Anonymous
08/16/2025 07:48
Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:Anonymous wrote:This is why lots of kids don't drive/don't get their licenses these days.
-Its $500 to park an an FCPS HS student lot
-You have to pay $500-600 to a commercial driving school, or for Bethind The Wheel, just to get the license.
-Once you get the license, insurance is exhorbitant.
Driving as a teen is a luxury item in 2025.
Wrong.
It is $200.00 to purchase a FCPS parking pass to park in a FCPS high school parking lot.
Also behind the wheel through FCPS is $350 not 500-600. Yes, it is expensive but not the price pp is quoting.
Anonymous
08/15/2025 18:33
Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:Anonymous wrote:This is why lots of kids don't drive/don't get their licenses these days.
-Its $500 to park an an FCPS HS student lot
-You have to pay $500-600 to a commercial driving school, or for Bethind The Wheel, just to get the license.
-Once you get the license, insurance is exhorbitant.
Driving as a teen is a luxury item in 2025.
Unless you live in nyc or a major city with excellent transportation system and plan to always do that, learning to drive is essential (Lyft and uber are not cheap).
We live in DC and my kids didn't drive until they left for college. About half of their friends also did not drive. Not essential.
Anonymous
08/15/2025 18:24
Subject: was just quoted almost $2000 to add new driver to Geico insurance
It’s a lot less if you don’t have fancy cars. So that helps us poors….
Anonymous
08/15/2025 18:12
Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:Anonymous wrote:We just went though this and USAA wanted close to $3k for my new driver for 6 months.
We shopped around and went with Erie and it was much less.
That quote seems way too high, unless you were insuring some very expensive cars?
We had a similarly high quote from USAA (who we have used for years). Switched to Progressive. DC does not drive an expensive car.
Anonymous
08/15/2025 17:34
Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:We just went though this and USAA wanted close to $3k for my new driver for 6 months.
We shopped around and went with Erie and it was much less.
That quote seems way too high, unless you were insuring some very expensive cars?
Anonymous
08/15/2025 17:32
Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:Yes, its for a 17 year old boy-new driver, just got his license. I knew it would be expensive, but jeez.
Sadly, that sounds about right. I paid the same. If it is any consolation, the rates didn't go up more when my second child was added.
One thing it's too late for you for, but if you keep your teen on a permit instead of a license, you don't have to add them to your insurance. Of course, you need to still be in the car when they drive. But that's what I ended up doing with my son. He got his permit at 16 but no license until he was almost 18 (start of senior year in high school).
Anonymous
08/15/2025 13:50
Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:Anonymous wrote:What if your household of four has only two cars and the primary drivers of those two cars are the parents? My understanding is that what jacks up the price more significantly is a third car if you have a single teen driver.
Yes, if your kid has "their own car" the price increases significantly. Because it means they will likely be driving daily. Either way, it's really high, because they are a teen
Just wondering if OP is giving her teen their own car.
Anonymous
08/15/2025 13:19
Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:Anonymous wrote:Yes, its for a 17 year old boy-new driver, just got his license. I knew it would be expensive, but jeez.
We were told that insurance for teenage boys costs 4x what it does for girls. Sorry.
+1
Our insurance goes up $2100/year when my 17 1/2 year old son was added to the policy. When my 17 1/2 year old daughter was added to the policy one year later, our insurance went up by 400/year.
Anonymous
08/15/2025 13:11
Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:Yes, its for a 17 year old boy-new driver, just got his license. I knew it would be expensive, but jeez.
+1. $2100/yr extra for 17 1/2 year old boy, new driver.
Anonymous
08/15/2025 13:00
Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:What if your household of four has only two cars and the primary drivers of those two cars are the parents? My understanding is that what jacks up the price more significantly is a third car if you have a single teen driver.
Yes, if your kid has "their own car" the price increases significantly. Because it means they will likely be driving daily. Either way, it's really high, because they are a teen
Anonymous
08/15/2025 12:01
Subject: was just quoted almost $2000 to add new driver to Geico insurance
What if your household of four has only two cars and the primary drivers of those two cars are the parents? My understanding is that what jacks up the price more significantly is a third car if you have a single teen driver.
Anonymous
08/15/2025 08:19
Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:Anonymous wrote:Anonymous wrote:We just went though this and USAA wanted close to $3k for my new driver for 6 months.
We shopped around and went with Erie and it was much less.
That quote doesn't sound right.
Does your son not have good grades?
Is he driving a fast sports car or an unsafe car?
Did you accurately calculate the miles he drives?
I’m not in the DMV, but our insurance increased by $3600 a year when we added my teen (to 10k a year!) 3 cars, 3 drivers, 1 ticket. It’s a fortune. I agree that between insurance, gas, school parking it’s very expensive to have a teen driver.
Well, based on your numbers you were paying $6400/year for two adult drivers or $3200 each. $3600 for the teen doesn’t sound like a big premium for a teen driver.
Anonymous
08/15/2025 01:43
Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:Anonymous wrote:We just went though this and USAA wanted close to $3k for my new driver for 6 months.
We shopped around and went with Erie and it was much less.
That quote doesn't sound right.
Does your son not have good grades?
Is he driving a fast sports car or an unsafe car?
Did you accurately calculate the miles he drives?
I’m not in the DMV, but our insurance increased by $3600 a year when we added my teen (to 10k a year!) 3 cars, 3 drivers, 1 ticket. It’s a fortune. I agree that between insurance, gas, school parking it’s very expensive to have a teen driver.
Anonymous
08/15/2025 00:16
Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:We just went though this and USAA wanted close to $3k for my new driver for 6 months.
We shopped around and went with Erie and it was much less.
That quote doesn't sound right.
Does your son not have good grades?
Is he driving a fast sports car or an unsafe car?
Did you accurately calculate the miles he drives?
Anonymous
08/15/2025 00:13
Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:This is why lots of kids don't drive/don't get their licenses these days.
-Its $500 to park an an FCPS HS student lot
-You have to pay $500-600 to a commercial driving school, or for Bethind The Wheel, just to get the license.
-Once you get the license, insurance is exhorbitant.
Driving as a teen is a luxury item in 2025.
Wrong.
It is $200.00 to purchase a FCPS parking pass to park in a FCPS high school parking lot.