Why do rich people need to choose when the whole cultural vibe for you people is to have your cake and eat it to as well as digest it all over the heads of the poors.

Anonymous wrote:Put the money in a trust- hands down!! You never know what happens in life. Give them access to the trust at 21. This is what we did and it gives us great peace of mind.

21? Try more like 62.

Anonymous wrote:Put the money in a trust- hands down!! You never know what happens in life. Give them access to the trust at 21. This is what we did and it gives us great peace of mind.

Lots of people in my family had trust funds. Very few of those trust fund beneficiaries turned out well (squandering money, drugs, poor life choices, etc). Too much money, especially at a young age, can actually be a bad thing. People need to have a purpose in life and usually a person needs to be poor for a while to learn how to be good with money.