Anonymous
Post 02/16/2026 22:49     Subject: I did it! I finally have six months of savings in an emergency fund!

Good. Stop there and pivot to investments. You don't need any more cash sitting around losing value.
Anonymous
Post 02/16/2026 10:02     Subject: I did it! I finally have six months of savings in an emergency fund!

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:We gave up on this once we realized it would be $90k locked up in cash.

Most of you are much more wealthy than us, are you really tying up $300k in HYSA?


This.

Invest it you idiots. Bread index funds. Global ones now like VXUS or VWO. You can make 15% a year.


You don’t understand the concept of emergency funds.


You don’t understand the concepts of inflation and dollar devaluation.


You still don’t understand the concept of emergency funds.
Anonymous
Post 02/15/2026 21:19     Subject: I did it! I finally have six months of savings in an emergency fund!

That's AWESOME! Good for you!