after all the years of saving and investing. We're in a great financial position but I don't know when it's fine to just buy something so expensive simply because of desire. It isn't necessary but I would like to have the extra large Juste un Clou bracelet from Cartier.

Do you buy high-end jewelry and how do you justify the expense?

Nothing wrong with rewarding yourself with a gift. I would get nervous wearing something too expensive.
The most expensive piece of jewelry I own is probably $400 ("retail" pre sale price.)

Don't buy it if it makes you nervous or if you wont' wear it.