Anonymous
10/27/2012 19:07
Subject: I am X years old and have X saved in a retirement fund
I am 31, have 92K in retirement. Husband is 36, has 68K plus a defined benefit pension.
Anonymous
10/27/2012 17:37
Subject: I am X years old and have X saved in a retirement fund
Huh, I don't even think of retirement as "my money and his money" I get that divorce can happen, but we are saving on a combined salary where he brings in 3X what I do.
35, $130ishK HHI, I think we have about $120K saved in retirement funds? We have 2 rollover IRAs from previous employers, a Roth each, a Simple IRA through my PT job and my husband's 401k that he was able to start when he switched jobs this summer (his previous employer offered no retirement plan, so we were on our own).
We have a 6 year who is 11 years from college - not sure how much is in her 529 that we started and contribute to, but she also has a 529 through my parents who started it with funds from when my grandpa passed when our daughter was 3 months old that has somewhere in the $30K range in it.
We do the best we can.
35, $130ishK HHI, I think we have about $120K saved in retirement funds? We have 2 rollover IRAs from previous employers, a Roth each, a Simple IRA through my PT job and my husband's 401k that he was able to start when he switched jobs this summer (his previous employer offered no retirement plan, so we were on our own).
We have a 6 year who is 11 years from college - not sure how much is in her 529 that we started and contribute to, but she also has a 529 through my parents who started it with funds from when my grandpa passed when our daughter was 3 months old that has somewhere in the $30K range in it.
We do the best we can.
Anonymous
10/27/2012 17:35
Subject: Re:I am X years old and have X saved in a retirement fund
42 years old
$225K in TSP and $150K in stocks
$28K college fund with two children (slow but steady)
DH, has less than me and I didn't start saving seriously until age 29. He didn't max out his saving at work and that was a bad idea. He was way ahead than me in our early 30's...and now not the case at all.
Still, the proudest moment was when I paid off my student loan of $11K in one year with salary of $23K/year...you can do it!!!
$225K in TSP and $150K in stocks
$28K college fund with two children (slow but steady)
DH, has less than me and I didn't start saving seriously until age 29. He didn't max out his saving at work and that was a bad idea. He was way ahead than me in our early 30's...and now not the case at all.
Still, the proudest moment was when I paid off my student loan of $11K in one year with salary of $23K/year...you can do it!!!
Anonymous
10/27/2012 17:19
Subject: I am X years old and have X saved in a retirement fund
me - 41 - close to $300K
dh - 40 - probably about the same, haven't checked in a while
HHI $260
college savings, not much $15K maybe, for 1 kid
dh - 40 - probably about the same, haven't checked in a while
HHI $260
college savings, not much $15K maybe, for 1 kid
Anonymous
10/27/2012 17:15
Subject: Re:I am X years old and have X saved in a retirement fund
Anonymous wrote:I am 47 and I have, personally, $640,000 saved in my 401(k) and IRA combined. My DH has his own retirement funds.
I make $205K a year.
We have $140,000 saved for our two children for their college educations (ages 11 and 13).
Anonymous
10/27/2012 17:13
Subject: I am X years old and have X saved in a retirement fund
Any financial advisor will tell to save for your retirement first and then save for college tuition. I would hate to see my kids mired in student loan debt, but the thought of cat food is not appealing.
Anonymous
10/27/2012 17:11
Subject: I am X years old and have X saved in a retirement fund
One kid. 300K for college.
Anonymous
10/27/2012 17:11
Subject: Re:I am X years old and have X saved in a retirement fund
I am 47 and I have, personally, $640,000 saved in my 401(k) and IRA combined. My DH has his own retirement funds.
Anonymous
10/27/2012 17:09
Subject: I am X years old and have X saved in a retirement fund
33 and 34
330k saved
HHI of 239,200
330k saved
HHI of 239,200
Anonymous
10/27/2012 17:00
Subject: I am X years old and have X saved in a retirement fund
me: $10k
DH: $240k
We are 39 yo. I clearly will be eating cat food if he trades me in for a younger wife.
DH: $240k
We are 39 yo. I clearly will be eating cat food if he trades me in for a younger wife.
Anonymous
10/27/2012 16:57
Subject: I am X years old and have X saved in a retirement fund
Wow. I thought we were bad. $450HHI. $750K retirement. Little equity in home (under 200k on a 1 million home). Maybe we're better off than I thought?
Anonymous
10/27/2012 16:52
Subject: I am X years old and have X saved in a retirement fund
Anonymous wrote:Do Federal employees get a pension?
Yes
Anonymous
10/27/2012 16:51
Subject: Re:I am X years old and have X saved in a retirement fund
36, 430K
DW 38, Defined benefit pension
HHI: ~450K
4yr old college - ~10K
1 yr old college - ~4k
DW 38, Defined benefit pension
HHI: ~450K
4yr old college - ~10K
1 yr old college - ~4k
Anonymous
10/27/2012 16:49
Subject: I am X years old and have X saved in a retirement fund
Anonymous wrote:I'm also interested in knowing whether you have kids and if so how the college savings situation looks.
(10 more replies) "and now tell me about your life insurance"
Why not just lay out there your situation and ask for advice?
Anonymous
10/27/2012 16:35
Subject: I am X years old and have X saved in a retirement fund
I'm also interested in knowing whether you have kids and if so how the college savings situation looks.