T15 or so.

Duke and Stanford. Ivies have too many problems.

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Anonymous wrote:

Anonymous wrote:

Anonymous wrote:We will be happily paying 90K for our DC to attend Northwestern this fall. We are currently paying 70K/year for a SLAC ranked in the 30s with a merit scholarship for our other child.

Leaving out the Ivys, schools we have toured that we would have paid 90K for without reservation include:

Brown
Wesleyan
Duke
WashU
Vanderbilt

The truth is we would pay that amount for the school that is the best fit for our children. It would have been begrudgingly at some schools and comparisons with schools that came in below with merit would be made along with a discussion of value. That said, I expect those schools would have offered some merit to our students.

For our student that we are paying less for we are planning to put any difference towards grad school for her.

Our kids went to public school k-12. We are (I think) a donut hole family. We pay with a combination of savings and cashflow.

If we had to borrow any of the money it would be a different conversation. Net worth about 5M+, we are 8-10 years from retirement.

You are not a donut hole family, you have five million dollars.

Even if 1mm of that is not liquid (house), you have enormous resources.

Full freight for four years at (e.g.) NYU for two Larlings is less than 25% of your net worth.

This conversation is not about you, homey.

How nasty you are.

The question was what is worth 90K/year. Without knowing resources the question is meaningless. If we had less and our child got into a top 10 school we would qualify for financial aid and be paying a lot less than 90K/year.

I am a long term, admittedly senior, fed. UMC in a HCOL city. Isn’t that the definition of donut hole? With fewer resources we would get financial aid. I know we won’t get financial aid and that is because we had the ability to save and we chose to save.

DP.

No.

Anonymous wrote:

Anonymous wrote:We will be happily paying 90K for our DC to attend Northwestern this fall. We are currently paying 70K/year for a SLAC ranked in the 30s with a merit scholarship for our other child.

Leaving out the Ivys, schools we have toured that we would have paid 90K for without reservation include:

Brown
Wesleyan
Duke
WashU
Vanderbilt

The truth is we would pay that amount for the school that is the best fit for our children. It would have been begrudgingly at some schools and comparisons with schools that came in below with merit would be made along with a discussion of value. That said, I expect those schools would have offered some merit to our students.

For our student that we are paying less for we are planning to put any difference towards grad school for her.

Our kids went to public school k-12. We are (I think) a donut hole family. We pay with a combination of savings and cashflow.

If we had to borrow any of the money it would be a different conversation. Net worth about 5M+, we are 8-10 years from retirement.

Brown is an Ivy.

You are right, my bad.

Anonymous wrote:

Anonymous wrote:We will be happily paying 90K for our DC to attend Northwestern this fall. We are currently paying 70K/year for a SLAC ranked in the 30s with a merit scholarship for our other child.

Leaving out the Ivys, schools we have toured that we would have paid 90K for without reservation include:

Brown
Wesleyan
Duke
WashU
Vanderbilt

The truth is we would pay that amount for the school that is the best fit for our children. It would have been begrudgingly at some schools and comparisons with schools that came in below with merit would be made along with a discussion of value. That said, I expect those schools would have offered some merit to our students.

For our student that we are paying less for we are planning to put any difference towards grad school for her.

Our kids went to public school k-12. We are (I think) a donut hole family. We pay with a combination of savings and cashflow.

If we had to borrow any of the money it would be a different conversation. Net worth about 5M+, we are 8-10 years from retirement.

You are not a donut hole family, you have five million dollars.

Even if 1mm of that is not liquid (house), you have enormous resources.

Full freight for four years at (e.g.) NYU for two Larlings is less than 25% of your net worth.

This conversation is not about you, homey.

How nasty you are.

The question was what is worth 90K/year. Without knowing resources the question is meaningless. If we had less and our child got into a top 10 school we would qualify for financial aid and be paying a lot less than 90K/year.

I am a long term, admittedly senior, fed. UMC in a HCOL city. Isn’t that the definition of donut hole? With fewer resources we would get financial aid. I know we won’t get financial aid and that is because we had the ability to save and we chose to save.

Anonymous wrote:We will be happily paying 90K for our DC to attend Northwestern this fall. We are currently paying 70K/year for a SLAC ranked in the 30s with a merit scholarship for our other child.

Leaving out the Ivys, schools we have toured that we would have paid 90K for without reservation include:

Brown
Wesleyan
Duke
WashU
Vanderbilt

The truth is we would pay that amount for the school that is the best fit for our children. It would have been begrudgingly at some schools and comparisons with schools that came in below with merit would be made along with a discussion of value. That said, I expect those schools would have offered some merit to our students.

For our student that we are paying less for we are planning to put any difference towards grad school for her.

Our kids went to public school k-12. We are (I think) a donut hole family. We pay with a combination of savings and cashflow.

If we had to borrow any of the money it would be a different conversation. Net worth about 5M+, we are 8-10 years from retirement.

Brown is an Ivy.

OP, I'm sorry, I don't have a list of colleges that are worth $90k.
I didn't go to an Ivy so *perhaps* they might be. MIT probably is.
I can only speak to my personal experience. I went to Emory in the '90s. Definitely not worth $90k, although I had a great experience there.
I'm sending my kids to William & Mary (full pay out of state, but worth the $60k-ish we spend) and GA Tech (amazing innovation there and definitely worth full pay out of state). My William & Mary kid is further along so I have more info on that school. He has had great opportunities - paid research jobs with multiple professors, a free trip to CA to present at a conference with a professor on a published paper they co-wrote, great help finding internships and financial support when the first internship was unpaid, free LSAT prep, etc. Plus a great group of smart kids in his competitive career-focused extracurricular, a busy fraternity social schedule and a lovely girlfriend. He's on track to graduate early.
He had friends who went to expensive schools and some who went to the Univ of Maryland for far less. I feel like their outcomes are much more dependent on the individual kid and that person's work ethic and drive than the college.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I’m OP

Call me too literally but I just wanted a list of colleges people think are of high enough quality to be worth $90k if one could afford it.

Is this your first appearance after 25 pages of chaos? 😂

OP - I was shocked! 😳 Still hoping for some college names 😂

Pretty much the ones in top parts of USNWR et al lists.
Always with the caveat of “if you can afford it”.

Yeah, I would probably say the top 15 on that list, maybe 20. But it falls off quickly.

OP - thanks to everyone who has replied.

Please don’t fight. We’re all trying our best. Ultimately we all want the same things and the world is big enough for all our kids to be successful.

Are you seriously trying to police a conversation on an anonymous message board?

And no one is fighting, people are having what was an interesting and spirited discussion before you came in clutching your pearls.

Anonymous wrote:

Anonymous wrote:We will be happily paying 90K for our DC to attend Northwestern this fall. We are currently paying 70K/year for a SLAC ranked in the 30s with a merit scholarship for our other child.

Leaving out the Ivys, schools we have toured that we would have paid 90K for without reservation include:

Brown
Wesleyan
Duke
WashU
Vanderbilt

The truth is we would pay that amount for the school that is the best fit for our children. It would have been begrudgingly at some schools and comparisons with schools that came in below with merit would be made along with a discussion of value. That said, I expect those schools would have offered some merit to our students.

For our student that we are paying less for we are planning to put any difference towards grad school for her.

Our kids went to public school k-12. We are (I think) a donut hole family. We pay with a combination of savings and cashflow.

If we had to borrow any of the money it would be a different conversation. Net worth about 5M+, we are 8-10 years from retirement.

You are not a donut hole family, you have five million dollars.

Even if 1mm of that is not liquid (house), you have enormous resources.

Full freight for four years at (e.g.) NYU for two Larlings is less than 25% of your net worth.

This conversation is not about you, homey.

So out of 5 mil , I would guess about 25-30% is primary home. Exclude that and we are left with ~ 3 mil. Now stock market can easily sell off 50% so I would discount 1.5 mil from that. Now at 1.5 mil it is doable but not as effortlessly as we thought earlier

Anonymous wrote:We will be happily paying 90K for our DC to attend Northwestern this fall. We are currently paying 70K/year for a SLAC ranked in the 30s with a merit scholarship for our other child.

Leaving out the Ivys, schools we have toured that we would have paid 90K for without reservation include:

Brown
Wesleyan
Duke
WashU
Vanderbilt

The truth is we would pay that amount for the school that is the best fit for our children. It would have been begrudgingly at some schools and comparisons with schools that came in below with merit would be made along with a discussion of value. That said, I expect those schools would have offered some merit to our students.

For our student that we are paying less for we are planning to put any difference towards grad school for her.

Our kids went to public school k-12. We are (I think) a donut hole family. We pay with a combination of savings and cashflow.

If we had to borrow any of the money it would be a different conversation. Net worth about 5M+, we are 8-10 years from retirement.

You are not a donut hole family, you have five million dollars.

Even if 1mm of that is not liquid (house), you have enormous resources.

Full freight for four years at (e.g.) NYU for two Larlings is less than 25% of your net worth.

This conversation is not about you, homey.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I’m OP

Call me too literally but I just wanted a list of colleges people think are of high enough quality to be worth $90k if one could afford it.

Is this your first appearance after 25 pages of chaos? 😂

OP - I was shocked! 😳 Still hoping for some college names 😂

Hi OP-
I am one of the mom's with a happy kid (stem sophomore male) at an Ivy. Rather than names of schools (which will set the trolls off again), my recommendation to you is to think about how your DC learns/engages and then judge the private schools you are interested in (though out of state at say Cal or UCLA will be over 80k).

For example; our son focused on class size and access to professors and based on tours as well as discussions with current students he realized both of those were less available at the public flagships. He also was interested in a double major and was looking for colleges that were strong in both subjects and where it was not difficult to register for classes since getting prerequisites for two subjects is hard enough already. He also is very involved in extracurriculars and wanted a school large enough to have variety, for him some of the smaller schools lacked the variety in EC he wanted.
As parents we wanted 4 years guaranteed housing, some publics have it but many don't (at Michigan most sophomore's live off campus and the process of finding roommates and renting a place actually starts pretty early in freshman year). We also wanted him to have faculty advising, i.e. wanted him to get some guidance from things other than other students and the internet in terms of teachers, courses etc.
Things we got but didn't expect and now really value- peer counseling, at our son's school there is free peer counseling in every subject . It is super helpful for freshmen who are learning what is expected in their new environment (our son became a peer counselor and for our younger student we now know to look for it and we send him to the departments to find the student counselors and ask about the classes and professors in the departments he is most interested in- wealth of knowledge from those kids). Lots of study spaces, turns out our son doesn't like to study in his dorm (he had never shared a room before) the lower ratio of students to numerous libraries, lounges, practice spaces etc is really important for him. Communication from the school, we get newsletters, important updates from the president (when the shooting happened at Brown within a couple of hours, while it was still going on we received info on what our campus was doing to ensure safety) info on ways to connect with other families in our area, etc. (I assume all schools do these things but I suspect there is pretty wide variability).

We will be happily paying 90K for our DC to attend Northwestern this fall. We are currently paying 70K/year for a SLAC ranked in the 30s with a merit scholarship for our other child.

Leaving out the Ivys, schools we have toured that we would have paid 90K for without reservation include:

Brown
Wesleyan
Duke
WashU
Vanderbilt

The truth is we would pay that amount for the school that is the best fit for our children. It would have been begrudgingly at some schools and comparisons with schools that came in below with merit would be made along with a discussion of value. That said, I expect those schools would have offered some merit to our students.

For our student that we are paying less for we are planning to put any difference towards grad school for her.

Our kids went to public school k-12. We are (I think) a donut hole family. We pay with a combination of savings and cashflow.

If we had to borrow any of the money it would be a different conversation. Net worth about 5M+, we are 8-10 years from retirement.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I’m OP

Call me too literally but I just wanted a list of colleges people think are of high enough quality to be worth $90k if one could afford it.

Is this your first appearance after 25 pages of chaos? 😂

OP - I was shocked! 😳 Still hoping for some college names 😂

Pretty much the ones in top parts of USNWR et al lists.
Always with the caveat of “if you can afford it”.

Yeah, I would probably say the top 15 on that list, maybe 20. But it falls off quickly.

OP - thanks to everyone who has replied.

Please don’t fight. We’re all trying our best. Ultimately we all want the same things and the world is big enough for all our kids to be successful.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I’m OP

Call me too literally but I just wanted a list of colleges people think are of high enough quality to be worth $90k if one could afford it.

Is this your first appearance after 25 pages of chaos? 😂

OP - I was shocked! 😳 Still hoping for some college names 😂

To summarize the rational posts. It depends. How much money do you have to spend (how do you define "if one could afford it")? What are your other options (such as in-state)? Are they targeting something special?

The answer is different for everyone. I'm sorry that is non-responsive. But that is the answer.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I’m OP

Call me too literally but I just wanted a list of colleges people think are of high enough quality to be worth $90k if one could afford it.

Is this your first appearance after 25 pages of chaos? 😂

OP - I was shocked! 😳 Still hoping for some college names 😂

I’d pay $90K for Rice, Harvey Mudd, Wesleyan to name a few.