Anonymous wrote:

Anonymous wrote:I agree with you, OP. My husband and I are both in PSLF, so this program has effectively meant $2,000 that we don’t pay each month times 2+ years and it’s still counting toward our PSLF. We are UMC and this program makes no sense to us. It absolutely drives inflation as well. At dinner today my husband and I were remarking how ridiculous it is that the child tax credit payments were allowed to expire but this program helping a family making $350k HHI is being lauded by progressives.

You are a minority in the PSLF program. My friend is making 70k as a teacher with a masters degree in HoCO, my DH is making 99k as a GS-12 at 35. 350K is a ridiculously high income for anyone much less for both of you to meet the requirements for PSLF. I do wish they would start- for any and all federal programs- have an income limit that is adjusted for COL. But you are an anomaly.

OMG!!!

You are basically a $170k household complaining about 'struggling' because you have to pay student loans. Good grief, could you possibly be any more tone deaf when the median HHI in the country is only like $60-70k? You are an entitled UMC household sucking off the teet of taxpayers.

No more forgiveness for people like you.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I agree with you, OP. My husband and I are both in PSLF, so this program has effectively meant $2,000 that we don’t pay each month times 2+ years and it’s still counting toward our PSLF. We are UMC and this program makes no sense to us. It absolutely drives inflation as well. At dinner today my husband and I were remarking how ridiculous it is that the child tax credit payments were allowed to expire but this program helping a family making $350k HHI is being lauded by progressives.

See people! This is the kind of family you are funneling free money to.

PSLF is an earned benefit (10 years of work). Just like how military service members earn their GI Bill.

Oh, you don't remember that PSLF was created by Republican President George W Bush?

A job that pays PP and her husband $175k EACH (on average) is NOT a "public service." GMAFB.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm not complaining. The fact we don't have to pay on my husband's student loans means we've been able to pay cash for our college student (and we don't get a break on tuition). Which means our college student is not going to have loans. So that's a win for everyone as far as I'm concerned.

Not for the taxpayers. There's no way I'm voting for a Democrat in 2022 or 2024 because of this kind of thing. -Biden Voter in '20

Then you are shortsighted, my college student will graduate without debt and be able to start putting money back into the economy once they graduate and start work.

It is a win.

But definitely vote how you feel comfortable, that's the wonderful thing about our country: you get to vote how you would like.

But think about this: is this really the most important thing you are concerned about when it is comes to voting? Really? Because if your answer is yes, I doubt you voted for Biden in 2020.

DP.
It may not be the most important for voters, but it is emblematic of Biden's propensity to kowtow to the far left. The more he does this, the more voters decide that not only do they need to elect people who will put checks in place for Biden's leftist agenda, but voters will also decide that Democrats in power is not healthy for this country.

Ah yes, "Biden's kowtow to the far left." Exemplified by a slight extension of a student loan pause enacted by Trump...

Just another of Biden's "far left" greatest hits, including such looney liberal stuff as: "not legalizing marijuana," "increasing the military budget," "letting Social Security march towards insolvency when literally all he has to do is raise the cap," "appointing a center-right attorney general who refuses to prosecute the previous administration for their blatant crimes," and "literally saying 'fund the police' at the State of the Union."

This is why nobody can take the right seriously when they make claims about "leftists." Anyone who isn't all in on fascism is the "far left" to them, even corporate centrists like Biden.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I agree with you, OP. My husband and I are both in PSLF, so this program has effectively meant $2,000 that we don’t pay each month times 2+ years and it’s still counting toward our PSLF. We are UMC and this program makes no sense to us. It absolutely drives inflation as well. At dinner today my husband and I were remarking how ridiculous it is that the child tax credit payments were allowed to expire but this program helping a family making $350k HHI is being lauded by progressives.

You are a minority in the PSLF program. My friend is making 70k as a teacher with a masters degree in HoCO, my DH is making 99k as a GS-12 at 35. 350K is a ridiculously high income for anyone much less for both of you to meet the requirements for PSLF. I do wish they would start- for any and all federal programs- have an income limit that is adjusted for COL. But you are an anomaly.

PSLF never had a means test or income limitation. It's already insanely hard to get PSLF forgiveness and the entire program was mismanaged by private sector servicers, with poor documentation and record keeping. Can you imagine how much harder it would be to get PSLF forgiveness if they had additionally tried to means test the program? Forget about it.

Im aware it didnt/doesnt but PSLF is for federal, state and non profit. 350K is not anywhere NEAR the average salary for 2 individuals in those sectors. It just isnt. And for this person to benefit from the program and then talk sideways about inflation is disgusting. PSLF is not a requirement. You have to enroll. That UMC couple could have just paid their loans if they feel so strongly about it but its just like rich people and taxes, complain about the tax code that rich people write but use every loophole provided.

Anonymous wrote:

Anonymous wrote:I agree with you, OP. My husband and I are both in PSLF, so this program has effectively meant $2,000 that we don’t pay each month times 2+ years and it’s still counting toward our PSLF. We are UMC and this program makes no sense to us. It absolutely drives inflation as well. At dinner today my husband and I were remarking how ridiculous it is that the child tax credit payments were allowed to expire but this program helping a family making $350k HHI is being lauded by progressives.

You are a minority in the PSLF program. My friend is making 70k as a teacher with a masters degree in HoCO, my DH is making 99k as a GS-12 at 35. 350K is a ridiculously high income for anyone much less for both of you to meet the requirements for PSLF. I do wish they would start- for any and all federal programs- have an income limit that is adjusted for COL. But you are an anomaly.

PSLF never had a means test or income limitation. It's already insanely hard to get PSLF forgiveness and the entire program was mismanaged by private sector servicers, with poor documentation and record keeping. Can you imagine how much harder it would be to get PSLF forgiveness if they had additionally tried to means test the program? Forget about it.

Anonymous wrote:I agree with you, OP. My husband and I are both in PSLF, so this program has effectively meant $2,000 that we don’t pay each month times 2+ years and it’s still counting toward our PSLF. We are UMC and this program makes no sense to us. It absolutely drives inflation as well. At dinner today my husband and I were remarking how ridiculous it is that the child tax credit payments were allowed to expire but this program helping a family making $350k HHI is being lauded by progressives.

You are a minority in the PSLF program. My friend is making 70k as a teacher with a masters degree in HoCO, my DH is making 99k as a GS-12 at 35. 350K is a ridiculously high income for anyone much less for both of you to meet the requirements for PSLF. I do wish they would start- for any and all federal programs- have an income limit that is adjusted for COL. But you are an anomaly.

Anonymous wrote:It's interesting to me that some people here seem to think it's a good thing for the economy when people pay less to the government... sometimes.

Some of the people who most desperately need forgiveness have already paid interest and penalties to the federal government that exceeds their borrowed amounts. So yeah, they've paid what they borrowed.

In my case, I'll have paid around $90K in interest payments to the USG once PSLF is applied to my outstanding principle amount.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm not complaining. The fact we don't have to pay on my husband's student loans means we've been able to pay cash for our college student (and we don't get a break on tuition). Which means our college student is not going to have loans. So that's a win for everyone as far as I'm concerned.

Not for the taxpayers. There's no way I'm voting for a Democrat in 2022 or 2024 because of this kind of thing. -Biden Voter in '20

Then you are shortsighted, my college student will graduate without debt and be able to start putting money back into the economy once they graduate and start work.

It is a win.

But definitely vote how you feel comfortable, that's the wonderful thing about our country: you get to vote how you would like.

But think about this: is this really the most important thing you are concerned about when it is comes to voting? Really? Because if your answer is yes, I doubt you voted for Biden in 2020.

NP -while I agree with most of your reasoning, take a closer look at voters. There are people who are very passionate and thoughtful about whom
will get their vote. And then there are people who are creature of habit voters. Or single issue voters. Or that one time there is some random issue that really gets under their skin. I can see the PP being a Biden voter and not voting again for him.

Anonymous wrote:

Anonymous wrote:I agree with you, OP. My husband and I are both in PSLF, so this program has effectively meant $2,000 that we don’t pay each month times 2+ years and it’s still counting toward our PSLF. We are UMC and this program makes no sense to us. It absolutely drives inflation as well. At dinner today my husband and I were remarking how ridiculous it is that the child tax credit payments were allowed to expire but this program helping a family making $350k HHI is being lauded by progressives.

See people! This is the kind of family you are funneling free money to.

PSLF is an earned benefit (10 years of work). Just like how military service members earn their GI Bill.

Oh, you don't remember that PSLF was created by Republican President George W Bush?

It's interesting to me that some people here seem to think it's a good thing for the economy when people pay less to the government... sometimes.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm not complaining. The fact we don't have to pay on my husband's student loans means we've been able to pay cash for our college student (and we don't get a break on tuition). Which means our college student is not going to have loans. So that's a win for everyone as far as I'm concerned.

Not for the taxpayers. There's no way I'm voting for a Democrat in 2022 or 2024 because of this kind of thing. -Biden Voter in '20

Then you are shortsighted, my college student will graduate without debt and be able to start putting money back into the economy once they graduate and start work.

It is a win.

But definitely vote how you feel comfortable, that's the wonderful thing about our country: you get to vote how you would like.

But think about this: is this really the most important thing you are concerned about when it is comes to voting? Really? Because if your answer is yes, I doubt you voted for Biden in 2020.

The fact that your college grad can now waste their money on an overpriced apartment and trips to Cancun does not benefit me in anyway. Did they have loans to begin with? Because nothing has been forgiven yet so I’m not sure how they are debt free already unless they got a scholarship or you paid.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm not complaining. The fact we don't have to pay on my husband's student loans means we've been able to pay cash for our college student (and we don't get a break on tuition). Which means our college student is not going to have loans. So that's a win for everyone as far as I'm concerned.

Not for the taxpayers. There's no way I'm voting for a Democrat in 2022 or 2024 because of this kind of thing. -Biden Voter in '20

Then you are shortsighted, my college student will graduate without debt and be able to start putting money back into the economy once they graduate and start work.

It is a win.

But definitely vote how you feel comfortable, that's the wonderful thing about our country: you get to vote how you would like.

But think about this: is this really the most important thing you are concerned about when it is comes to voting? Really? Because if your answer is yes, I doubt you voted for Biden in 2020.

DP.
It may not be the most important for voters, but it is emblematic of Biden's propensity to kowtow to the far left. The more he does this, the more voters decide that not only do they need to elect people who will put checks in place for Biden's leftist agenda, but voters will also decide that Democrats in power is not healthy for this country.

Anonymous wrote:

Anonymous wrote:I'm not complaining. The fact we don't have to pay on my husband's student loans means we've been able to pay cash for our college student (and we don't get a break on tuition). Which means our college student is not going to have loans. So that's a win for everyone as far as I'm concerned.

Not for the taxpayers. There's no way I'm voting for a Democrat in 2022 or 2024 because of this kind of thing. -Biden Voter in '20

Then you are shortsighted, my college student will graduate without debt and be able to start putting money back into the economy once they graduate and start work.

It is a win.

But definitely vote how you feel comfortable, that's the wonderful thing about our country: you get to vote how you would like.

But think about this: is this really the most important thing you are concerned about when it is comes to voting? Really? Because if your answer is yes, I doubt you voted for Biden in 2020.

Anonymous wrote:

Anonymous wrote:Why do you care?

Because I pay taxes?

And student loans account for what, $1 or $2 of your taxes?

Anonymous wrote:I agree with you, OP. My husband and I are both in PSLF, so this program has effectively meant $2,000 that we don’t pay each month times 2+ years and it’s still counting toward our PSLF. We are UMC and this program makes no sense to us. It absolutely drives inflation as well. At dinner today my husband and I were remarking how ridiculous it is that the child tax credit payments were allowed to expire but this program helping a family making $350k HHI is being lauded by progressives.

See people! This is the kind of family you are funneling free money to.