Anonymous
Post 08/07/2025 20:10     Subject: Mortgage for a Doctor
Anonymous wrote:
Anonymous wrote:Absolute insanity that doctors get special treatment. They can slum it in apartments until they save for a downpayment like the rest of us.


It makes sense for the banks. Sorry.


I was in commercial lending and we also had different rules for drs setting up practices. They could get a 50k business loan at inception of the business with a clean personal guarantee- no other industry would allow that for a business with under 2 yrs let alone not even open. Dentists have similar.

It’s not bonkers- it’s risk assessment.
Anonymous
Post 08/07/2025 19:39     Subject: Mortgage for a Doctor
First National Bank.

There are several lenders that specialize this in the DMV
Anonymous
Post 08/05/2025 22:51     Subject: Mortgage for a Doctor
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Absolute insanity that doctors get special treatment. They can slum it in apartments until they save for a downpayment like the rest of us.

How much were your student loans compared to med school?


Why does that matter? Why aren’t there similar programs for firefighters or teachers or nurses? I’m just a lobbyist who never had student loans and my parents helped me buy my first house. But I can appreciate that it’s a massive double standard that someone who is already privileged (most American educated doctors come from UMC+ backgrounds… I said most not all) and is graduating into the highest paid profession in the country gets some special treatment by banks. There are many other jobs that are very secure.

Imagine having the gall to be a lobbyist of all professions, having your parents pay for everything, and then complaining about someone in a profession that benefits society getting help.
Anonymous
Post 08/05/2025 19:56     Subject: Mortgage for a Doctor
It doesn’t take much to trigger the DCUM nutjobs. Keep at it.
Anonymous
Post 08/05/2025 19:54     Subject: Mortgage for a Doctor
Why aren’t there similar programs for firefighters or teachers or nurses?


Because doctors are relatively unique in their typically massive educational debt compared to their massive earning potential. It's not the same for the professions you mentioned.

This is a pretty safe bet for the banks. That's why they do it. Take your complaint to them.
Anonymous
Post 08/05/2025 19:51     Subject: Mortgage for a Doctor
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Absolute insanity that doctors get special treatment. They can slum it in apartments until they save for a downpayment like the rest of us.

How much were your student loans compared to med school?


Why does that matter? Why aren’t there similar programs for firefighters or teachers or nurses? I’m just a lobbyist who never had student loans and my parents helped me buy my first house. But I can appreciate that it’s a massive double standard that someone who is already privileged (most American educated doctors come from UMC+ backgrounds… I said most not all) and is graduating into the highest paid profession in the country gets some special treatment by banks. There are many other jobs that are very secure.

Doctors provide a necessary service to humanity. Lobbyists are scum.