Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Full service CC's tend to be very expensive with golf, tennis, swim etc etc plus food minimums. Unless you really use it it's a waste of money. If a lot of your friends are members that's a good reason to join but again only if you really use it. Don't do a cost/benefit analysis (# rounds of golf etc) because the numbers will say no.

If you pay for a pool for the summer throw that cost in. You can throw gym cost in. Tennis and then Golf. 25% of your eat out budget. It makes it look a little better but certainly not cost effective. I have been a member for almost 20 years. Near our house. Love it. We use it. If you will then it is great.

In terms of HHI. I really don't see how a non-rich family could pull it off below 250k. I was 350k when we joined but was almost 20 years ago. To fit into the lifestyle and be in the same conversations I would think we are talking 400k minimum.

HHI $600+ and this mentality is why you couldn't pay me to join one. Couldn't possibly imagine being stuck in a foursome with someone making $375k, what on earth would they have to talk about?!

375 and 600 don't live in the same world. You would have lots to talk about but what you are probably not talking about is private school for multiple kids. 1 or more vacation homes. Going on multiple expensive vacations a year. The issue is not with the 600k talking to the 375k. It is the 375k feeling comfortable in the conversation.

umm that is what rich people talk about when they gather -- also 401k and investments.
No one wants to talk to you about your vacation home or private school. Read an effing book.

Lololol, sorry about your misuse of the internet so your post is above my quote. Rich people don’t talk about money. Rich people don’t find a 401(k) a meaningful aspect of their portfolio, either.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How much are country club memberships? I think that is the only question that needs to be asked.

It depends on the club. One near us is $100K to join and $1500 monthly use it/lose it. $15K to get on the 7 year wait list. We are very financially comfortable and have CC member money, but DH 'doesn't need to buy friends'. I can see his point, but we get invited to go all the time with various friends. DH never goes, but I enjoy it for the both of us.

$100K lump sum plus $1500/month???? That is insanity. No, never. We are at $600-700HHI and would never in a million years consider it. I'd rather buy an investment property, or save for college, or retirement, or vacation, or donate that $100K to various non-profits. There are an infinite amount of things that I could think of as better options for that $100K than the country club. Our summer pool membership was $675. We'll stay there and pay for our poolside chicken fingers in cash. Ridiculous.

Many people don’t have to pay the initiation if they got in through a junior membership.

Anonymous wrote:Ours now does credit checks as part of the membership approval process. HHI is only one thing to be concerned about. It’s amazing how many wealthy people dont pay bills. They used to post the names of the “late” payers in the locker room.

Anonymous wrote:A friend of DHs recently looked into Army Navy CC. $88,000 initial fee for civilians.
I don’t think they’ll be joining despite a very reasonable HHI

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Full service CC's tend to be very expensive with golf, tennis, swim etc etc plus food minimums. Unless you really use it it's a waste of money. If a lot of your friends are members that's a good reason to join but again only if you really use it. Don't do a cost/benefit analysis (# rounds of golf etc) because the numbers will say no.

If you pay for a pool for the summer throw that cost in. You can throw gym cost in. Tennis and then Golf. 25% of your eat out budget. It makes it look a little better but certainly not cost effective. I have been a member for almost 20 years. Near our house. Love it. We use it. If you will then it is great.

In terms of HHI. I really don't see how a non-rich family could pull it off below 250k. I was 350k when we joined but was almost 20 years ago. To fit into the lifestyle and be in the same conversations I would think we are talking 400k minimum.

HHI $600+ and this mentality is why you couldn't pay me to join one. Couldn't possibly imagine being stuck in a foursome with someone making $375k, what on earth would they have to talk about?!

375 and 600 don't live in the same world. You would have lots to talk about but what you are probably not talking about is private school for multiple kids. 1 or more vacation homes. Going on multiple expensive vacations a year. The issue is not with the 600k talking to the 375k. It is the 375k feeling comfortable in the conversation.

Oh aren't you in another stratosphere because of your mighty $600K a year?!? No one else could ever know how life at such a substantially higher HHI.
This is why I would never join a CC. Such stupid pretention. FWIW, I make way more than that and my net worth is way higher. I don't judge people by their paycheck and my friendships aren't based on where people travel. So sad!!!

Yopu must be a great person. Everyone else in the world judges people on their paycheck. Rich/poor/LC/MC/UMC/UC.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Full service CC's tend to be very expensive with golf, tennis, swim etc etc plus food minimums. Unless you really use it it's a waste of money. If a lot of your friends are members that's a good reason to join but again only if you really use it. Don't do a cost/benefit analysis (# rounds of golf etc) because the numbers will say no.

If you pay for a pool for the summer throw that cost in. You can throw gym cost in. Tennis and then Golf. 25% of your eat out budget. It makes it look a little better but certainly not cost effective. I have been a member for almost 20 years. Near our house. Love it. We use it. If you will then it is great.

In terms of HHI. I really don't see how a non-rich family could pull it off below 250k. I was 350k when we joined but was almost 20 years ago. To fit into the lifestyle and be in the same conversations I would think we are talking 400k minimum.

HHI $600+ and this mentality is why you couldn't pay me to join one. Couldn't possibly imagine being stuck in a foursome with someone making $375k, what on earth would they have to talk about?!

375 and 600 don't live in the same world. You would have lots to talk about but what you are probably not talking about is private school for multiple kids. 1 or more vacation homes. Going on multiple expensive vacations a year. The issue is not with the 600k talking to the 375k. It is the 375k feeling comfortable in the conversation.

umm that is what rich people talk about when they gather -- also 401k and investments.
No one wants to talk to you about your vacation home or private school. Read an effing book.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How much are country club memberships? I think that is the only question that needs to be asked.

It depends on the club. One near us is $100K to join and $1500 monthly use it/lose it. $15K to get on the 7 year wait list. We are very financially comfortable and have CC member money, but DH 'doesn't need to buy friends'. I can see his point, but we get invited to go all the time with various friends. DH never goes, but I enjoy it for the both of us.

$100K lump sum plus $1500/month???? That is insanity. No, never. We are at $600-700HHI and would never in a million years consider it. I'd rather buy an investment property, or save for college, or retirement, or vacation, or donate that $100K to various non-profits. There are an infinite amount of things that I could think of as better options for that $100K than the country club. Our summer pool membership was $675. We'll stay there and pay for our poolside chicken fingers in cash. Ridiculous.

Anonymous wrote:We made 700k last year and haven't done it. My goal is to raise children who make it to adulthood without ever memorizing a member number to buy their chicken fingers poolside.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Full service CC's tend to be very expensive with golf, tennis, swim etc etc plus food minimums. Unless you really use it it's a waste of money. If a lot of your friends are members that's a good reason to join but again only if you really use it. Don't do a cost/benefit analysis (# rounds of golf etc) because the numbers will say no.

If you pay for a pool for the summer throw that cost in. You can throw gym cost in. Tennis and then Golf. 25% of your eat out budget. It makes it look a little better but certainly not cost effective. I have been a member for almost 20 years. Near our house. Love it. We use it. If you will then it is great.

In terms of HHI. I really don't see how a non-rich family could pull it off below 250k. I was 350k when we joined but was almost 20 years ago. To fit into the lifestyle and be in the same conversations I would think we are talking 400k minimum.

HHI $600+ and this mentality is why you couldn't pay me to join one. Couldn't possibly imagine being stuck in a foursome with someone making $375k, what on earth would they have to talk about?!

375 and 600 don't live in the same world. You would have lots to talk about but what you are probably not talking about is private school for multiple kids. 1 or more vacation homes. Going on multiple expensive vacations a year. The issue is not with the 600k talking to the 375k. It is the 375k feeling comfortable in the conversation.

No one wants to talk to you about your vacation home or private school. Read an effing book.

This. PP must be the most boring person imaginable. No surprise she’s into forced socializing at clubs, as no real friend would be beat this boring and uncreative woman.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Full service CC's tend to be very expensive with golf, tennis, swim etc etc plus food minimums. Unless you really use it it's a waste of money. If a lot of your friends are members that's a good reason to join but again only if you really use it. Don't do a cost/benefit analysis (# rounds of golf etc) because the numbers will say no.

If you pay for a pool for the summer throw that cost in. You can throw gym cost in. Tennis and then Golf. 25% of your eat out budget. It makes it look a little better but certainly not cost effective. I have been a member for almost 20 years. Near our house. Love it. We use it. If you will then it is great.

In terms of HHI. I really don't see how a non-rich family could pull it off below 250k. I was 350k when we joined but was almost 20 years ago. To fit into the lifestyle and be in the same conversations I would think we are talking 400k minimum.

HHI $600+ and this mentality is why you couldn't pay me to join one. Couldn't possibly imagine being stuck in a foursome with someone making $375k, what on earth would they have to talk about?!

375 and 600 don't live in the same world. You would have lots to talk about but what you are probably not talking about is private school for multiple kids. 1 or more vacation homes. Going on multiple expensive vacations a year. The issue is not with the 600k talking to the 375k. It is the 375k feeling comfortable in the conversation.

No one wants to talk to you about your vacation home or private school. Read an effing book.

We talk about which books we read on our fancy vacations, sometimes at vacation homes.... go figure.

Which the lowly 375K families can also read on their regular vacations. Hence the PP's point.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Full service CC's tend to be very expensive with golf, tennis, swim etc etc plus food minimums. Unless you really use it it's a waste of money. If a lot of your friends are members that's a good reason to join but again only if you really use it. Don't do a cost/benefit analysis (# rounds of golf etc) because the numbers will say no.

If you pay for a pool for the summer throw that cost in. You can throw gym cost in. Tennis and then Golf. 25% of your eat out budget. It makes it look a little better but certainly not cost effective. I have been a member for almost 20 years. Near our house. Love it. We use it. If you will then it is great.

In terms of HHI. I really don't see how a non-rich family could pull it off below 250k. I was 350k when we joined but was almost 20 years ago. To fit into the lifestyle and be in the same conversations I would think we are talking 400k minimum.

HHI $600+ and this mentality is why you couldn't pay me to join one. Couldn't possibly imagine being stuck in a foursome with someone making $375k, what on earth would they have to talk about?!

375 and 600 don't live in the same world. You would have lots to talk about but what you are probably not talking about is private school for multiple kids. 1 or more vacation homes. Going on multiple expensive vacations a year. The issue is not with the 600k talking to the 375k. It is the 375k feeling comfortable in the conversation.