NFCU Debit card. Each child has their own.

You go to your bank with the kid and set them up with an account. It is tied to your account and you can transfer money into it easily. You get them a debit card and they put that on their apply pay and use it to make purchases. When they make money they can deposit it there (direct deposit usually) or they can transfer money in from their Venmo.

This allows them to live in the modern world instead of trying to carry cash, but they are limited by the amount of money in their account.

Capital One teen debit

Anonymous wrote:They’re all authorized users on our credit cards. They all have a physical card. The older two have debit cards liked to their accounts as well.

The same here.

Anonymous wrote:

Anonymous wrote:They’re all authorized users on our credit cards. They all have a physical card. The older two have debit cards liked to their accounts as well.

+1 This is how we have done it

Anything mom and dad would usually pay for goes on the card. Debit card is used for "fun money". One kid is much better about those parameters than the other.

Same. We have 3 kids. Two are very responsible with money. The third, not so much.

Anonymous wrote:They’re all authorized users on our credit cards. They all have a physical card. The older two have debit cards liked to their accounts as well.

+1 This is how we have done it

Anything mom and dad would usually pay for goes on the card. Debit card is used for "fun money". One kid is much better about those parameters than the other.