Anonymous
09/15/2025 09:59
Subject: Tuition assistance
Your grocery budget should be like half that and your car budget should be one-tenth. That’s your tuition covered right there. Your utilities seem kind of high too, but not as out of touch with reality as other line items.
Anonymous
09/15/2025 09:55
Subject: Tuition assistance
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:We're catholic. Raised and living. Moving into comparable or better housing (comparable is just fine) especially in a better school district, is not an option as homes are at least 500k and we can't afford that. 200k salary is not that much.
200 minus taxes 142k minus:
School: $20,000
Mortgage: $22,000
Car payments: $28,000
Car insurance: $5,000
Groceries: $26,000
Utilities: $9,840
31k left and that goes towards gas, clothing, repairs, medical, school fundraisers, extra activities (sports etc). Do you think that's living beyond means? I barely have enough to buy myself clothes etc. It adds up pretty quickly.
Happy to see your breakdowns.
You have an absurdly high car note. Literally more than your house lol
That’s a year’s tuition in one month on cars.
Not OP but the dollar amounts all seem to be annual - it’s $28k per year for the car payments, not per month.
My parents drove old crappy cars so we could go to private school. You are prioritizing cars over your child's education.
I’m the person you’re responding to (still not OP) and I didn’t say the car cost was reasonable, just that it’s not $28k-per-month-UNreasonable. They aren’t spending the equivalent of a year of tuition per month on cars.
We drive a 20+ year old Hyundai, so yeah. OP’s car expenses are still whacked.
Anonymous
09/15/2025 09:51
Subject: Tuition assistance
Anonymous wrote:$500 a week on groceries?!
Right?
OP, stop doing all your shopping at Whole Foods, or cut back on the delivery apps, or something.
Your car payments are really high, and so is your car insurance. See if you can shop around for better rates or maybe sell a car or something.
We have one kid but 2.5x the school tuition, a slightly higher mortgage, and about the same HHI. It’s a stretch but doable. If the priority is a private education, crunch your budget and see where you can make cuts. If your priority is maintaining your current lifestyle, send your kid to public.
Anonymous
09/15/2025 09:49
Subject: Tuition assistance
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:We're catholic. Raised and living. Moving into comparable or better housing (comparable is just fine) especially in a better school district, is not an option as homes are at least 500k and we can't afford that. 200k salary is not that much.
200 minus taxes 142k minus:
School: $20,000
Mortgage: $22,000
Car payments: $28,000
Car insurance: $5,000
Groceries: $26,000
Utilities: $9,840
31k left and that goes towards gas, clothing, repairs, medical, school fundraisers, extra activities (sports etc). Do you think that's living beyond means? I barely have enough to buy myself clothes etc. It adds up pretty quickly.
Happy to see your breakdowns.
You have an absurdly high car note. Literally more than your house lol
That’s a year’s tuition in one month on cars.
Not OP but the dollar amounts all seem to be annual - it’s $28k per year for the car payments, not per month.
My parents drove old crappy cars so we could go to private school. You are prioritizing cars over your child's education.
Anonymous
09/15/2025 09:48
Subject: Tuition assistance
no. move
Anonymous
09/15/2025 09:43
Subject: Tuition assistance
Anonymous wrote:Anonymous wrote:Anonymous wrote:We're catholic. Raised and living. Moving into comparable or better housing (comparable is just fine) especially in a better school district, is not an option as homes are at least 500k and we can't afford that. 200k salary is not that much.
200 minus taxes 142k minus:
School: $20,000
Mortgage: $22,000
Car payments: $28,000
Car insurance: $5,000
Groceries: $26,000
Utilities: $9,840
31k left and that goes towards gas, clothing, repairs, medical, school fundraisers, extra activities (sports etc). Do you think that's living beyond means? I barely have enough to buy myself clothes etc. It adds up pretty quickly.
Happy to see your breakdowns.
You have an absurdly high car note. Literally more than your house lol
That’s a year’s tuition in one month on cars.
Not OP but the dollar amounts all seem to be annual - it’s $28k per year for the car payments, not per month.
Anonymous
09/14/2025 20:50
Subject: Tuition assistance
$500 a week on groceries?!
Anonymous
09/14/2025 15:23
Subject: Tuition assistance
My kids are in private school and I drive a 13 year old car that I bought brand new. I have not made a car payment since then, 13 years ago.
No wonder you ladies can't afford anything. You are paying $28k/year just in car payments.
No wonder you ladies can't afford anything. You are paying $28k/year just in car payments.
Anonymous
09/14/2025 14:24
Subject: Tuition assistance
Anonymous wrote:Anonymous wrote:We're catholic. Raised and living. Moving into comparable or better housing (comparable is just fine) especially in a better school district, is not an option as homes are at least 500k and we can't afford that. 200k salary is not that much.
200 minus taxes 142k minus:
School: $20,000
Mortgage: $22,000
Car payments: $28,000
Car insurance: $5,000
Groceries: $26,000
Utilities: $9,840
31k left and that goes towards gas, clothing, repairs, medical, school fundraisers, extra activities (sports etc). Do you think that's living beyond means? I barely have enough to buy myself clothes etc. It adds up pretty quickly.
Happy to see your breakdowns.
You have an absurdly high car note. Literally more than your house lol
That’s a year’s tuition in one month on cars.
Anonymous
09/14/2025 13:17
Subject: Tuition assistance
Anonymous wrote:We're catholic. Raised and living. Moving into comparable or better housing (comparable is just fine) especially in a better school district, is not an option as homes are at least 500k and we can't afford that. 200k salary is not that much.
200 minus taxes 142k minus:
School: $20,000
Mortgage: $22,000
Car payments: $28,000
Car insurance: $5,000
Groceries: $26,000
Utilities: $9,840
31k left and that goes towards gas, clothing, repairs, medical, school fundraisers, extra activities (sports etc). Do you think that's living beyond means? I barely have enough to buy myself clothes etc. It adds up pretty quickly.
Happy to see your breakdowns.
You have an absurdly high car note. Literally more than your house lol