Anonymous wrote:Anonymous wrote:I completely understand what OP is saying and many of you are missing the point of the OP’s original post, either unintentionally or intentionally. Yes, there are exceptions. Most people don’t fit into one narrow category. Op made clear through multiple posts that he/she was not talking about someone with a major health issue or family member with a major health issue or something catastrophic. OP was referring to a narrow category of feds making a decent salary with no major expenses yet who had no savings but continues to spend all while complaining about not having money. I too know people like this and it’s baffling. They are high up on the GS scale, single, no major medical issues (and yes I know this for a fact), and yet have no savings or two weeks max. Yet they travel a lot, drive expensive cars, go out to eat routinely, shop A LOT, etc. And their spending hasn’t changed much despite the lack of a paycheck and not having savings! I don’t feel sorry for them. They were and are irresponsible.
I feel for the people with kids, with medical expenses, with unexpected expenses, those helping family, etc.
But to OP’s point, people are either not taught or are incapable of economizing. I have a friend who is currently out of work and has been for months. Yet she still goes out to dinner routinely, buys expensive coffee daily, purchases event tickets, etc. But then turns around and says how she doesn’t have any money. It’s mind boggling.
What are you saying? I saved up for the down payment on my vehicle! So what if I got a large monthly payment. It’s mine, OK?
It’s still not right to stop paying us like this.
Anonymous wrote:I completely understand what OP is saying and many of you are missing the point of the OP’s original post, either unintentionally or intentionally. Yes, there are exceptions. Most people don’t fit into one narrow category. Op made clear through multiple posts that he/she was not talking about someone with a major health issue or family member with a major health issue or something catastrophic. OP was referring to a narrow category of feds making a decent salary with no major expenses yet who had no savings but continues to spend all while complaining about not having money. I too know people like this and it’s baffling. They are high up on the GS scale, single, no major medical issues (and yes I know this for a fact), and yet have no savings or two weeks max. Yet they travel a lot, drive expensive cars, go out to eat routinely, shop A LOT, etc. And their spending hasn’t changed much despite the lack of a paycheck and not having savings! I don’t feel sorry for them. They were and are irresponsible.
I feel for the people with kids, with medical expenses, with unexpected expenses, those helping family, etc.
But to OP’s point, people are either not taught or are incapable of economizing. I have a friend who is currently out of work and has been for months. Yet she still goes out to dinner routinely, buys expensive coffee daily, purchases event tickets, etc. But then turns around and says how she doesn’t have any money. It’s mind boggling.
Anonymous wrote:I completely understand what OP is saying and many of you are missing the point of the OP’s original post, either unintentionally or intentionally. Yes, there are exceptions. Most people don’t fit into one narrow category. Op made clear through multiple posts that he/she was not talking about someone with a major health issue or family member with a major health issue or something catastrophic. OP was referring to a narrow category of feds making a decent salary with no major expenses yet who had no savings but continues to spend all while complaining about not having money. I too know people like this and it’s baffling. They are high up on the GS scale, single, no major medical issues (and yes I know this for a fact), and yet have no savings or two weeks max. Yet they travel a lot, drive expensive cars, go out to eat routinely, shop A LOT, etc. And their spending hasn’t changed much despite the lack of a paycheck and not having savings! I don’t feel sorry for them. They were and are irresponsible.
I feel for the people with kids, with medical expenses, with unexpected expenses, those helping family, etc.
But to OP’s point, people are either not taught or are incapable of economizing. I have a friend who is currently out of work and has been for months. Yet she still goes out to dinner routinely, buys expensive coffee daily, purchases event tickets, etc. But then turns around and says how she doesn’t have any money. It’s mind boggling.
Anonymous wrote:The majority of Americans are in debt. This is a consumerism economy. We teach our kids the importance of savings. Not judging others but agree with OP that it’s not hard to cut spending on discretionary things to build savings. That doesn’t mean less fun. “Fun” doesn’t need to be costly. In any case, it’s certainly not fun to not have savings.
Anonymous wrote:The majority of Americans are in debt. This is a consumerism economy. We teach our kids the importance of savings. Not judging others but agree with OP that it’s not hard to cut spending on discretionary things to build savings. That doesn’t mean less fun. “Fun” doesn’t need to be costly. In any case, it’s certainly not fun to not have savings.