Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:You are probably being influenced by the growing pro-SAHM culture. I know it’s getting to me and for the first time I’m fantasizing about quitting.
I'm 54, and I fantasized about it because several moms around me had either quit or pulled way back when the kids were young.
But, eventually, I went back to work, first PT, then FT, because 1. I'm not really cut out to be a sahm, and 2. I want to retire early. A few of the moms who became a sahm had husbands who made a lot; the others have husbands who are planning to work until 65.
Neither DH nor I want to work till 65, so I had to go back to work to contribute to our retirement so that we could both retire well before 65.
That said, the stress in the family did go way down, but by a certain age, the kids really didn't need me that much, and DH and I both had relatively flexible jobs.
Yeah, I’m one of three women in our circle of friends who works full time and only two of us have our kids in daycare (the other can afford nanny). The culture is now shifting toward glamorizing staying home and attacking women who pursue their careers and it’s getting to me.
As someone who has SAH since 2008, I chuckle at this. Oh the irony. Because I have spent the past 17 years feeling judged or viewed as “lazy” or “freeloading.” Maybe not when I had actual babies, but certainly after that. I’m no tradwife, not even close, but there are benefits to having a non working parent that are routinely minimized/dismissed here.
Anonymous wrote:Anonymous wrote:Anonymous wrote:You are probably being influenced by the growing pro-SAHM culture. I know it’s getting to me and for the first time I’m fantasizing about quitting.
I'm 54, and I fantasized about it because several moms around me had either quit or pulled way back when the kids were young.
But, eventually, I went back to work, first PT, then FT, because 1. I'm not really cut out to be a sahm, and 2. I want to retire early. A few of the moms who became a sahm had husbands who made a lot; the others have husbands who are planning to work until 65.
Neither DH nor I want to work till 65, so I had to go back to work to contribute to our retirement so that we could both retire well before 65.
That said, the stress in the family did go way down, but by a certain age, the kids really didn't need me that much, and DH and I both had relatively flexible jobs.
Yeah, I’m one of three women in our circle of friends who works full time and only two of us have our kids in daycare (the other can afford nanny). The culture is now shifting toward glamorizing staying home and attacking women who pursue their careers and it’s getting to me.
Anonymous wrote:You are probably being influenced by the growing pro-SAHM culture. I know it’s getting to me and for the first time I’m fantasizing about quitting.
Anonymous wrote:Anonymous wrote:You are probably being influenced by the growing pro-SAHM culture. I know it’s getting to me and for the first time I’m fantasizing about quitting.
I'm 54, and I fantasized about it because several moms around me had either quit or pulled way back when the kids were young.
But, eventually, I went back to work, first PT, then FT, because 1. I'm not really cut out to be a sahm, and 2. I want to retire early. A few of the moms who became a sahm had husbands who made a lot; the others have husbands who are planning to work until 65.
Neither DH nor I want to work till 65, so I had to go back to work to contribute to our retirement so that we could both retire well before 65.
That said, the stress in the family did go way down, but by a certain age, the kids really didn't need me that much, and DH and I both had relatively flexible jobs.
Anonymous wrote:You are probably being influenced by the growing pro-SAHM culture. I know it’s getting to me and for the first time I’m fantasizing about quitting.
Anonymous wrote:Anonymous wrote:OP, we live in flyover country too. Our neighbor lost his well paying job 20 months ago. His well educated wife has been a SAHM for a number of years.
The DH can’t find another job even close to the salary he had before. He carried their health insurance. Everything is on him. He’s 45 and he’s unemployed.
The DW hasn’t worked in over a decade. She can’t make any money. She can’t even get an interview.
If you want to roll the dice, go for it.
That right there is why I work, albeit part-time. I like the money I earn, but I don’t need it. We could cut costs—we’ve done it before. I just really need security. I need to be able to support my husband and family in an emergency. I think it also reduces DH’s stress to know that I could get into the workforce quickly.
(BTW, I’m not criticizing SAHPs. I was one myself when that was better for our family.)
Anonymous wrote:Anonymous wrote:You left out the most important thing here, which is whether your husband is on the same page as you or whether this is some kind of unilateral decision you are making.
FWIW if you were my spouse, I would not support this. I would expect you to suck it up. Why take a 6-figure hit to our income?
DH is on board with whatever I want to do. It’s up to me.
Anonymous wrote:I have three kids: 10, 8, and 2, and my DH and I both WFH full-time. I just passed the threshold into six figure territory and would only expect to make more as time goes on. We save a decent amount but have considerable debt - mostly student loans - and need to save significantly more for college. Retirement/investment portfolio is okay.
All that said, we could easily live on my DHs salary and I can of course see how things would be much easier/better for everyone if I didn’t work. I feel extremely disillusioned by the work world and particularly with how I’ve been treated - please don’t tell me how great your working experience has been, that’s just not been my experience - I am good at working and thought I wanted to be an executive, but I’m just kind of disgusted by the whole thing.
Anyway, I’m considering leaving the workforce and over time building up some kind of enterprise independently, but on my terms as an owner. Is this totally dumb? Anything I should consider outside of the obvious reduction in HHI? I would plan on a post-nuptial agreement to include deposits into my retirement account, and DH and I agree on finances overall so I don’t see this as a huge risk.
Anonymous wrote:OP, we live in flyover country too. Our neighbor lost his well paying job 20 months ago. His well educated wife has been a SAHM for a number of years.
The DH can’t find another job even close to the salary he had before. He carried their health insurance. Everything is on him. He’s 45 and he’s unemployed.
The DW hasn’t worked in over a decade. She can’t make any money. She can’t even get an interview.
If you want to roll the dice, go for it.