Anonymous
12/01/2025 10:08
Subject: Can A Family Pay $1000, a week for Nanny one Baby?
Anonymous wrote:Anonymous wrote:Anonymous wrote:One on one childcare, a.k.a. nanny is a luxury and it’s expensive.
The real flex is FT nanny @ 50 hours + part-day Montessori tuition (3-5 days per week).
That's what separates the truly wealthy from the working stiffs in our nice neighborhood.
That’s for amateurs. The really wealthy have all that with a SAHM.
The really wealthy have 3-5 kids and have a nanny for each kid.
Anonymous
12/01/2025 09:48
Subject: Can A Family Pay $1000, a week for Nanny one Baby?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Nanny agency owner here.
You can find someone newer for $25/hr gross, but then you have to remember additional costs including:
10% of nanny's gross annual income in employer taxes
Christmas bonus
1.5x overtime when you exceed 40 hours in a week
$65/m for tax and payroll service
Many nannies want (need) a monthly health insurance stipend
Reimbursements for mileage, outings, activities
Workers comp policy
What’s the average annual salary / expenses all in for an experienced nanny?
$80-90k
Wow, that's what I make as a nurse with a master's degree and 20 years of experience.
Anonymous
12/01/2025 08:51
Subject: Can A Family Pay $1000, a week for Nanny one Baby?
Yes that's plenty a live in would also work out to your advantage
Anonymous
12/01/2025 07:56
Subject: Can A Family Pay $1000, a week for Nanny one Baby?
Anonymous wrote:Anonymous wrote:One on one childcare, a.k.a. nanny is a luxury and it’s expensive.
The real flex is FT nanny @ 50 hours + part-day Montessori tuition (3-5 days per week).
That's what separates the truly wealthy from the working stiffs in our nice neighborhood.
The real flex is a SAHM and private preschool (followed by private school.) Doing it all on one income, and plenty of people do that too. Most people give up more income than a nanny would cost to have a parent SAH.
Anonymous
12/01/2025 00:19
Subject: Can A Family Pay $1000, a week for Nanny one Baby?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Nanny agency owner here.
You can find someone newer for $25/hr gross, but then you have to remember additional costs including:
10% of nanny's gross annual income in employer taxes
Christmas bonus
1.5x overtime when you exceed 40 hours in a week
$65/m for tax and payroll service
Many nannies want (need) a monthly health insurance stipend
Reimbursements for mileage, outings, activities
Workers comp policy
What’s the average annual salary / expenses all in for an experienced nanny?
$80-90k
Yup. For one kid doing 3 day private Montessori + nanny, you’re looking at $100K+ all in for one year. Using pretax dollars, that’s closer to $130K of your baseline income.
You need a household income of $500K+ to reasonably afford that.
One option I see used by some professionals, especially those with some odd hours, is live-in au pair plus preschool.
Anonymous
12/01/2025 00:05
Subject: Can A Family Pay $1000, a week for Nanny one Baby?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Nanny agency owner here.
You can find someone newer for $25/hr gross, but then you have to remember additional costs including:
10% of nanny's gross annual income in employer taxes
Christmas bonus
1.5x overtime when you exceed 40 hours in a week
$65/m for tax and payroll service
Many nannies want (need) a monthly health insurance stipend
Reimbursements for mileage, outings, activities
Workers comp policy
What’s the average annual salary / expenses all in for an experienced nanny?
$80-90k
Assuming 40 hours per week at $30-35hr
$2k payroll + workers comp insurance
10% employer taxes
1 week christmas bonus
$200-250/m health insurance stipend
1 week bonus is too much. Most people don't get pay raises at all.
Anonymous
11/30/2025 23:50
Subject: Can A Family Pay $1000, a week for Nanny one Baby?
Anonymous wrote:Anonymous wrote:One on one childcare, a.k.a. nanny is a luxury and it’s expensive.
The real flex is FT nanny @ 50 hours + part-day Montessori tuition (3-5 days per week).
That's what separates the truly wealthy from the working stiffs in our nice neighborhood.
My dual physician couple friends do this - they needed a nanny for at least shepherding around kids because they work crazy hours but also wanted to socialize their kids. But I think their nanny works 40 hours. Agree that a nanny is a luxury, people think they should be able to afford one, but a decent one is $$$.
Anonymous
11/27/2025 08:14
Subject: Can A Family Pay $1000, a week for Nanny one Baby?
Keep in mind employer portion of taxes / social security, which if I remember adds about 10% or so all combined (maybe also with the payroll system you use). So 1000 would be about 1100 when you’ve factored all in. Plus end of year gift, etc. so it ends up being more. Depending on hours / location 1,000 is reasonable.
Anonymous
11/27/2025 07:36
Subject: Can A Family Pay $1000, a week for Nanny one Baby?
Anonymous wrote:I am wondering if OP is from another country where it is more normal to have in-home workers.
My mom had her first babies in the 1950s and also had this idea that I could find a nice retired lady from church that would come in for part week at a reasonable rate, as that's what she did with her first babies. I think those ladies worked for "pin money" and also just because they liked babies. But that's not hte world we live in.
$1000 a week seems low to me, because you also have to play employer side taxes, workers comp, and unemployment insurance. It definitely cost us more than that.
Thinking about it as a straight percentage of your take-home salary is not really the best way to analyze iit, from a financial perspective. Take a woman that makes $80K after taxes and is paying $60K for childcare -- she might say, that's not worth it. But that $20K put in the bank and earning interest really is meaningful. Plus, each year she is likely to get a salary increase (that likely will exceed the increase in childcare costs). And, more imfportantly, she needs to think about her entire career. If she stays in the workforce and her salary increases every year by even 2%, then after 30 years of working, she will have significant savings for retirement and her kid's college, etc. If she takes five years out from the workforce, will she be able to re-enter the workforce at the same rate and in the same type of job, or will her alary be set back significantly? This depends a LOT on the field -- historically, people like teachers and nurses could re-enter their professions easily and without much of a hit to their salary. But for people like lawyers or doctors, it is much harder to re-enter after you've been out of practice for years. You have to think about your whole career trajectory, not just "gee, this seems like a lot of money to spend at this particular moment."
But I also agree that most working parents do not use a nanny, because it does not make financial sense. For some profesionals that work late with longer commutes, it may be the only viable choice though.
So are the mom and the dad both paying $60,000? Because paying for care for their child is not coming just out of the mom’s salary, right?
Anonymous
11/27/2025 07:27
Subject: Can A Family Pay $1000, a week for Nanny one Baby?
We pay our nanny $1k/week for 40 hours, guaranteed, no matter where we are, + 2k at Christmas. Shes fantastic, usually takes only 2 days off a year (+ we are gone for about 6-8 weeks a year as well). She gets paid days off whenever she wants to take them, and she’s never abused that. Been with us several years now. We are close in DMV.
Found her on care.com!
Found her on care.com!
Anonymous
11/27/2025 07:15
Subject: Can A Family Pay $1000, a week for Nanny one Baby?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Nanny agency owner here.
You can find someone newer for $25/hr gross, but then you have to remember additional costs including:
10% of nanny's gross annual income in employer taxes
Christmas bonus
1.5x overtime when you exceed 40 hours in a week
$65/m for tax and payroll service
Many nannies want (need) a monthly health insurance stipend
Reimbursements for mileage, outings, activities
Workers comp policy
What’s the average annual salary / expenses all in for an experienced nanny?
$80-90k
Yup. For one kid doing 3 day private Montessori + nanny, you’re looking at $100K+ all in for one year. Using pretax dollars, that’s closer to $130K of your baseline income.
You need a household income of $500K+ to reasonably afford that.
Anonymous
11/25/2025 20:42
Subject: Can A Family Pay $1000, a week for Nanny one Baby?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Nanny agency owner here.
You can find someone newer for $25/hr gross, but then you have to remember additional costs including:
10% of nanny's gross annual income in employer taxes
Christmas bonus
1.5x overtime when you exceed 40 hours in a week
$65/m for tax and payroll service
Many nannies want (need) a monthly health insurance stipend
Reimbursements for mileage, outings, activities
Workers comp policy
What’s the average annual salary / expenses all in for an experienced nanny?
$80-90k
Assuming 40 hours per week at $30-35hr
$2k payroll + workers comp insurance
10% employer taxes
1 week christmas bonus
$200-250/m health insurance stipend
Anonymous
11/25/2025 20:40
Subject: Can A Family Pay $1000, a week for Nanny one Baby?
Anonymous wrote:Anonymous wrote:Nanny agency owner here.
You can find someone newer for $25/hr gross, but then you have to remember additional costs including:
10% of nanny's gross annual income in employer taxes
Christmas bonus
1.5x overtime when you exceed 40 hours in a week
$65/m for tax and payroll service
Many nannies want (need) a monthly health insurance stipend
Reimbursements for mileage, outings, activities
Workers comp policy
What’s the average annual salary / expenses all in for an experienced nanny?
$80-90k
Anonymous
11/23/2025 14:44
Subject: Can A Family Pay $1000, a week for Nanny one Baby?
Anonymous wrote:Nanny agency owner here.
You can find someone newer for $25/hr gross, but then you have to remember additional costs including:
10% of nanny's gross annual income in employer taxes
Christmas bonus
1.5x overtime when you exceed 40 hours in a week
$65/m for tax and payroll service
Many nannies want (need) a monthly health insurance stipend
Reimbursements for mileage, outings, activities
Workers comp policy
What’s the average annual salary / expenses all in for an experienced nanny?
Anonymous
11/23/2025 10:04
Subject: Can A Family Pay $1000, a week for Nanny one Baby?
Nanny agency owner here.
You can find someone newer for $25/hr gross, but then you have to remember additional costs including:
10% of nanny's gross annual income in employer taxes
Christmas bonus
1.5x overtime when you exceed 40 hours in a week
$65/m for tax and payroll service
Many nannies want (need) a monthly health insurance stipend
Reimbursements for mileage, outings, activities
Workers comp policy
You can find someone newer for $25/hr gross, but then you have to remember additional costs including:
10% of nanny's gross annual income in employer taxes
Christmas bonus
1.5x overtime when you exceed 40 hours in a week
$65/m for tax and payroll service
Many nannies want (need) a monthly health insurance stipend
Reimbursements for mileage, outings, activities
Workers comp policy