Anonymous wrote:So I, like many (I relate to many of the responders and you too!), see your combined income and think, 'quitting is a no brainer' but the question is really about your current expenses. Are you overleveraged on a house?
Like another pp, I'd probably live under a bridge before asking my parents for money (I am also likely going to inherit a lot but refuse to acknowledge needing them at all because...<childhood issues> haha). So the question can't just be asked straight out. Because your lifestyle is what informs the decision I think.
My DH and I have a combined income of about 330 (170+160) and while 330 is amazing, we have built our lives around the assumption that we are both working so while 160 is not nothing, if I quit we would be living VERY differently. Able to make our monthly payments, able buy food conservatively but not much else. Are you in that situation? That would color my opinion.
I have been compelled back into the office too, five days a week, with a 25 minute commute. I have been tempted to quit many times but feel in the end it would mean we would probably have to move, and I don't want to do that to my kids. And with interest rates so much higher, that would be hard anyway. I would be singing a song of happy gratitude with two days still at home, and am arguing my own case to get back a day or two. I also feel like I have just kind of vanished from my own life because of this issue, my kids are so upset about it.
This post is all over the place. I think the TLDR is:
If my DH was making as much as yours I would have quit four months ago. Like another pp said, once you're past 300ish, it becomes less about how much of a hit you will take and more like 'you need to think a bit about whether you're ordering takeout or buying too much from the Nordstrom sale'. And it is just a truth that that is a lot less taxing than someone who might need to be grocery shopping with coupons.
I am a PP here who has a similar (HHI and split) income to OP and maybe we are bad at managing our money but we would very much notice it if we did not have my income. The amount we pay out of pocket for therapy for our SN kid and child with a medical condition is unbelievable, and that’s with relatively good insurance. We are also very much aware one child may be best served by private school because of their condition in the future and keeping that option open has been important to me.
Also, it’s super lonely being a SN parent. It’s been really helpful to me to have a separate identity at work. Judge all you want but during the years no one at school wanted to talk to me I think I would have gone insane with out being able to go feel normal 20+ hours a week. That’s why I really think I would push for PT here rather than quitting if at all possible.