Anonymous wrote:Anonymous wrote:Will it be normal for 36-year-old to live at home and has no plans to move out, and have no plans to ever find a boyfriend or girlfriends or even a friend to move in with?
Works and makes okay money about 60,000 a year, but she just doesn't want to spend any money and want to save it all...
Does it matter if it's normal?
It's what you have.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Saving the money for what?
Good question.
If she's single and childless at 36 -- probably the ability to retire at a reasonable age and enjoy her retirement. Say she saves 20k per year from age 30 to age 55 (assuming she is contributing financially to the household via food and utilities plus buying her own clothes and electronics and taking occasional vacations which she should reasonably be able to do while still saving 20k because she has no housing costs). She could then retire at 60 with $2.5m. If she inherits her parents' house then she would be okay.
Single and childless people don't have to worry about paying for college but retirement and healthcare costs can be scary. I absolutely think there is value in finding a way to avoid paying rant past age 35 if you can help it at all. The preferred method is to buy a home and build wealth by building equity. But without a partner and with a middle class salary this is going to be hard. You also have no buffer on your income -- if you buy a house solo and then lose your job there is no safety net in a two-income household.
Living with parents provided they are okay with it and you contribute and take care of them as they age is a reasonable compromise. If the parents don't want it that's a different situation and she would need to come up with another plan. But 36 is around the age many people start looking ahead and trying to figure out how to make sure they don't have to work for the rest of their lives.
Anonymous wrote:At that age you can probably just reframe it as she's taking care of the parents.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Will it be normal for 36-year-old to live at home and has no plans to move out, and have no plans to ever find a boyfriend or girlfriends or even a friend to move in with?
Works and makes okay money about 60,000 a year, but she just doesn't want to spend any money and want to save it all...
She's not "normal" to regular standards but I'm sure her parents know that already.
I have a co-worker who is 30 and lives "at home". He's a pretty weird introvert character and not good looking so I'm sure he'll live at his parents home forever.
However, If I was his parents, I would still encourage him/her to move out, experience the world on their own and not be a burden on their aging parents...
Note: I am from a Culture where the children usually stay home until marriage, specially girls and I still find an over 30 living at home unhealthy and weird.
Why did you bring this up?
Anonymous wrote:Anonymous wrote:Will it be normal for 36-year-old to live at home and has no plans to move out, and have no plans to ever find a boyfriend or girlfriends or even a friend to move in with?
Works and makes okay money about 60,000 a year, but she just doesn't want to spend any money and want to save it all...
Save for...what? Die old and lonely and wealthy?
Anonymous wrote:Anonymous wrote:Will it be normal for 36-year-old to live at home and has no plans to move out, and have no plans to ever find a boyfriend or girlfriends or even a friend to move in with?
Works and makes okay money about 60,000 a year, but she just doesn't want to spend any money and want to save it all...
She's not "normal" to regular standards but I'm sure her parents know that already.
I have a co-worker who is 30 and lives "at home". He's a pretty weird introvert character and not good looking so I'm sure he'll live at his parents home forever.
However, If I was his parents, I would still encourage him/her to move out, experience the world on their own and not be a burden on their aging parents...
Note: I am from a Culture where the children usually stay home until marriage, specially girls and I still find an over 30 living at home unhealthy and weird.
Anonymous wrote:Will it be normal for 36-year-old to live at home and has no plans to move out, and have no plans to ever find a boyfriend or girlfriends or even a friend to move in with?
Works and makes okay money about 60,000 a year, but she just doesn't want to spend any money and want to save it all...
Anonymous wrote:Anonymous wrote:Saving the money for what?
Good question.
Anonymous wrote:Will it be normal for 36-year-old to live at home and has no plans to move out, and have no plans to ever find a boyfriend or girlfriends or even a friend to move in with?
Works and makes okay money about 60,000 a year, but she just doesn't want to spend any money and want to save it all...
Anonymous wrote:Will it be normal for 36-year-old to live at home and has no plans to move out, and have no plans to ever find a boyfriend or girlfriends or even a friend to move in with?
Works and makes okay money about 60,000 a year, but she just doesn't want to spend any money and want to save it all...
I hope she has hobbies beyond work/eat/sleep and plans for this money she's saving? It sounds like depression or high-functioning ASD.