Anonymous
Post 12/31/2025 15:52     Subject: Private school or trust fund
If you take $560K/year k-12 and stick it in a S&P fund, your kid will have more than enough to retire at age 62. So they will be able to do whatever they want as a career without thinking of money.
Anonymous
Post 12/31/2025 12:17     Subject: Re:Private school or trust fund
Depends on your kids, depends on your public schools, depends on how the Pvt school is like you want and finally, depends on your ability to manage the sacrifice if parting with money that you can invest which will be a huge sum if you actually plan k-12. Maybe consider 6-12 or 6-8 or 9-12?

It's not one size fits all for Pvt not all publics are the same nor Pvt.
Anonymous
Post 12/31/2025 10:15     Subject: Re:Private school or trust fund
Yes
Anonymous
Post 12/31/2025 10:10     Subject: Private school or trust fund
Our kid moved to selective high school after being in private through 8th. We’re investing the 4 years of that tuition for her instead.

But the money wasn’t the main driver; the school was no longer a great fit socially or academically.
Anonymous
Post 12/30/2025 12:40     Subject: Private school or trust fund
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:This is really a false thought experiment. I don’t know many public school parents sacking away $60k/yr per kid into a trust fund just because they aren’t paying private school tuition. Life doesn’t work like that. Regardless, your kids turn out different from a good private versus a good public. Decide which version of your kids that you want. Worry about large wealth transfers after your kids are raised to the best of your ability.


Huh? Of course we are


Liar. Just do both.


+1 we have a trust fund that pays the tuition and keeps growing even as it pays out.
Anonymous
Post 12/28/2025 21:09     Subject: Private school or trust fund
WTF??
Anonymous
Post 12/12/2025 21:05     Subject: Private school or trust fund
Put the money in a trust- hands down!! You never know what happens in life. Give them access to the trust at 21. This is what we did and it gives us great peace of mind.
Anonymous
Post 12/12/2025 20:50     Subject: Private school or trust fund
Probably 2-3m. If you have to ask, you can't afford it.
Anonymous
Post 12/12/2025 20:40     Subject: Private school or trust fund
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:One of my kids is a high achiever and profoundly gifted, so trust fund. They literally teach themself by reading, observing and asking a million questions. They learned multiplication and division in kindergarten by begging for math story problems at bedtime. The other is average and needs the advantages of a better peer group and smaller classes, so private.


I agree with this. If you have a very bright kid, it does not matter where they go. They will seek resources and thrive in most places. Private is best for average and above average kid.


We have a bright kid who tests very highly and grasps new info well, but unfortunately is very very VERY influenced by peer group. That meant he was coasting through public and spend most of his school time learning from other students' behaviors. We put him in private and he still copies other students' behaviors, but more of them are in line with what we want for him. Public school had a lot of nice kids and we met so many nice families, but the rudeness, low-class behaviors and language, and actual violence of too many of the kids made us leave. Similarly, we had some nice and caring teachers in public, but too many had a "school is jail" mentality and just leaned on apps and learning videos. We picked a private with a traditional curriculum that is writing heavy and he is thriving.


I'm the PP with two different kids. We put our profoundly gifted child in a public magnet school, and they let her to go to the library during math to work on AOPS. She finished Beast Academy level 5 online at the end of second grade and then moved on to regular AOPS, but missed the comics, so that hasn't been as much fun. Also, dual language immersion and the challenge of a foreign language were helpful. Private didn't have the same accommodations. Our public is in an affluent neighborhood, so we don't face the same issues you describe with peer group, though the peer group at the local private is better and more social, especially for the parents. The writing is better at the private, too.


It is crazy for a second grader learning AOPS!!! you DS must be a genius. and yes, for those genius, it doesnt matter where they go, they will always find their way to shine out.


Yes, we started BA level one in kindergarten only because her older sibling used it for extra help, and we had an account. We discovered she has an intense love of math and wants to do it all the time. That said, regular AOPS is not as exciting. Our private schools generally don’t want to deal with kids that are that far advanced in a subject; whereas the public school librarian offered to host her whenever she wants to work on math on her own at school, so we took advantage of it. she gets to go to school and be social but they let her learn at her own pace - same with reading - they let her leave when they were teaching reading in earlier grades and just go read a chapter book in the library.
Anonymous
Post 12/12/2025 07:03     Subject: Private school or trust fund
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:How much would the tuition and fees you spend k-12 be worth at graduation if held in a trust fund that held S&P. What would it be worth when they retire?

If the value of private over public worth giving up that retirement account for your kids?


Absolutely not

Especially in Trumps economic fails

Public til it’s completely destroyed by Don the con and his sycophants

Then use the money to survive

They are coming for maximum pain the more you have saved if he doesn’t crash the dollar the better


If you’re such a fan of public schools, why are you on the private school form?


That poster pops up in so many different threads and rants in this style, no matter the topic. It's raining? It's Trump! A leaf fell to the ground? It's Trump!

Best is to scroll right over her screeds.


A poster proposing trust funds over private school also consistently pops up in a lot of threads. I doubt OP's question is genuine.

The private school forum seems to attract a lot of trolls.


I bet this thread was started in Money and Finances. That's really where it belongs.
Anonymous
Post 12/12/2025 05:43     Subject: Private school or trust fund
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:How much would the tuition and fees you spend k-12 be worth at graduation if held in a trust fund that held S&P. What would it be worth when they retire?

If the value of private over public worth giving up that retirement account for your kids?


Absolutely not

Especially in Trumps economic fails

Public til it’s completely destroyed by Don the con and his sycophants

Then use the money to survive

They are coming for maximum pain the more you have saved if he doesn’t crash the dollar the better


If you’re such a fan of public schools, why are you on the private school form?


That poster pops up in so many different threads and rants in this style, no matter the topic. It's raining? It's Trump! A leaf fell to the ground? It's Trump!

Best is to scroll right over her screeds.


A poster proposing trust funds over private school also consistently pops up in a lot of threads. I doubt OP's question is genuine.

The private school forum seems to attract a lot of trolls.


No idea if OP is a troll. But the “should we spend this money on tuition or provide it to our kid in another form” question is a pretty common dilemma for parents.
Anonymous
Post 12/12/2025 00:17     Subject: Private school or trust fund
In my family, we've always done both.
Anonymous
Post 12/11/2025 12:32     Subject: Private school or trust fund
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:How much would the tuition and fees you spend k-12 be worth at graduation if held in a trust fund that held S&P. What would it be worth when they retire?

If the value of private over public worth giving up that retirement account for your kids?


Absolutely not

Especially in Trumps economic fails

Public til it’s completely destroyed by Don the con and his sycophants

Then use the money to survive

They are coming for maximum pain the more you have saved if he doesn’t crash the dollar the better


If you’re such a fan of public schools, why are you on the private school form?


That poster pops up in so many different threads and rants in this style, no matter the topic. It's raining? It's Trump! A leaf fell to the ground? It's Trump!

Best is to scroll right over her screeds.


A poster proposing trust funds over private school also consistently pops up in a lot of threads. I doubt OP's question is genuine.

The private school forum seems to attract a lot of trolls.
Anonymous
Post 12/11/2025 12:01     Subject: Private school or trust fund
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:One of my kids is a high achiever and profoundly gifted, so trust fund. They literally teach themself by reading, observing and asking a million questions. They learned multiplication and division in kindergarten by begging for math story problems at bedtime. The other is average and needs the advantages of a better peer group and smaller classes, so private.


I agree with this. If you have a very bright kid, it does not matter where they go. They will seek resources and thrive in most places. Private is best for average and above average kid.


We have a bright kid who tests very highly and grasps new info well, but unfortunately is very very VERY influenced by peer group. That meant he was coasting through public and spend most of his school time learning from other students' behaviors. We put him in private and he still copies other students' behaviors, but more of them are in line with what we want for him. Public school had a lot of nice kids and we met so many nice families, but the rudeness, low-class behaviors and language, and actual violence of too many of the kids made us leave. Similarly, we had some nice and caring teachers in public, but too many had a "school is jail" mentality and just leaned on apps and learning videos. We picked a private with a traditional curriculum that is writing heavy and he is thriving.


I'm the PP with two different kids. We put our profoundly gifted child in a public magnet school, and they let her to go to the library during math to work on AOPS. She finished Beast Academy level 5 online at the end of second grade and then moved on to regular AOPS, but missed the comics, so that hasn't been as much fun. Also, dual language immersion and the challenge of a foreign language were helpful. Private didn't have the same accommodations. Our public is in an affluent neighborhood, so we don't face the same issues you describe with peer group, though the peer group at the local private is better and more social, especially for the parents. The writing is better at the private, too.


It is crazy for a second grader learning AOPS!!! you DS must be a genius. and yes, for those genius, it doesnt matter where they go, they will always find their way to shine out.
Anonymous
Post 12/11/2025 10:56     Subject: Private school or trust fund
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:One of my kids is a high achiever and profoundly gifted, so trust fund. They literally teach themself by reading, observing and asking a million questions. They learned multiplication and division in kindergarten by begging for math story problems at bedtime. The other is average and needs the advantages of a better peer group and smaller classes, so private.


I agree with this. If you have a very bright kid, it does not matter where they go. They will seek resources and thrive in most places. Private is best for average and above average kid.


We have a bright kid who tests very highly and grasps new info well, but unfortunately is very very VERY influenced by peer group. That meant he was coasting through public and spend most of his school time learning from other students' behaviors. We put him in private and he still copies other students' behaviors, but more of them are in line with what we want for him. Public school had a lot of nice kids and we met so many nice families, but the rudeness, low-class behaviors and language, and actual violence of too many of the kids made us leave. Similarly, we had some nice and caring teachers in public, but too many had a "school is jail" mentality and just leaned on apps and learning videos. We picked a private with a traditional curriculum that is writing heavy and he is thriving.


I'm the PP with two different kids. We put our profoundly gifted child in a public magnet school, and they let her to go to the library during math to work on AOPS. She finished Beast Academy level 5 online at the end of second grade and then moved on to regular AOPS, but missed the comics, so that hasn't been as much fun. Also, dual language immersion and the challenge of a foreign language were helpful. Private didn't have the same accommodations. Our public is in an affluent neighborhood, so we don't face the same issues you describe with peer group, though the peer group at the local private is better and more social, especially for the parents. The writing is better at the private, too.