Anonymous
Post 01/07/2026 13:52     Subject: Net worth growth in 2025?

Anonymous wrote:Give me some stock tips! I’m the pathetic poster from before. I have a 403b and a Roth with Vanguard. In another year and a half, I’ll be fine paying for my kid’s college and will have a lot more to put in my retirement. I’ve got 100% VTSAX in the 403b and 100% VOO in the Roth.


I think you are doing the right thing. Always remember that "slow and steady" is the way to invest.
Anonymous
Post 01/07/2026 13:49     Subject: Net worth growth in 2025?

Anonymous wrote:
Anonymous wrote:Give me some stock tips! I’m the pathetic poster from before. I have a 403b and a Roth with Vanguard. In another year and a half, I’ll be fine paying for my kid’s college and will have a lot more to put in my retirement. I’ve got 100% VTSAX in the 403b and 100% VOO in the Roth.


You are doing exactly the right thing (eventually consider adding some VXUS). Keep it up.



Thanks! I’m looking forward to my last tuition payment next year so I can start really investing.
Anonymous
Post 01/07/2026 12:54     Subject: Net worth growth in 2025?

Anonymous wrote:Regular w-2 family. NW up 29%—19.9% if you include real estate. Tripled since 2020 to $6 million. Such a wild ride.


What's your allocation? I'm basically even with the market plus savings. What am I doing wrong?
Anonymous
Post 01/07/2026 12:47     Subject: Re:Net worth growth in 2025?

Anonymous wrote:almost exactly 20%. Value of house remained the same, all from increased savings and investing while pulling back on spending.


Same.
Anonymous
Post 01/07/2026 06:26     Subject: Net worth growth in 2025?

Anonymous wrote:Give me some stock tips! I’m the pathetic poster from before. I have a 403b and a Roth with Vanguard. In another year and a half, I’ll be fine paying for my kid’s college and will have a lot more to put in my retirement. I’ve got 100% VTSAX in the 403b and 100% VOO in the Roth.


You are doing exactly the right thing (eventually consider adding some VXUS). Keep it up.
Anonymous
Post 01/06/2026 18:41     Subject: Net worth growth in 2025?

My net worth (excluding home equity and 529 plans) grew 17.5% year over year, so most of it was market gains, and the rest was brute savings.
Anonymous
Post 01/06/2026 18:28     Subject: Net worth growth in 2025?

Give me some stock tips! I’m the pathetic poster from before. I have a 403b and a Roth with Vanguard. In another year and a half, I’ll be fine paying for my kid’s college and will have a lot more to put in my retirement. I’ve got 100% VTSAX in the 403b and 100% VOO in the Roth.
Anonymous
Post 01/02/2026 17:08     Subject: Net worth growth in 2025?

Anonymous wrote:Stock market was up 15%, but everyone here is up 30%.

Must have shorted the market at the beginning of the year and then went "all in" on international small value stocks. Brilliant!


A lot is from contributions so not 100% growth
Anonymous
Post 01/02/2026 17:07     Subject: Net worth growth in 2025?

Stock market was up 15%, but everyone here is up 30%.

Must have shorted the market at the beginning of the year and then went "all in" on international small value stocks. Brilliant!
Anonymous
Post 01/02/2026 17:02     Subject: Net worth growth in 2025?

840k to 1.1, finally crossed 7 figures at age 30
Anonymous
Post 01/02/2026 16:11     Subject: Net worth growth in 2025?

Regular w-2 family. NW up 29%—19.9% if you include real estate. Tripled since 2020 to $6 million. Such a wild ride.
Anonymous
Post 01/02/2026 05:18     Subject: Net worth growth in 2025?

Anonymous wrote:Keep in mind the dollar is down 10% and will likely plummet further when Trump gets his Fed pick. So at a global level your increased net worth isn’t necessarily leading to higher purchasing power.


And then,.depending on the investment they expect you to pay taxes on the "gains" at some point. Good scam they have going there.
Anonymous
Post 01/02/2026 05:00     Subject: Net worth growth in 2025?

Keep in mind the dollar is down 10% and will likely plummet further when Trump gets his Fed pick. So at a global level your increased net worth isn’t necessarily leading to higher purchasing power.
Anonymous
Post 01/01/2026 22:14     Subject: Net worth growth in 2025?

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:How do you calculate net worth?


Assets minus liabilities. That's it.


So I’m at around $170,000. Sounds pathetic.


That’s not pathetic! You’re in the black. Keep going!
Anonymous
Post 01/01/2026 22:05     Subject: Net worth growth in 2025?

My first half was messy due to some business moves then the decline, so it’s hard to calculate, but growth was 14% June-Dec. or about a $1.5 M increase.