This is a divorce waiting to happen.

I would not unless money was a huge, huge issue. You can live on $90k.

I am not even sure that you would be their ideal candidate. Given the amount of money they are willing to pay, it doesn’t look like their first choice would be someone combining this with a full time employment working for the whole summer without time off or holidays. You’d be exhausted and if it were me, I wouldn’t want someone so exhausted around my kids.

Anonymous wrote:

Anonymous wrote:Do it and plow all the money into a 529 for your kids. It will be a very good start to college savings.

Same here, I think. Well, I have teens now so it’s a different situation. But we are approaching the college years with fully funded retirement but insufficient 529s. I make only a bit more than OP—about 110k. If someone offered me 45k for 3 months of round-the-clock work, I think I’d have to take it.

OP has young children, so I am guessing she is in her early to mid 30s, that's a very young age to align herself for a more lucrative career path. This summer job is $$$ but it distracts her from putting work where it counts. I would urge OP to re-evaluate the alternatives, not 42k vs seeing your kids, but 42k vs potentially scoring 20% raise with a new job or a skill that yields 100% more money in the long term.

I remember I was making 90k at age 30. Life was busy with a young baby, and I pushed forward, interviewed for new jobs, develop new soft skills (no certification or anything) by working with different team dynamics, I landed a 220k job at 38, got laid off a year later, but scored a new job at 210k. OP's experience in nannying suggests she has good patience, demeanor and her post is very articulate, I think it would be an opportunity missed if she is too focused on short term gain and not seeing her true potential.

Anonymous wrote:

Anonymous wrote:I would only consider this if I had some flexibility to bring at least one of my kids on some of the weekends. I get it that probably wouldn't work for the other family so this would probably be a no go for me unless I really needed the money. However, if you make $90K and I presume your spouse works making at least $50K I wouldn't think you need the money badly enough to do this.

+1

I think it's worth asking. The other family might consider it if they really want OP. When I was a kid I had a long-time amazing nanny and after she had her own kids my parents let her bring them to our house for a while. It definitely meant she did less stuff around the house but it was mostly fine and we loved playing with her babies (in this case, my sister and I were older than her kids).

Anonymous wrote:I would only consider this if I had some flexibility to bring at least one of my kids on some of the weekends. I get it that probably wouldn't work for the other family so this would probably be a no go for me unless I really needed the money. However, if you make $90K and I presume your spouse works making at least $50K I wouldn't think you need the money badly enough to do this.

+1

It seems too good to be true Op.

I'd be very careful. And I get a sense this may become a very slippery slope.

Anonymous wrote:

Anonymous wrote:Do it and plow all the money into a 529 for your kids. It will be a very good start to college savings.

Same here, I think. Well, I have teens now so it’s a different situation. But we are approaching the college years with fully funded retirement but insufficient 529s. I make only a bit more than OP—about 110k. If someone offered me 45k for 3 months of round-the-clock work, I think I’d have to take it.

+1. I'm looking at it through the looming college costs lens, too. But I guess OP has a lot of time to make more money before then.

Anonymous wrote:

Anonymous wrote:Can you use the summer to interview for job with more pay/upward trajectory?

This. It seems like you have more to earning potential. I’d try to capitalize on that. Move from $90k to at least $120-150k.

+2. This would make more for you in the long term. I’d put my focus here.

Anonymous wrote:Do it and plow all the money into a 529 for your kids. It will be a very good start to college savings.

Same here, I think. Well, I have teens now so it’s a different situation. But we are approaching the college years with fully funded retirement but insufficient 529s. I make only a bit more than OP—about 110k. If someone offered me 45k for 3 months of round-the-clock work, I think I’d have to take it.

I would not. If your youngest was 5, I would do it, because I think the kids could handle it better. At 2yr old, I think it will be too stressful .

Anonymous wrote:

Anonymous wrote:How much vacation time do you have at your full time job? I'd probably do this, but I'm a grinder and a saver, and this is just 1 summer. But to make it work, it would be ideal if you could take off every Friday all summer from your full time or take off 2-3 full weeks. It would be a really good use of your PTO.
FWIW- DH had a work opportunity that that required tons of extra hours for year. He didn't eat weekday dinner with us or do week night bedtime for a year, but for $100,000. We don't regret it AT ALL. That was years ago, so even with time the decision stands as a good one.

Op isnt missing weekday dinners and bed times. She's missing the entire weekend every weekend of summer.

That a 2 and 4 year old won't remember

For 3 months....yes.