Anonymous
Post 09/17/2013 09:37     Subject: Re:huge bill for putting baby in nursery for 2 days
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Did you actually get EOB's from your insurance saying that you owe all the money, or just bills from providers? In my experience, providers often bill before any insurance adjustment is made. If you are seeing those amounts on your EOB's from the insurance company, you should definitely call.


+1. This has happened to me, docs accidentally billing what they don't have the right to collect from me. Watch for that.


+2. Also, be sure baby was added to the appropriate insurance plan, and that they are sending his charges to that plan. Doc offices auto-generate bills, and no one checks before they go out to see where insurance is in the process. **never pay a medical bill without first checking your EOBs. Even then, sometimes charges are billed incorrectly.



This. So if say you give all your insurance info and then after 30 days you move baby to DH insurance then your insurance while they will pay for OB, anesthesiologist, hospital charges, may not pay for baby testing, baby nursery. Send to DH insurance if that's the case, just throwing it out there to help.



Baby testing maybe her DH insurance will cover if baby is now on DH insurance but nursery charges cannot be separate, OP needs to call hospital not insurance. That much is clear!
Anonymous
Post 09/17/2013 09:33     Subject: huge bill for putting baby in nursery for 2 days
Anonymous wrote:
Anonymous wrote:lesson to those who haven't had their babies yet: don't put your baby in the nursery if you can avoid it. It is better for you and the baby in many ways - your health, baby's health, bonding and also financially.


Jeez, many many reasons why someone may need to, its only a couple of days. Does not make someone a bad mother.


Also, they charge you for the nursery even when the baby is just in there getting checked over, getting their heel stick, etc. My baby roomed in with me for 99% of the time I was in the hospital and we still had thousands of dollars in nursery charges...thankfully covered by our insurance.
Anonymous
Post 09/17/2013 09:33     Subject: Re:huge bill for putting baby in nursery for 2 days
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Did you actually get EOB's from your insurance saying that you owe all the money, or just bills from providers? In my experience, providers often bill before any insurance adjustment is made. If you are seeing those amounts on your EOB's from the insurance company, you should definitely call.


+1. This has happened to me, docs accidentally billing what they don't have the right to collect from me. Watch for that.


+2. Also, be sure baby was added to the appropriate insurance plan, and that they are sending his charges to that plan. Doc offices auto-generate bills, and no one checks before they go out to see where insurance is in the process. **never pay a medical bill without first checking your EOBs. Even then, sometimes charges are billed incorrectly.



This. So if say you give all your insurance info and then after 30 days you move baby to DH insurance then your insurance while they will pay for OB, anesthesiologist, hospital charges, may not pay for baby testing, baby nursery. Send to DH insurance if that's the case, just throwing it out there to help.
Anonymous
Post 09/17/2013 09:31     Subject: huge bill for putting baby in nursery for 2 days
Anonymous wrote:lesson to those who haven't had their babies yet: don't put your baby in the nursery if you can avoid it. It is better for you and the baby in many ways - your health, baby's health, bonding and also financially.


Jeez, many many reasons why someone may need to, its only a couple of days. Does not make someone a bad mother.
Anonymous
Post 09/17/2013 09:25     Subject: huge bill for putting baby in nursery for 2 days
Anonymous wrote:Why are you posting here instead of calling your insurance company? All the time you spent on this thread you could've been on hold with insurance rep.

They will have a better answer than any of us can give. It could be as simple as improper billing codes from the hospital or something more complicated.


You are
Same jerk as an earlier pp or another, why the hell are you on this board, we share, we learn from others, maybe OP could have gotten tips from us on how to deal with insurance. Jeez.
Anonymous
Post 09/17/2013 09:20     Subject: huge bill for putting baby in nursery for 2 days
lesson to those who haven't had their babies yet: don't put your baby in the nursery if you can avoid it. It is better for you and the baby in many ways - your health, baby's health, bonding and also financially.
Anonymous
Post 09/17/2013 09:19     Subject: huge bill for putting baby in nursery for 2 days
Anonymous wrote:Is Obamacare supposed to make this kind of thing less likely to happen? Or more likely?


Less likely. I'm fairly certain that full maternity/L&D coverage has to be standard after the law goes into effect. But don't quote me on that.
Anonymous
Post 09/17/2013 09:08     Subject: Re:huge bill for putting baby in nursery for 2 days
Anonymous wrote:
Anonymous wrote:Did you actually get EOB's from your insurance saying that you owe all the money, or just bills from providers? In my experience, providers often bill before any insurance adjustment is made. If you are seeing those amounts on your EOB's from the insurance company, you should definitely call.


+1. This has happened to me, docs accidentally billing what they don't have the right to collect from me. Watch for that.


+2. Also, be sure baby was added to the appropriate insurance plan, and that they are sending his charges to that plan. Doc offices auto-generate bills, and no one checks before they go out to see where insurance is in the process. **never pay a medical bill without first checking your EOBs. Even then, sometimes charges are billed incorrectly.
Anonymous
Post 09/17/2013 09:07     Subject: huge bill for putting baby in nursery for 2 days
Is Obamacare supposed to make this kind of thing less likely to happen? Or more likely?
Anonymous
Post 09/17/2013 09:02     Subject: huge bill for putting baby in nursery for 2 days
Anonymous wrote:
Anonymous wrote:I called both the insurance company and hospital billing department. I've had a number of charges that the hospital dropped after it was learned my insurance wouldn't cover the charge. I seriously wonder if medical providers and facilities toss out a bunch of charges and see what insurance covers.



. . . and what the patient will pay without a challenge. Agree.


+1 I think they do this too and anticipate you calling them up to haggle or negotiate. Sorta like buying a car from the dealership. They almost expect you to argue the price.
Anonymous
Post 09/17/2013 09:00     Subject: huge bill for putting baby in nursery for 2 days
Anonymous wrote:I called both the insurance company and hospital billing department. I've had a number of charges that the hospital dropped after it was learned my insurance wouldn't cover the charge. I seriously wonder if medical providers and facilities toss out a bunch of charges and see what insurance covers.



. . . and what the patient will pay without a challenge. Agree.
Anonymous
Post 09/17/2013 08:58     Subject: Re:huge bill for putting baby in nursery for 2 days
Anonymous wrote:Could've saved $1000 if you had gone unmedicated.


OP may have had a C-section, you know. In which case anesthesiology is kinda required. Hard concept to grasp, I know...but you'll get there eventually!
Anonymous
Post 09/17/2013 08:54     Subject: huge bill for putting baby in nursery for 2 days
Why are you posting here instead of calling your insurance company? All the time you spent on this thread you could've been on hold with insurance rep.

They will have a better answer than any of us can give. It could be as simple as improper billing codes from the hospital or something more complicated.
Anonymous
Post 09/17/2013 08:48     Subject: Re:huge bill for putting baby in nursery for 2 days
Could've saved $1000 if you had gone unmedicated.
Anonymous
Post 09/17/2013 08:37     Subject: huge bill for putting baby in nursery for 2 days
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:I say yay for the system teaching parents what's better for the baby


I had heavy blood loss and other complications , thanks for your kind words nonetheless.


Where was DH? And you said "as needed". Did you change your mind?

I had to take a few bags of blood after birth and I could not hold my baby for 2 days after birth because I was so weak and dizzy. DH put DC to my breast to nurse. My baby didn't go to the nursery.


"As needed" means that the OP was putting her baby in the nursery from time to time during those two days, as needed. Like when she needed to sleep, I imagine.

Sigh. Why are the biggest idiots always the smuggest?