Anonymous
Post 10/04/2022 18:48     Subject: Re:Have you made any money-saving changes recently?
Mr Money Mustache has a good article about saving on the big stuff:

https://www.mrmoneymustache.com/2019/08/22/1000-per-hour/

Anonymous
Post 10/04/2022 18:02     Subject: Re:Have you made any money-saving changes recently?
Anonymous wrote:
Anonymous wrote:I applied for social security just so I could share it with 4 family members. An extra $300 a month for groceries and or gas makes everyone feel secure. And I'll do it until they all get back on solid ground or I die.
It literally keeps me up at night thinking about everyone struggling. Not just our family. I wish I had a lot of money to help anyone needing.


that's so kind of you


Thank you dear. In my heart I feel an obligation to give and share everything we have. I don't expect or want thanks. I just want their needs taken care of.
Anyone wanting to see how much hurt is going on read this article. It's as honest as it comes.

https://www.msn.com/en-us/money/news/one-third-of-inflation-ravaged-u-s-households-are-skipping-meals-or-cutting-portion-sizes/ar-AA12yDHW?ocid=msedgntp&cvid=df44ad955955463385b0bce8db475f34

If you can help out family or friends do it. Be someone's angel.

Anonymous
Post 10/04/2022 18:00     Subject: Have you made any money-saving changes recently?
Anonymous wrote:I started using bar soap for the shower. It is cheaper and it has the bonus of being way better for the environment than big plastic shower gel things.

Stopped wasting money on seltzer water.

We cut out beef. Benefits for the environment too.

Going an extra week between color at the salon.

Stopped getting pedicures this time of year. Wont go back until May.

Stopped buying new clothes for me and my husband. My kid is growing but I budget $100 a month for her.

We cut out apple TV, HBO, and peacock. We have Hulu and netflix.

I walk or metro when I can. It helps me get in more steps, I get fresh air and pay less in gas and parking.


Oh the old fake news about cutting out beef and being so bad for the environment


Anonymous
Post 10/04/2022 17:55     Subject: Re:Have you made any money-saving changes recently?
I've been living like a grad student for 16 years (we never had cable! We didn't eat beef until I was pregnant and craving it! We minimized baby stuff, have one car, and shop secondhand!). Now, of course, we're two years into living in a fixer upper thats a constant flow of repairs, and my two boys are old enough to eat massive amounts but young enough to refuse to eat enough protein via plants and eggs so we have to buy more meat. Feels like I'm doing the opposite of saving!
Anonymous
Post 10/04/2022 17:48     Subject: Have you made any money-saving changes recently?
Anonymous wrote:
No, I may be pregnant, which is probably the most expensive change I can make for the long-term.

However, my husband and I have BTDT with a decade of a very frugal life:
- buying food only when it's on sale, and buying as minimally packaged and processed as possible, since usually it's cheaper.
- cooking from scratch and using up all leftovers.
- wasting as little as possible generally.
- not heating as much in winter or cooling as much in summer (we still do that, actually: 64 in winter and 76 in summer, but it goes up to 80+ in the bedrooms).
- no immediately consumable entertainment like cinemas, restaurants, beauty appointments. We watch movies on our computer screen with Amazon Prime, since we are Amazon Prime customers. We haven't had cable ever.
- shopping for furniture at estate sales/IKEA, and for clothes in thrift shops like Value Village (although it takes time and effort).
- no expensive kid activities or stuff.


Amen to that. That's exactly what we have been doing for years. Plus, I stopped going to hairdresser ( my only beauty visit anyway) and now my friend cuts my hair. No restaurants for us, only when guests are in town, or we are on vacation. We bought recently queen bed from Ethan Allen for $30 to furnish our guest bedroom. No buying processed foods, no sodas, no fast food.
Anonymous
Post 10/04/2022 16:43     Subject: Re:Have you made any money-saving changes recently?
Anonymous wrote:I applied for social security just so I could share it with 4 family members. An extra $300 a month for groceries and or gas makes everyone feel secure. And I'll do it until they all get back on solid ground or I die.
It literally keeps me up at night thinking about everyone struggling. Not just our family. I wish I had a lot of money to help anyone needing.


that's so kind of you
Anonymous
Post 10/04/2022 16:42     Subject: Have you made any money-saving changes recently?
Shop less for groceries

Want to:

- Cut cable

- Change cell providers

- Audit all memberships I forget about and cancel

- Sell stuff on FB marketplace
Anonymous
Post 10/04/2022 16:41     Subject: Have you made any money-saving changes recently?
One more: We don't turn on the heat unless it gets below 64 and we don't turn on AC unless it gets hotter than 80.
Anonymous
Post 10/04/2022 16:38     Subject: Have you made any money-saving changes recently?
I started using bar soap for the shower. It is cheaper and it has the bonus of being way better for the environment than big plastic shower gel things.

Stopped wasting money on seltzer water.

We cut out beef. Benefits for the environment too.

Going an extra week between color at the salon.

Stopped getting pedicures this time of year. Wont go back until May.

Stopped buying new clothes for me and my husband. My kid is growing but I budget $100 a month for her.

We cut out apple TV, HBO, and peacock. We have Hulu and netflix.

I walk or metro when I can. It helps me get in more steps, I get fresh air and pay less in gas and parking.
Anonymous
Post 10/04/2022 16:12     Subject: Have you made any money-saving changes recently?
Anonymous wrote:I've also cut my cable bill, now save $130 a month. I only use the free apps on my TV but I plan on having an antenna installed so I can get the free local channels.

Good luck to you OP.


This is what we did. DH bought a $30 HD antenna, installed it in our attic, and ran wires to our TVs. Get to watch HD broadcast TV, some sports games, etc without paying $130/month and really not bad for a $30 investment.
Anonymous
Post 10/04/2022 15:51     Subject: Re:Have you made any money-saving changes recently?
I applied for social security just so I could share it with 4 family members. An extra $300 a month for groceries and or gas makes everyone feel secure. And I'll do it until they all get back on solid ground or I die.
It literally keeps me up at night thinking about everyone struggling. Not just our family. I wish I had a lot of money to help anyone needing.
Anonymous
Post 10/04/2022 15:44     Subject: Have you made any money-saving changes recently?
Anonymous wrote:Open an Ally money market account. It's earning four percent right now. Auto transfer as much as you can from your main checking and interest will accrue.

Google Fi for your mobile phone plan could be a good switch if you have a non apple phone.

Meal plan and prep as much as you possibly can.

Join your local Buy Nothing Project for great ways to get food, clothes even gifts.

Think about getting a lucrative side hustle. There are a lot of them out there so find one that fits for you.


Ive been using Consumer Cellular but our plans for 2 is 68. Just signed up for Google Fi and itll be 40ish. So approx $300 savings a year.
Anonymous
Post 10/04/2022 09:25     Subject: Have you made any money-saving changes recently?
I've also cut my cable bill, now save $130 a month. I only use the free apps on my TV but I plan on having an antenna installed so I can get the free local channels.

Good luck to you OP.
Anonymous
Post 10/04/2022 09:14     Subject: Have you made any money-saving changes recently?
i've done more pickup to avoid tipping
Anonymous
Post 10/04/2022 08:49     Subject: Have you made any money-saving changes recently?
Switched to Mint Mobile and also only pay for one streaming service at a time. My husband and I also took advantage of the "Great Resignation" and are now both in better jobs making more.