Anonymous wrote:I don’t want a divorce.

I don’t want to be widowed.


The motorcycle is non-negotiable he says.

Married 14 years. 2 kids.

He can afford the actual motorcycle financially. It’s nut short term I’m worried about.


An accident could leave him a quadriplegic needing round the clock care or dead.

Anyone dealt with this?

I've dealt with it. Now my husband has a permanent brain injury.

He's lucky to be alive.

Good luck to you.

Anonymous wrote:

Anonymous wrote:Triple his life insurance and let him know that if he’s disabled in a motorcycle accident then you’re not sticking around.

Agree!

Physician at level 1 trauma center here; a friend's H crashed his bike and now requires 24-7 custodial care. It has become the focus of their life, to the exclusion of their children and finances.

I don't feel this issue is one where a couple can agree to disagree. This isn't about someone controlling someone else's choices, this is agreeing on how to live. It's no different than the acceptable risk a couple endures financially, with their children, or their parents. Saying "just take out more life insurance" represents a real fracture in your bond.

Anonymous wrote:My friend is a heart surgeon.

They call motorcycle helmets donor helmets.

Not making that up.

They call the whole bike a Donor Cycle

Anonymous wrote:Triple his life insurance and let him know that if he’s disabled in a motorcycle accident then you’re not sticking around.

Agree!

My DH bought one without telling me. I never rode with him because I didn’t want our kids to be orphans. I told him that every time he left, I was just waiting for the cops to show up and tell me he was dead. Eventually he traded it for a dirt bike and occasionally rides off-road on his friend’s rural property.

My friend is a heart surgeon.

They call motorcycle helmets donor helmets.

Not making that up.

Anonymous wrote:I don’t want a divorce.

I don’t want to be widowed.


The motorcycle is non-negotiable he says.

Married 14 years. 2 kids.

He can afford the actual motorcycle financially. It’s nut short term I’m worried about.


An accident could leave him a quadriplegic needing round the clock care or dead.

Anyone dealt with this?

Compromise. Off road MX bike.
No road travel.

I visited a rehabilitation hospital for work, all spinal cord and brain injury patients. 80% of their patients since the hospital opened decades ago have been motor cycle injuries. Stunning statistic.

Anonymous wrote:meh! Just make sure he's got life insurance and you'll be fine.

Not true. He is more likely to suffer a brain injury or paralysis and need 24-hour care. OP does not want to spend the rest of her life changing his urinary tube and bag and cleaning out his bed pans and feeding him. No amount of disability insurance will save him from that fate.