Anonymous wrote:I have been a Vanguard customer, and fan, for years. Every time I deal with them, I ask out loud, why can't more companies be like them? Not perfect to be sure but hard to beat at their own game. I also have accounts with TIAA and have never liked them and Fidelity which is typically much more actively managed though they also mimic Vanguard in many funds. T Rowe Price typically much higher fees and of those mentioned, Charles Schwab probably your closest bet. Limited experience with them but what I have has been on par with Vanguard.

I have Vanguard and Fidelity and never felt strongly like you about either. I think they are both good and very comparable.

I have been a Vanguard customer, and fan, for years. Every time I deal with them, I ask out loud, why can't more companies be like them? Not perfect to be sure but hard to beat at their own game. I also have accounts with TIAA and have never liked them and Fidelity which is typically much more actively managed though they also mimic Vanguard in many funds. T Rowe Price typically much higher fees and of those mentioned, Charles Schwab probably your closest bet. Limited experience with them but what I have has been on par with Vanguard.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Are all your funds in tax-sheltered retirement accounts, or are you going to spend $100,000 in capital gains taxes just so you can sell Vanguard index funds and buy Schwab index funds with nearly identical holdings?

And all this because you think security and fraud policies regarding jointly held accounts are like "Handmaid's Tale."

You're a piece of work, honestly.

You can transfer securities between different firms without having to sell them. There would be no capital gains to pay.

Only if she wants to hold Vanguard funds in a Schwab account.

There really wouldn't be a reason not to. Yes, you would pay a transaction fee when you ultimately sold from the Schwab account, but it is only about $5. It's certainly not worth incurring capital gains taxes that you otherwise would want to avoid over that.

Some reasons for staying with Vanguard:
https://www.whitecoatinvestor.com/expense-ratios/

White Coat Investor is pretty good for high income retirement advice.
Fidelity wouldn’t be the worst alternative. Whatever you do, don’t put it in the Rydex S&P 500.

Anonymous wrote:

Anonymous wrote:Are all your funds in tax-sheltered retirement accounts, or are you going to spend $100,000 in capital gains taxes just so you can sell Vanguard index funds and buy Schwab index funds with nearly identical holdings?

And all this because you think security and fraud policies regarding jointly held accounts are like "Handmaid's Tale."

You're a piece of work, honestly.

You can transfer securities between different firms without having to sell them. There would be no capital gains to pay.

Only if she wants to hold Vanguard funds in a Schwab account.

Anonymous wrote:Are all your funds in tax-sheltered retirement accounts, or are you going to spend $100,000 in capital gains taxes just so you can sell Vanguard index funds and buy Schwab index funds with nearly identical holdings?

And all this because you think security and fraud policies regarding jointly held accounts are like "Handmaid's Tale."

You're a piece of work, honestly.

You can transfer securities between different firms without having to sell them. There would be no capital gains to pay.

I have money in both vanguard and Schwab. I like vanguard better. I think the customer service is better and I can usually reach a rep quicker. My husband likes TDAmeritrade, but I don’t know if they have fees.

I never recommend specific trades or brokers.

Managing your own developing wealth is incredibly easy. Actually easier and more fun than having a Financial Advisor. Becoming weathly takes decades, but can be done.

I provide ideas for "do it yourself" investors to research. Given the clues these specific companies and trades are easy to find.

However, an individual must be interested in developing their own wealth enough to follow a few clues and do some research on their own. Should a person not have enough interest to do a micron of their own research they should not be managing their own investments.

I'm not being coy - I just want people learn to be observers of the world around them, how and where to make $4.95 trades, and finally I want people to personally own the satisfaction of creating more personal wealth than they previously thought possible.

Again, it's a long slow process, but over decades it grows exponentially like rolling a hand sized snowball into a six foot tall snowman.

If you are not personally in the stock market opportunities will pass you by every year of the rest of your life and you'll never know that they ever existed or that they passed you by.

It's not that difficult - way easier that the difficult things you'll face in life.

You can do this - but you have to try!

Are all your funds in tax-sheltered retirement accounts, or are you going to spend $100,000 in capital gains taxes just so you can sell Vanguard index funds and buy Schwab index funds with nearly identical holdings?

And all this because you think security and fraud policies regarding jointly held accounts are like "Handmaid's Tale."

You're a piece of work, honestly.

Anonymous wrote:Dimensional Fund Advisors

Blech, no. Their funds have structurally underperformed for a decade.

Vanguard, Schwab, and Fidelity all offer similar product with similar low fees. I like Fidelity.

Vanguard, Schwab, and Fidelity all offer similar product with similar low fees. I like Fidelity.