Did you get a good interest rate? Overpaying by $25,000 might mean $100-$150/month extra at today's interest rates. For a $650,000 mortgage, that's about equal to a 0.25% increase in rate. Are you going to beat yourself up over 25 basis points? Sure, it's nice to get a lower rate, but we can't have everything. Prices in a year could be the same or higher and interest rates 1.0% higher - then you'll be really glad you bought when you did!

You haven’t overpaid until you sell it and lose money. Until then, relax.

You're in a nice area. You'll be fine. Leave it alone.

We overpaid $100k for our house. How do I know that it was $100k that we overpaid? Because someone bought the house for $500k and right after they bought it, I asked them what it would take for me to buy the house from them. We settled at $600k. So in 2 months, they made $100k. Not bad for them. Do I regret it? Not a single day goes by where I am thankful to have had an opportunity to buy this house. Did I overpay for the house? Yes, absolutely! The only difference is my attitude. I enjoy my house and my view into my backyard every single day.

OP, if you shift your perspective by being thankful, life will be more enjoyable, including your house.

Good luck and blessings to you OP!

OP - you obsessing on these details, long after the fact, will be what hurts you. Hurts you marriage. Hurt you enjoyment of life, day to day. Hurts your health. Something. Stable mental health has a value - monetary value. If you care about money and cost, don't be so shortsighted, that your home purchase price is all that matters.

Can you afford it? If so, and you plan on keeping it 8+ years, you didn't really overpay. Relax.

Don’t look at house prices in your neighborhood until you are ready to move.

25k will be made up in a year so you can never overpay

We overpaid for our first home. It was a learning lesson of about 100k. We can’t sell it and we hate it. But it makes a nice rental income.

Our second home: we paid 200k less than what we sold for.

Our third home was the cheapest on the block. We will sell it for 500k more than what we paid for in 10 years.

You’ll get better at this. And it will make you stronger.

The really nice thing about overpaying for a house is that, unlike overpaying for a dress or a car, your house LASTS. You use it (especially right now) every damned day. It’s the most important purchase you make, really. It’s where your kids (and you, I hope) feel safest. It’s where you’ll all build memories of the only time you live together for years on end.

If you’re going to overpay, a house isn’t a bad thing to overpay on! And who knows? If you’re there for ten years, you may ultimately come out ahead anyway.

It is what it is... And, you will only find out if you overpaid when you go to sell. Until then, enjoy it

Get a life...sky not falling. I would hate to be your wife

We overpaid too. C'est la vie. Spent 25K too much. Life will go on.

Anonymous wrote:OP, even if you overpaid your house, like say 30K, it is nothing in the grand scheme of things. You will enjoy your house for the next ten years. And when it comes to sell, 30K will be noise in the total price.

-- from somebody who overpaid and bought the most expensive house in the neighborhood a decade ago.

+1

We overpaid for a house -- right before the 2007/8 crash no less. a decade later, it was a non issue.

I put an offer on a house back in late May that was not accepted because we had a contingency. The seller accepted another offer and as it turns out the successful offer was 10k less than what we'd offered. I'm still annoyed with myself for that contingency because nothing has come on the market since then that we like and can afford and it was a silly contingency (long story). But had we been successful, would have we really "overpaid" for the house? I wouldn't be thinking that at all, I'd be very happy that we had a house!