Anonymous wrote:Btw for my FIL, it's not that he isn't willing to get a cheaper car, it's that his dream was a Mercedes. Telling him to just get a cheaper car is
.. I mean it's fine, but not particular helpful or emotionally intelligent.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP here and I can’t believe th lack of reading comprehension here. Nowhere did I say I want to saddle myself with a 1.7M house or even 1.3M. That’s exactly the point! I can’t do that and won’t do that, but I could have had that’s EXACT SAME HOUSE and all the advantages that come with it, had I bought it at 1.1-1.2 2-3 years ago. That is the point. The exact same thing is suddenly no longer accessible to people who have saved and denied themselves literally their entire adult life to get it, only to see it slip away forever.

OP, just wondering why you weren't able to buy back then? It sounds like this was a really important goal for you. What happened? Did you make offers but lost out to others? Were you waiting for a house in a particular neighborhood/school district and none came open?

does it really matter? OP is where she is now.

To find another reason the bash someone online, since that gives people so much pleasure, of course!

This is what’s really happened here. Those of you whining that you can’t have empathy because most people can’t have that live nowhere near the DMV and have no idea what’s happened in the past three years in real estate here. Yes, some places have gone up that much. And the interest rate doubled.

And where I lived before, only the UMC lived in homes over $400,000 so it’s rich to see so many of you in your $300,000 and $700,000 homes feel insulted and insult her as privileged. What a bunch of self-centered, unaware trolls.

+1 this thread is a bunch of really privileged people getting upset and offended because someone else might be marginally more privileged than they are

Dumb take. Two sanitation workers (garbage men) can literally make $100k a year in NYC and afford a $300k-$700k home. Ditto two upper step GS-11s, which are average middle class jobs. Salaries are higher in DC and NYC to adjust for the cost of living. A sanitation worker where you used to live is probably making half of what they’d make in NYC so of course they couldn’t afford a $500k home there. Context matters, obviously.

A single person, in this area, making enough to afford a $1.2M house is in a totally different class than the middle class couples who can afford a $300k to $700k homes and should have some self awareness about complaining about their inability to purchase a $1.2M home BY THEMSELVES. I’m using all caps because that is something everyone seems to be avoiding. If OP said she couldn’t afford a $1.2M condo in The Wharf and had to settle instead for a $800k condo on 14th Street NW would everyone be crying crocodile tears for her? This is beyond ridiculous and a lot of you people are tremendously out of touch.

NYC garbage men make way more than that. After 5 years they make 86k. And you can start at 18. So a 24 year old garbage man makes around 86k. None go to college so start young. Most NYC garbage men make 100-150k mid career with OT and last year the top earner make 300k as a garbageman.

My uncle did the full 40 as a NYC garbage man 18-58 and retired on a 120k a year pension for life with medical.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP here and I can’t believe th lack of reading comprehension here. Nowhere did I say I want to saddle myself with a 1.7M house or even 1.3M. That’s exactly the point! I can’t do that and won’t do that, but I could have had that’s EXACT SAME HOUSE and all the advantages that come with it, had I bought it at 1.1-1.2 2-3 years ago. That is the point. The exact same thing is suddenly no longer accessible to people who have saved and denied themselves literally their entire adult life to get it, only to see it slip away forever.

OP, just wondering why you weren't able to buy back then? It sounds like this was a really important goal for you. What happened? Did you make offers but lost out to others? Were you waiting for a house in a particular neighborhood/school district and none came open?

does it really matter? OP is where she is now.

To find another reason the bash someone online, since that gives people so much pleasure, of course!

This is what’s really happened here. Those of you whining that you can’t have empathy because most people can’t have that live nowhere near the DMV and have no idea what’s happened in the past three years in real estate here. Yes, some places have gone up that much. And the interest rate doubled.

And where I lived before, only the UMC lived in homes over $400,000 so it’s rich to see so many of you in your $300,000 and $700,000 homes feel insulted and insult her as privileged. What a bunch of self-centered, unaware trolls.

Many people here have posted that they are living in the DMV in houses far cheaper than OP will consider.

She never said she wouldn’t consider cheaper houses. You all are reading into her vent and frustration, assuming the worst of her, taking it personally, and generally being a-holes.

She hasn’t said what her budget is now.

WHY would she want to trust you to help her? WHY bother to engage with so many jerks?

Why bother posting anything then?

She came to vent. People were jerks. Why come back? Do you really not understand that?

If I posted about suddenly not being able to afford a Mercedes, I would expect the same reaction asking why I couldn’t settle for a Honda when it’s the type of car most middle class people drive.

If I then said “because it means I am forever middle class instead of UMC and I’m sad about that,” I would expect some amount of ridicule. And maybe some sympathy from similar UMC wannabes.

Housing impacts quality of life and outcomes exponentially more than the type of car you have. But yeah in if someone wrote in the cars forum that they'd been saving up for a Mercedes for 20 years and suddenly the price went up 20%, now they can never have it because they are toonclose.to retirement, I would definitely have sympathy. Not sure why anyone wouldn't. I don't only care about people who are less fortunate than me. It's a little weird and creepy to lack the ability to have compassion for anyone unless you literally pity them.

The price of cars DID suddenly increase, and many people posted about it, and the general response was commiseration while also suggesting cheaper cars.

There aren’t a lot of options when you can’t afford what you want, this is not rocket science.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP here and I can’t believe th lack of reading comprehension here. Nowhere did I say I want to saddle myself with a 1.7M house or even 1.3M. That’s exactly the point! I can’t do that and won’t do that, but I could have had that’s EXACT SAME HOUSE and all the advantages that come with it, had I bought it at 1.1-1.2 2-3 years ago. That is the point. The exact same thing is suddenly no longer accessible to people who have saved and denied themselves literally their entire adult life to get it, only to see it slip away forever.

OP, just wondering why you weren't able to buy back then? It sounds like this was a really important goal for you. What happened? Did you make offers but lost out to others? Were you waiting for a house in a particular neighborhood/school district and none came open?

does it really matter? OP is where she is now.

To find another reason the bash someone online, since that gives people so much pleasure, of course!

This is what’s really happened here. Those of you whining that you can’t have empathy because most people can’t have that live nowhere near the DMV and have no idea what’s happened in the past three years in real estate here. Yes, some places have gone up that much. And the interest rate doubled.

And where I lived before, only the UMC lived in homes over $400,000 so it’s rich to see so many of you in your $300,000 and $700,000 homes feel insulted and insult her as privileged. What a bunch of self-centered, unaware trolls.

Many people here have posted that they are living in the DMV in houses far cheaper than OP will consider.

She never said she wouldn’t consider cheaper houses. You all are reading into her vent and frustration, assuming the worst of her, taking it personally, and generally being a-holes.

She hasn’t said what her budget is now.

WHY would she want to trust you to help her? WHY bother to engage with so many jerks?

Why bother posting anything then?

She came to vent. People were jerks. Why come back? Do you really not understand that?

If I posted about suddenly not being able to afford a Mercedes, I would expect the same reaction asking why I couldn’t settle for a Honda when it’s the type of car most middle class people drive.

If I then said “because it means I am forever middle class instead of UMC and I’m sad about that,” I would expect some amount of ridicule. And maybe some sympathy from similar UMC wannabes.

Housing impacts quality of life and outcomes exponentially more than the type of car you have. But yeah in if someone wrote in the cars forum that they'd been saving up for a Mercedes for 20 years and suddenly the price went up 20%, now they can never have it because they are toonclose.to retirement, I would definitely have sympathy. Not sure why anyone wouldn't. I don't only care about people who are less fortunate than me. It's a little weird and creepy to lack the ability to have compassion for anyone unless you literally pity them.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP here and I can’t believe th lack of reading comprehension here. Nowhere did I say I want to saddle myself with a 1.7M house or even 1.3M. That’s exactly the point! I can’t do that and won’t do that, but I could have had that’s EXACT SAME HOUSE and all the advantages that come with it, had I bought it at 1.1-1.2 2-3 years ago. That is the point. The exact same thing is suddenly no longer accessible to people who have saved and denied themselves literally their entire adult life to get it, only to see it slip away forever.

OP, just wondering why you weren't able to buy back then? It sounds like this was a really important goal for you. What happened? Did you make offers but lost out to others? Were you waiting for a house in a particular neighborhood/school district and none came open?

does it really matter? OP is where she is now.

To find another reason the bash someone online, since that gives people so much pleasure, of course!

This is what’s really happened here. Those of you whining that you can’t have empathy because most people can’t have that live nowhere near the DMV and have no idea what’s happened in the past three years in real estate here. Yes, some places have gone up that much. And the interest rate doubled.

And where I lived before, only the UMC lived in homes over $400,000 so it’s rich to see so many of you in your $300,000 and $700,000 homes feel insulted and insult her as privileged. What a bunch of self-centered, unaware trolls.

Many people here have posted that they are living in the DMV in houses far cheaper than OP will consider.

She never said she wouldn’t consider cheaper houses. You all are reading into her vent and frustration, assuming the worst of her, taking it personally, and generally being a-holes.

She hasn’t said what her budget is now.

WHY would she want to trust you to help her? WHY bother to engage with so many jerks?

Why bother posting anything then?

She came to vent. People were jerks. Why come back? Do you really not understand that?

If I posted about suddenly not being able to afford a Mercedes, I would expect the same reaction asking why I couldn’t settle for a Honda when it’s the type of car most middle class people drive.

If I then said “because it means I am forever middle class instead of UMC and I’m sad about that,” I would expect some amount of ridicule. And maybe some sympathy from similar UMC wannabes.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP here and I can’t believe th lack of reading comprehension here. Nowhere did I say I want to saddle myself with a 1.7M house or even 1.3M. That’s exactly the point! I can’t do that and won’t do that, but I could have had that’s EXACT SAME HOUSE and all the advantages that come with it, had I bought it at 1.1-1.2 2-3 years ago. That is the point. The exact same thing is suddenly no longer accessible to people who have saved and denied themselves literally their entire adult life to get it, only to see it slip away forever.

OP, just wondering why you weren't able to buy back then? It sounds like this was a really important goal for you. What happened? Did you make offers but lost out to others? Were you waiting for a house in a particular neighborhood/school district and none came open?

does it really matter? OP is where she is now.

To find another reason the bash someone online, since that gives people so much pleasure, of course!

This is what’s really happened here. Those of you whining that you can’t have empathy because most people can’t have that live nowhere near the DMV and have no idea what’s happened in the past three years in real estate here. Yes, some places have gone up that much. And the interest rate doubled.

And where I lived before, only the UMC lived in homes over $400,000 so it’s rich to see so many of you in your $300,000 and $700,000 homes feel insulted and insult her as privileged. What a bunch of self-centered, unaware trolls.

Many people here have posted that they are living in the DMV in houses far cheaper than OP will consider.

She never said she wouldn’t consider cheaper houses. You all are reading into her vent and frustration, assuming the worst of her, taking it personally, and generally being a-holes.

She hasn’t said what her budget is now.

WHY would she want to trust you to help her? WHY bother to engage with so many jerks?

Why bother posting anything then?

She came to vent. People were jerks. Why come back? Do you really not understand that?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP here and I can’t believe th lack of reading comprehension here. Nowhere did I say I want to saddle myself with a 1.7M house or even 1.3M. That’s exactly the point! I can’t do that and won’t do that, but I could have had that’s EXACT SAME HOUSE and all the advantages that come with it, had I bought it at 1.1-1.2 2-3 years ago. That is the point. The exact same thing is suddenly no longer accessible to people who have saved and denied themselves literally their entire adult life to get it, only to see it slip away forever.

OP, just wondering why you weren't able to buy back then? It sounds like this was a really important goal for you. What happened? Did you make offers but lost out to others? Were you waiting for a house in a particular neighborhood/school district and none came open?

does it really matter? OP is where she is now.

To find another reason the bash someone online, since that gives people so much pleasure, of course!

This is what’s really happened here. Those of you whining that you can’t have empathy because most people can’t have that live nowhere near the DMV and have no idea what’s happened in the past three years in real estate here. Yes, some places have gone up that much. And the interest rate doubled.

And where I lived before, only the UMC lived in homes over $400,000 so it’s rich to see so many of you in your $300,000 and $700,000 homes feel insulted and insult her as privileged. What a bunch of self-centered, unaware trolls.

+1 this thread is a bunch of really privileged people getting upset and offended because someone else might be marginally more privileged than they are

Dumb take. Two sanitation workers (garbage men) can literally make $100k a year in NYC and afford a $300k-$700k home. Ditto two upper step GS-11s, which are average middle class jobs. Salaries are higher in DC and NYC to adjust for the cost of living. A sanitation worker where you used to live is probably making half of what they’d make in NYC so of course they couldn’t afford a $500k home there. Context matters, obviously.

A single person, in this area, making enough to afford a $1.2M house is in a totally different class than the middle class couples who can afford a $300k to $700k homes and should have some self awareness about complaining about their inability to purchase a $1.2M home BY THEMSELVES. I’m using all caps because that is something everyone seems to be avoiding. If OP said she couldn’t afford a $1.2M condo in The Wharf and had to settle instead for a $800k condo on 14th Street NW would everyone be crying crocodile tears for her? This is beyond ridiculous and a lot of you people are tremendously out of touch.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP here and I can’t believe th lack of reading comprehension here. Nowhere did I say I want to saddle myself with a 1.7M house or even 1.3M. That’s exactly the point! I can’t do that and won’t do that, but I could have had that’s EXACT SAME HOUSE and all the advantages that come with it, had I bought it at 1.1-1.2 2-3 years ago. That is the point. The exact same thing is suddenly no longer accessible to people who have saved and denied themselves literally their entire adult life to get it, only to see it slip away forever.

OP, just wondering why you weren't able to buy back then? It sounds like this was a really important goal for you. What happened? Did you make offers but lost out to others? Were you waiting for a house in a particular neighborhood/school district and none came open?

does it really matter? OP is where she is now.

To find another reason the bash someone online, since that gives people so much pleasure, of course!

This is what’s really happened here. Those of you whining that you can’t have empathy because most people can’t have that live nowhere near the DMV and have no idea what’s happened in the past three years in real estate here. Yes, some places have gone up that much. And the interest rate doubled.

And where I lived before, only the UMC lived in homes over $400,000 so it’s rich to see so many of you in your $300,000 and $700,000 homes feel insulted and insult her as privileged. What a bunch of self-centered, unaware trolls.

Many people here have posted that they are living in the DMV in houses far cheaper than OP will consider.

She never said she wouldn’t consider cheaper houses. You all are reading into her vent and frustration, assuming the worst of her, taking it personally, and generally being a-holes.

She hasn’t said what her budget is now.

WHY would she want to trust you to help her? WHY bother to engage with so many jerks?

Why bother posting anything then?

Anonymous wrote:OP, ignore the jerks on this thread. I'm very sorry for what happened to you. A lot of people are in the same boat.

I'll offer this take though in hopes that it makes you feel better. If you were renting and saving to try to stretch into a $1.2M home, then that doesn't leave a lot of room for emergencies. As a single parent, it might be wiser to go for a smaller home that would cost less to purchase and maintain. Then save that money for savings, activities, and vacations. Your kids would have a much better childhood in a smaller home without financial stress and plenty of money to do fun things.

This may be a long shot, but are your kids in private school? Private school can really stoke feelings of financial inadequacy because there are so many extremely wealthy families. It can make families with a 300-400K HHI feel poor, especially after shelling out for private school. IMO it's not worth it to stretch to send your kids to private. Money rules there and it can really take a toll on self esteem.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP here and I can’t believe th lack of reading comprehension here. Nowhere did I say I want to saddle myself with a 1.7M house or even 1.3M. That’s exactly the point! I can’t do that and won’t do that, but I could have had that’s EXACT SAME HOUSE and all the advantages that come with it, had I bought it at 1.1-1.2 2-3 years ago. That is the point. The exact same thing is suddenly no longer accessible to people who have saved and denied themselves literally their entire adult life to get it, only to see it slip away forever.

OP, just wondering why you weren't able to buy back then? It sounds like this was a really important goal for you. What happened? Did you make offers but lost out to others? Were you waiting for a house in a particular neighborhood/school district and none came open?

does it really matter? OP is where she is now.

To find another reason the bash someone online, since that gives people so much pleasure, of course!

This is what’s really happened here. Those of you whining that you can’t have empathy because most people can’t have that live nowhere near the DMV and have no idea what’s happened in the past three years in real estate here. Yes, some places have gone up that much. And the interest rate doubled.

And where I lived before, only the UMC lived in homes over $400,000 so it’s rich to see so many of you in your $300,000 and $700,000 homes feel insulted and insult her as privileged. What a bunch of self-centered, unaware trolls.

+1 this thread is a bunch of really privileged people getting upset and offended because someone else might be marginally more privileged than they are

Along with a bunch of non-privileged people who can’t even contemplate being able to afford a million dollar home.

No hon. A non privileged person is someone who can't stay housed in a stable way because they can't afford the rent, much less save up for a $300k home. The fact so many of you have so little perspective that you feel the need to be this mean to someone complaining about the real estate market, says so much about you and it is not good.

I would have complete sympathy for someone trying to save up for a $300k home in this area. But not someone complaining about not having a $1.2 million home when there are people having a hard time saving up for a $300k home.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP here and I can’t believe th lack of reading comprehension here. Nowhere did I say I want to saddle myself with a 1.7M house or even 1.3M. That’s exactly the point! I can’t do that and won’t do that, but I could have had that’s EXACT SAME HOUSE and all the advantages that come with it, had I bought it at 1.1-1.2 2-3 years ago. That is the point. The exact same thing is suddenly no longer accessible to people who have saved and denied themselves literally their entire adult life to get it, only to see it slip away forever.

OP, just wondering why you weren't able to buy back then? It sounds like this was a really important goal for you. What happened? Did you make offers but lost out to others? Were you waiting for a house in a particular neighborhood/school district and none came open?

does it really matter? OP is where she is now.

To find another reason the bash someone online, since that gives people so much pleasure, of course!

This is what’s really happened here. Those of you whining that you can’t have empathy because most people can’t have that live nowhere near the DMV and have no idea what’s happened in the past three years in real estate here. Yes, some places have gone up that much. And the interest rate doubled.

And where I lived before, only the UMC lived in homes over $400,000 so it’s rich to see so many of you in your $300,000 and $700,000 homes feel insulted and insult her as privileged. What a bunch of self-centered, unaware trolls.

+1 this thread is a bunch of really privileged people getting upset and offended because someone else might be marginally more privileged than they are

Along with a bunch of non-privileged people who can’t even contemplate being able to afford a million dollar home.

No hon. A non privileged person is someone who can't stay housed in a stable way because they can't afford the rent, much less save up for a $300k home. The fact so many of you have so little perspective that you feel the need to be this mean to someone complaining about the real estate market, says so much about you and it is not good.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP here and I can’t believe th lack of reading comprehension here. Nowhere did I say I want to saddle myself with a 1.7M house or even 1.3M. That’s exactly the point! I can’t do that and won’t do that, but I could have had that’s EXACT SAME HOUSE and all the advantages that come with it, had I bought it at 1.1-1.2 2-3 years ago. That is the point. The exact same thing is suddenly no longer accessible to people who have saved and denied themselves literally their entire adult life to get it, only to see it slip away forever.

OP, just wondering why you weren't able to buy back then? It sounds like this was a really important goal for you. What happened? Did you make offers but lost out to others? Were you waiting for a house in a particular neighborhood/school district and none came open?

does it really matter? OP is where she is now.

To find another reason the bash someone online, since that gives people so much pleasure, of course!

This is what’s really happened here. Those of you whining that you can’t have empathy because most people can’t have that live nowhere near the DMV and have no idea what’s happened in the past three years in real estate here. Yes, some places have gone up that much. And the interest rate doubled.

And where I lived before, only the UMC lived in homes over $400,000 so it’s rich to see so many of you in your $300,000 and $700,000 homes feel insulted and insult her as privileged. What a bunch of self-centered, unaware trolls.

+1 this thread is a bunch of really privileged people getting upset and offended because someone else might be marginally more privileged than they are

Dumb take. Two sanitation workers (garbage men) can literally make $100k a year in NYC and afford a $300k-$700k home. Ditto two upper step GS-11s, which are average middle class jobs. Salaries are higher in DC and NYC to adjust for the cost of living. A sanitation worker where you used to live is probably making half of what they’d make in NYC so of course they couldn’t afford a $500k home there. Context matters, obviously.

A single person, in this area, making enough to afford a $1.2M house is in a totally different class than the middle class couples who can afford a $300k to $700k homes and should have some self awareness about complaining about their inability to purchase a $1.2M home BY THEMSELVES. I’m using all caps because that is something everyone seems to be avoiding. If OP said she couldn’t afford a $1.2M condo in The Wharf and had to settle instead for a $800k condo on 14th Street NW would everyone be crying crocodile tears for her? This is beyond ridiculous and a lot of you people are tremendously out of touch.