He specifically addresses all these financial "concerns" in the questions for the record which were released this morning. From Slate:
Kavanaugh’s Debt
Ben Mathis-Lilley was unhappy senators didn’t ask Kavanaugh for more detail about his finances—he went from carrying between $60,000 and $200,000 on credit cards in 2016 to being debt-free except for his mortgage in 2017—and was interested in knowing more about an email in which he apologized for “growing aggressive after blowing a game of dice.” In response to a question from Senator Sheldon Whitehouse, Kavanaugh gave a two-page overview of his finances, the gist of which was that his debt came from home improvements and buying baseball tickets, and he was able to pay it off thanks to some combination of pay raises, his wife’s return to the workforce, and possibly financial gifts from family members, which are exempt from disclosure:
Our annual income and financial worth substantially increased in the last few years as a result of a significant annual salary increase for federal judges; a substantial back pay award in the wake of class litigation over pay for the Federal Judiciary; and my wife’s return to the paid workforce following the many years that she took off from paid work in order to stay with and care for our daughters. The back pay award was excluded from disclosure on my previous financial disclosure report based on the Filing Instructions for Judicial Officers and Employees, which excludes income from the Federal Government. We have not received financial gifts other than from our family which are excluded from disclosure in judicial financial disclosure reports. Nor have we received other kinds of gifts from anyone outside of our family, apart from ordinary non-reportable gifts related to, for example, birthdays, Christmas, or personal hospitality. On the 2018 financial disclosure report, I correctly listed “exempt” for gifts and reimbursements because those are the explicit instructions in the 2018 Filing Instructions for Judicial Officers and Employees.
As for gambling, Kavanaugh says he’s never had gambling debt or played fantasy sports, and by the way, did you know that houses require upkeep?
Over the years, we have sunk a decent amount of money into our home for sometimes unanticipated repairs and improvements. As many homeowners probably appreciate, the list sometimes seems to never end, and for us it has included over the years: replacing the heating and air conditioning system and air conditioning units, replacing the water heater, painting and repairing the full exterior of the house, painting the interior of the house, replacing the porch flooring on the front and side porches with composite wood, gutter repairs, roof repairs, new refrigerator, new oven, ceiling leaks, ongoing flooding in the basement, waterproofing the basement, mold removal in the basement, drainage work because of excess water outside the house that was running into the neighbor’s property, fence repair, and so on. Maintaining a house, especially an old house like ours, can be expensive. I have not had gambling debts or participated in “fantasy” leagues.
As for the baseball tickets themselves, they were all above board and, like home repairs, very relatable, even to people who’ve never had between $60,000 and $200,000 in credit card debt:
As is typical with baseball season tickets, I had a group of old friends who would split games with me. We would usually divide the tickets in a “ticket draft” at my house. Everyone in the group paid me for their tickets based on the cost of the tickets, to the dollar. No one overpaid or underpaid me for tickets. No loans were given in either direction.
Kavanaugh also specified that the dice game in his email “was not a game with monetary stakes,” said he had never sought treatment for a gambling addiction, and, in response to very specific question about whether or not he had “accrued gambling debt in the State of New Jersey,” said he’d occasionally played low-stakes blackjack there in his twenties but never accrued gambling debt.