I absolutely love Monarch for tracking spending. I also use Boldin for our retirement software (DH and I are retired). I was using an Excel spreadsheet for years, but now that I'm often on the road, I much prefer having Monarch track all accounts and spending.

We use Monarch connected to our brokerages. Been get hair with it for tracking our dozen accounts and has some analysis tools.

I use an excel spreadsheet to track value of each account. I update manually monthly.

I rolled over all my work accounts to one traditional IRA. I have more investment options for a cheap price that way.