Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Stay home for 3 yrs, back to work for the other 15.
+1 best of both. Your kid will be thankful that they have a fully funded college account when they start picking which colleges to apply to. They won't remember (or care) that you were not home with them all day when they were 4 or 5.
Yes they do. A memory is a physical brain structure, right? Just because your child can’t verbally recount a memory doesn’t mean it doesn’t exist.
(I see the triple negative there, and I’m leaving it!)
and yet, the one who went to daycare is in college with merit and doing great -- straight As, with a college fund that is fully funded, so they will have $$ leftover.
What will you tell your kids when it's time for them to apply to college?
My sister was a sahm. They did not save for college. My niece got into a great slac that she wanted to go to, but they could not afford it even after merit aid - niece is very smart. So, she had to go to the state school that gave her merit. Luckily, they had enough to float the difference but that is also because there were no other kids that my sister had to pay for. If you have multiple kids, and you are a donut family, you will be sol for college expenses.
Anonymous wrote:I did both, and I think working full time is best for all of us. And my kid gets college paid for. It's not the best for everyone though. Family dependent.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Stay home for 3 yrs, back to work for the other 15.
+1 best of both. Your kid will be thankful that they have a fully funded college account when they start picking which colleges to apply to. They won't remember (or care) that you were not home with them all day when they were 4 or 5.
Yes they do. A memory is a physical brain structure, right? Just because your child can’t verbally recount a memory doesn’t mean it doesn’t exist.
(I see the triple negative there, and I’m leaving it!)
and yet, the one who went to daycare is in college with merit and doing great -- straight As, with a college fund that is fully funded, so they will have $$ leftover.
What will you tell your kids when it's time for them to apply to college?
My sister was a sahm. They did not save for college. My niece got into a great slac that she wanted to go to, but they could not afford it even after merit aid - niece is very smart. So, she had to go to the state school that gave her merit. Luckily, they had enough to float the difference but that is also because there were no other kids that my sister had to pay for. If you have multiple kids, and you are a donut family, you will be sol for college expenses.
Anonymous wrote:There's no reason a SAHP shouldn't get a job while the kids are in school.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Stay home for 3 yrs, back to work for the other 15.
+1 best of both. Your kid will be thankful that they have a fully funded college account when they start picking which colleges to apply to. They won't remember (or care) that you were not home with them all day when they were 4 or 5.
Each family is different. Each kid is different.
I have a friend who is very successful and has 3 kids (two upper elementary and one middle). Her kids are all struggling and could really use my friend. One child is struggling both academically and socially. It stresses my friend out, but she says she has so much going on at work that she can’t deal with the kids. I’m not sure her kids will turn out well and in her situation, a mom home would be better IMO than a fully funded college.
I don’t think it is all or nothing. What if mom was around and college is mostly funded.
I’m a SAHM and if that was the choice, I would work for college fund. DH earns enough so I can stay home and also pay for college, grad school, etc.
This is a great example of why we need women working. So POS stop perpetuating this nasty stereotype. “I’m not sure her kids will turn out well because she is working! She needs to be at home, barefoot and pregnant in the kitchen otherwise NO CHILD WILL THRIVE!” Gmafb. Studies show men with working moms are smarter, treat their partners better, are more likely to contribute to household chores and child raising. Instead of whatever bulls*** you are teaching, completely letting fathers and men off the hook. Maybe you should go sit in a corner and stop bringing us back to the ‘50s.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:The flip side of this is I am so grateful my parents have the financial means for a comfortable retirement and to pay for care if they eventually need it. That's a bigger deal than having college paid for. Though both are nice.
Either way, college and retirement are both more attainable with two incomes.
Not always. My income was on the lower end in a helping profession so by the time we paid for child care, we'd owe money. And with older child, the driving is daily after school so paying someone would be a wash.
Right, the standard “I can’t get a job because we’ll be poor-er!” Lie. Whatever helps you sit on the sofa all afternoon!
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:The flip side of this is I am so grateful my parents have the financial means for a comfortable retirement and to pay for care if they eventually need it. That's a bigger deal than having college paid for. Though both are nice.
Either way, college and retirement are both more attainable with two incomes.
Not always. My income was on the lower end in a helping profession so by the time we paid for child care, we'd owe money. And with older child, the driving is daily after school so paying someone would be a wash.
Right, the standard “I can’t get a job because we’ll be poor-er!” Lie. Whatever helps you sit on the sofa all afternoon!
Anonymous wrote:What is better for kids - having four years of college fully paid for by parents or having 16-18 years of an involved stay at home parent?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:The flip side of this is I am so grateful my parents have the financial means for a comfortable retirement and to pay for care if they eventually need it. That's a bigger deal than having college paid for. Though both are nice.
Either way, college and retirement are both more attainable with two incomes.
Not always. My income was on the lower end in a helping profession so by the time we paid for child care, we'd owe money. And with older child, the driving is daily after school so paying someone would be a wash.
Right, the standard “I can’t get a job because we’ll be poor-er!” Lie. Whatever helps you sit on the sofa all afternoon!
LOL whatever you have to say to feel ok, paper-pushing desk donkey
Anonymous wrote:Anonymous wrote:Anonymous wrote:Stay home for 3 yrs, back to work for the other 15.
+1 best of both. Your kid will be thankful that they have a fully funded college account when they start picking which colleges to apply to. They won't remember (or care) that you were not home with them all day when they were 4 or 5.
Yes they do. A memory is a physical brain structure, right? Just because your child can’t verbally recount a memory doesn’t mean it doesn’t exist.
(I see the triple negative there, and I’m leaving it!)
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:The flip side of this is I am so grateful my parents have the financial means for a comfortable retirement and to pay for care if they eventually need it. That's a bigger deal than having college paid for. Though both are nice.
Either way, college and retirement are both more attainable with two incomes.
Not always. My income was on the lower end in a helping profession so by the time we paid for child care, we'd owe money. And with older child, the driving is daily after school so paying someone would be a wash.
Right, the standard “I can’t get a job because we’ll be poor-er!” Lie. Whatever helps you sit on the sofa all afternoon!
Anonymous wrote:Anonymous wrote:Anonymous wrote:My parents and DHs parents both worked and didn’t pay for college. I had an athletic scholarship and DH did ROTC.
But, speaking from experience, being a SAHM of elementary school aged kids and older is kind of awful. Your job is basically to do chores and run errands. It’s more or less Anne Hathaway’s job in “The Devil Wears Prada.”
My mother must have gotten confused about her job criteria - she thought she was supposed to nap, watch tv, and leave notes for her elementary school-aged kids with lists of chores for them to do.
Hahaha!
I hope this is because your mom was an awesome lady who then spent her evenings smoking and making witty comments like David Sedaris’s mom, and not because she was dealing with some kind of chronic illness.