Anonymous wrote:OP here. I plan to propose this year and have started looking at rings. I’ve found a really good quality 1.5 carat ring and then a still good quality, but not as high 2 carat. I’m wondering if the size is worth it or if a smaller one is worth it. We will likely pass down the ring to future kids.
Please consider your fiancee's day to day lifestyle. If she has a large enough stone, that means a large and/or high setting, and that can get in the way a LOT even if she loves the ring's look. She might end up loving it but still removing it a lot. My sibling is a jeweler and says a lot of people do not consider things like the height of the setting needed for the particular stone, etc. and then end up finding the ring gets caught on things, etc. That's why you want her to be able to try it on before you drop a bundle on it.
It sounds as if you're planning to buy the ring to surprise her with it--? Or are you asking just for information you'll share with her? Please consider that the surprise of being proposed to with the ring is nice, but if you misjudge and get her a larger or smaller stone than she really wants, or one that ends up getting in the way, or is in a setting she doesn't care for much, she might say she loves it but really she is just living with it. Most jewelers will tell you to make the choice together so she can try on rings. A jeweler who pushes you hard to buy the ring on your own without any input from her is a jeweler looking to take advantage of your desire to surprise her and push you toward whatever's most expensive.
There have been threads here on DCUM along the lines of "My fiance got me a ring and I don't really like the stone/the setting/whatever, but I don't know how to tell him and he already bought it" and so forth. Look for some of those threads here. You want this to be a ring she really will WANT to wear daily for decades. I would put that ahead of either the surprise of having a ring when you propose, or the thought of "we will pass it down to kids."
Bear in mind too--your kids may not want the ring. Styles change, tastes are different, stone cuts go in and out of fashion, etc. etc. Consider focusing on what your fiancee will love and can wear without issues, instead of "heirloom value" or a big reveal at the engagement. My sibling says he sees a LOT of people coming in with mom's or grandma's ring to get the stones taken out and reset, or frankly, to sell it to get a ring they really want. Yes there can be sentimental heirloom stuff going on, but it's not a sure bet, ever. Just something to consider, OP, based on what a jeweler has said over a lot of years of selling engagement rings....