Anonymous
02/16/2018 11:32
Subject: I think DH is hiding money but I can't figure out how
Look, OP. Maybe there is nothing amiss, maybe there is. But either way, you have a right to the information, and it is not acceptable that he is brushing you off. That, to me, is the most concerning part of this.
Anonymous
02/16/2018 11:22
Subject: Re:I think DH is hiding money but I can't figure out how
I'm another person who thinks your DH's comp includes stock options, and neither he nor you fully understand what that means.
Anonymous
02/16/2018 11:18
Subject: Re:I think DH is hiding money but I can't figure out how
OP the W2 would have info on deferred Comp.
Anonymous
02/16/2018 10:31
Subject: I think DH is hiding money but I can't figure out how
Anonymous wrote:Anonymous wrote:Anonymous wrote:OP. I've been in denial and I'm almost afraid to know the truth. We've been dealing with crisis after crisis for the last 5 year - parents dying, cancer, job transfers, international moves and so on.
Salary is 535k plus bonuses (tech industry) and monthly direct deposit is $11k. Can insurance and 401k make that big of an impact?
No. That’s too low if the 535k is actually all salary, even with max retirement and high end insurance. But are you sure there isn’t deferred comp or other noncash component of salary?
My guess is also that a significant component of that $535K is stock options or other deferred comp.
Agree with this - where are you getting that $535k number?
Anonymous
02/16/2018 10:21
Subject: I think DH is hiding money but I can't figure out how
Stock options
Anonymous
02/16/2018 10:16
Subject: I think DH is hiding money but I can't figure out how
Anonymous wrote:Anonymous wrote:OP. I've been in denial and I'm almost afraid to know the truth. We've been dealing with crisis after crisis for the last 5 year - parents dying, cancer, job transfers, international moves and so on.
Salary is 535k plus bonuses (tech industry) and monthly direct deposit is $11k. Can insurance and 401k make that big of an impact?
No. That’s too low if the 535k is actually all salary, even with max retirement and high end insurance. But are you sure there isn’t deferred comp or other noncash component of salary?
My guess is also that a significant component of that $535K is stock options or other deferred comp.
Anonymous
02/16/2018 10:09
Subject: I think DH is hiding money but I can't figure out how
Anonymous wrote:OP. I've been in denial and I'm almost afraid to know the truth. We've been dealing with crisis after crisis for the last 5 year - parents dying, cancer, job transfers, international moves and so on.
Salary is 535k plus bonuses (tech industry) and monthly direct deposit is $11k. Can insurance and 401k make that big of an impact?
OP, mind if I ask what your DH does in the tech industry?
Anonymous
02/15/2018 20:21
Subject: Re:I think DH is hiding money but I can't figure out how
Anonymous wrote:Anonymous wrote:OP, that's about what we take home, and our salaries combined are 275k. And from that we take out health insurance, max retirement x 2, medical and health care FSA (7500).
So, uh. yeah. that's not adding up. the question is, how are you going to handle it? Do you think he's planning to divorce you?
If that’s what you net and your pay is 1/2, then OP should be getting $22k.
OP, are you sure your DH isn’t being paid biweekly instead of monthly. Then the 11k would make sense.
+1 that is EXACTLY what I was thinking.
tech industry typically pays bi-weekly.
Anonymous
02/15/2018 19:59
Subject: Re:I think DH is hiding money but I can't figure out how
Anonymous wrote:Anonymous wrote:OP, that's about what we take home, and our salaries combined are 275k. And from that we take out health insurance, max retirement x 2, medical and health care FSA (7500).
So, uh. yeah. that's not adding up. the question is, how are you going to handle it? Do you think he's planning to divorce you?
I agree. I make 265 and take home 11,000.
OP. Yes, that's exactly what I'm thinking. I can't imagine why else he would do this. He's not a gambler, drinker, addict, etc. Now I need to figure out what to do next. Thank you to all for your help, truly.
Anonymous
02/15/2018 18:51
Subject: I think DH is hiding money but I can't figure out how
Maybe he exaggerated his salary to you?
Anonymous
02/15/2018 18:47
Subject: Re:I think DH is hiding money but I can't figure out how
your marriage is based on a financial lie.
Anonymous
02/15/2018 18:46
Subject: I think DH is hiding money but I can't figure out how
Anonymous wrote:If it's direct deposited from work, he can't have it put two places. I would guess it's going to his 401k ($18,500?) and insurance.
Yes, he can, very easily.
Anonymous
02/15/2018 18:44
Subject: Re:I think DH is hiding money but I can't figure out how
Anonymous wrote:OP, that's about what we take home, and our salaries combined are 275k. And from that we take out health insurance, max retirement x 2, medical and health care FSA (7500).
So, uh. yeah. that's not adding up. the question is, how are you going to handle it? Do you think he's planning to divorce you?
I agree. I make 265 and take home 11,000.
Anonymous
02/15/2018 18:44
Subject: Re:I think DH is hiding money but I can't figure out how
Anonymous wrote:Anonymous wrote:Anonymous wrote:When his 2017 W-2 arrives, take a look at it and see if the numbers line up.
My w2 arrived at work so that may not be an option for the op.
They still have to file tax returns. Op, back your w-2 wages out of the total reported on the return .
I get the feeling she's never seen the tax returns let alone knows which tax professional he uses to get them done.
Anonymous
02/15/2018 18:26
Subject: Re:I think DH is hiding money but I can't figure out how
Anonymous wrote:Anonymous wrote:When his 2017 W-2 arrives, take a look at it and see if the numbers line up.
My w2 arrived at work so that may not be an option for the op.
They still have to file tax returns. Op, back your w-2 wages out of the total reported on the return .