Anonymous
Post 11/03/2015 21:56     Subject: Re:Minimum HHI to have a baby in this area
Anonymous wrote:I feel like things can get a little tight with our $220K HHI and one child but definitely not struggling. I think two children might be a bit difficult.



Are you kidding me!? You obviously live way above your means. We are 140k with one car payment, a mortgage (but not an insane one), max contributions to 401k plus saving cash each month, and we don't worry about money at all. We even take vacations.
Anonymous
Post 11/03/2015 21:53     Subject: Re:Minimum HHI to have a baby in this area
There is always more to want. Differentiate between wants (Starbucks every morning) and needs (health food and loving relationships).
Anonymous
Post 11/03/2015 13:33     Subject: Minimum HHI to have a baby in this area
Anonymous wrote:$100k to live
$200k to live comfortably
$300k to add good vacations and savings
$400k to add in private school or a 2nd kid
$500k to be stress free + save for retirement + college paid for


I think this is about right.
Anonymous
Post 11/03/2015 13:27     Subject: Minimum HHI to have a baby in this area
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:In today's economy, living in DC or close-in suburbs I'd want to have at least 120k HHI before having a baby. I'd be more comfortable if we had combined HHI of 160K or higher.


+1. I think 120k is good enough. After all the average income is about 50k and two people working would make that 100k. 120 makes it tight to save up for unpaid maternity leave though and daycare becomes a little impossible. But as a minimum 120k is okay.


50k PER HOUSEHOLD is the average in the US. $120k is 240% of that. Of course it's plenty.


i didn't know the dc metro area was the average in the us
Anonymous
Post 11/03/2015 13:21     Subject: Minimum HHI to have a baby in this area
Anonymous wrote:We lived on $34K with more than $80K in student loans, when DC1 was born.


An accident, I presume? Good for you for making it work though!
Anonymous
Post 11/03/2015 13:14     Subject: Minimum HHI to have a baby in this area
Anonymous wrote:
Anonymous wrote:In today's economy, living in DC or close-in suburbs I'd want to have at least 120k HHI before having a baby. I'd be more comfortable if we had combined HHI of 160K or higher.


+1. I think 120k is good enough. After all the average income is about 50k and two people working would make that 100k. 120 makes it tight to save up for unpaid maternity leave though and daycare becomes a little impossible. But as a minimum 120k is okay.


50k PER HOUSEHOLD is the average in the US. $120k is 240% of that. Of course it's plenty.
Anonymous
Post 11/03/2015 10:19     Subject: Minimum HHI to have a baby in this area
Our HHI was around $75,000 when DS was born. I worked in an arts non-profit; DH was in a Ph.D. program. One car, two bedroom apartment in DTSS. We were happy and comfortable, though money was tight
Anonymous
Post 11/03/2015 09:53     Subject: Minimum HHI to have a baby in this area
We lived on $34K with more than $80K in student loans, when DC1 was born.
Anonymous
Post 11/03/2015 09:42     Subject: Minimum HHI to have a baby in this area
Anonymous wrote:
Anonymous wrote:In today's economy, living in DC or close-in suburbs I'd want to have at least 120k HHI before having a baby. I'd be more comfortable if we had combined HHI of 160K or higher.


+1. I think 120k is good enough. After all the average income is about 50k and two people working would make that 100k. 120 makes it tight to save up for unpaid maternity leave though and daycare becomes a little impossible. But as a minimum 120k is okay.


wrong, average is a struggling
Anonymous
Post 11/03/2015 09:25     Subject: Minimum HHI to have a baby in this area
Anonymous wrote:In today's economy, living in DC or close-in suburbs I'd want to have at least 120k HHI before having a baby. I'd be more comfortable if we had combined HHI of 160K or higher.


+1. I think 120k is good enough. After all the average income is about 50k and two people working would make that 100k. 120 makes it tight to save up for unpaid maternity leave though and daycare becomes a little impossible. But as a minimum 120k is okay.
Anonymous
Post 11/03/2015 09:23     Subject: Minimum HHI to have a baby in this area
Anonymous wrote:10 billion dollars


Only if you want your kid to end up bald and running international evil organizations, like Starbucks.
Anonymous
Post 11/01/2015 09:49     Subject: Minimum HHI to have a baby in this area
$100k to live
$200k to live comfortably
$300k to add good vacations and savings
$400k to add in private school or a 2nd kid
$500k to be stress free + save for retirement + college paid for
Anonymous
Post 11/01/2015 06:25     Subject: Re:Minimum HHI to have a baby in this area
I feel like things can get a little tight with our $220K HHI and one child but definitely not struggling. I think two children might be a bit difficult.
Anonymous
Post 11/01/2015 01:43     Subject: Minimum HHI to have a baby in this area
H and I had a baby with $40k HHI 15 years ago. So i guess that plus inflation , IMO.
Anonymous
Post 10/31/2015 17:07     Subject: Minimum HHI to have a baby in this area
In today's economy, living in DC or close-in suburbs I'd want to have at least 120k HHI before having a baby. I'd be more comfortable if we had combined HHI of 160K or higher.