Anonymous
06/11/2025 00:40
Subject: What is your PITI and HHI?
Bought a condo, for $500K cash after 20 years of saving and investing.
HOA Fee + TI = $1,100 per month.
$180K HHI
HOA Fee + TI = $1,100 per month.
$180K HHI
Anonymous
06/09/2025 23:25
Subject: What is your PITI and HHI?
$1998/mth
$170K
$170K
Anonymous
06/09/2025 23:12
Subject: What is your PITI and HHI?
Anonymous wrote:Anonymous wrote:Anonymous wrote:HHI is $800,000
PITI: 9,000 (ugh - bought 2 years ago)
We are trying to get the PITI down by paying off lump sums of the principal on an annual basis. Hopefully we can eventually recast.
Wow -do you have many other financial obligations? That seems insane
This comment stuck me because we're contemplating a similar scenario, although our HHI is $700. I keep thinking we can do it comfortably, but maybe I need to rethink.....
I am the Op - our HHI last year was $835,000 and I am nervous about a $6400 PITI. I could never do a $9000 one. We do have 3 kids in parochial school however which adds up. Plus all the associated things you pay for with 3 kids.
Anonymous
06/09/2025 22:25
Subject: What is your PITI and HHI?
Anonymous wrote:Anonymous wrote:Anyone here with normal incomes?
Based on my neighbors’ jobs and home prices (nice but not ultra rich part of north Arlington) I’d estimate that the average is $350-400k HHI and $5-6k PITI. Most bought within the past 5 years. I think that is a much more accurate picture than what people post on DCUM.
My fiancé and I are in this range/slightly higher and we are gonna buy soon and this makes me feel better about the purchase
Anonymous
06/09/2025 15:15
Subject: What is your PITI and HHI?
Anonymous wrote:Anonymous wrote:HHI is $800,000
PITI: 9,000 (ugh - bought 2 years ago)
We are trying to get the PITI down by paying off lump sums of the principal on an annual basis. Hopefully we can eventually recast.
Wow -do you have many other financial obligations? That seems insane
This comment stuck me because we're contemplating a similar scenario, although our HHI is $700. I keep thinking we can do it comfortably, but maybe I need to rethink.....
Anonymous
06/09/2025 14:48
Subject: What is your PITI and HHI?
Anonymous wrote:HHI is $800,000
PITI: 9,000 (ugh - bought 2 years ago)
We are trying to get the PITI down by paying off lump sums of the principal on an annual basis. Hopefully we can eventually recast.
Wow -do you have many other financial obligations? That seems insane
Anonymous
06/09/2025 12:55
Subject: What is your PITI and HHI?
HHI: $650,000; PITI: $3,200
Anonymous
06/09/2025 12:54
Subject: What is your PITI and HHI?
Anonymous wrote:I am not sure if ours is high or low - PITI will be $6400 a month and HHI is guaranteed $670,000 with a potential bonus between $100,000-$200,000 a year.
Current PITI is only $4000 a month.
Our HHI is well over 20mil/year. We pay cash.
Anonymous
06/09/2025 12:53
Subject: What is your PITI and HHI?
HHI is $800,000
PITI: 9,000 (ugh - bought 2 years ago)
We are trying to get the PITI down by paying off lump sums of the principal on an annual basis. Hopefully we can eventually recast.
PITI: 9,000 (ugh - bought 2 years ago)
We are trying to get the PITI down by paying off lump sums of the principal on an annual basis. Hopefully we can eventually recast.
Anonymous
06/09/2025 05:59
Subject: What is your PITI and HHI?
Hhi 350k one income. PITI is 3300, bought in 2020 (thank god) when HHI was 225k.
Anonymous
06/08/2025 21:34
Subject: What is your PITI and HHI?
HHI $300k, PITI $3900 but we rent our guest house/accessory apartment to a long-term tenant and that completely covers P. So we pay net $1400 for ITI.
Anonymous
06/08/2025 21:28
Subject: What is your PITI and HHI?
HHI $375k, PITI $2700.
But we bought in 2011 and refinanced twice and have those stellar rates that mean we'll never sell. Your numbers seem fine.
But we bought in 2011 and refinanced twice and have those stellar rates that mean we'll never sell. Your numbers seem fine.
Anonymous
06/08/2025 21:23
Subject: What is your PITI and HHI?
360k, $3k
But we bought in 2015 *and* refinanced during Covid. We couldn't recreate those numbers now, and your numbers seem extremely comfortable as long as you feel confident in your job security, OP.
But we bought in 2015 *and* refinanced during Covid. We couldn't recreate those numbers now, and your numbers seem extremely comfortable as long as you feel confident in your job security, OP.
Anonymous
06/08/2025 20:52
Subject: What is your PITI and HHI?
HHI - 280k
PITI - 3.4k
Duel income, 2 young kids, late 30s. Bought in 2020 so 3.75% rate
PITI - 3.4k
Duel income, 2 young kids, late 30s. Bought in 2020 so 3.75% rate
Anonymous
06/08/2025 20:52
Subject: What is your PITI and HHI?
HHI 100K
Tax and insurance: 11K a year
No mortgage