Anonymous wrote:OP here. Thank you, thank you, thank you to everyone who has provided advice and input! It is sincerely appreciated. I'm going to look into all of the neighborhoods that were suggested.
Yes, Kemp Mill, while I'm sure a lovely place, does not sound like what I'm looking for.
I had no idea childcare, camps, etc. were so expensive. That's definitely something I'll need to factor in.
Has anyone gone through a similar situation to mine? I have $200k for a down-payment and was approved for a $315k mortgage. Would this be too aggressive on my salary in this area?
OP, I suggesed Rockville. Reading this additional info, there is no way I would advise someone with $80k/yr income to take on a $315k mortgage. Is $200k all of your savings, or do you separately have an emergency fund, retirement savings, etc.? You may need to rent for a year until you sort out where you want to be and what you can afford given all of your other expenses like day care, camp, etc. I like a pp's suggestion to look in the planned community of Kentlands in Gaithersburg (I think the adjacent planned community, Lakelands, is a little less expensive and still very nice). Very community oriented with parks and pool, lots of kids, a little "downtown" area, good schools, and not far from Temple Beth Ami which is a reform synagogue and a friendly community. I think only a condo or apt would be affordable for you in these neighborhoods, but they could be a great fit.