Anonymous
07/27/2025 14:25
Subject: Financial aid and student loan upheaval in reconciliation bill impact
Anonymous wrote:Anonymous wrote:Anonymous wrote:Am I missing something? Most of the decent schools promise that they meet full demonstrated need and most only require no, or only a small student loan, in that need calculation package. For example:
Amherst: meets full need, no loans
BC: meets full need, no loans
BU: meets full need, max $5,500 loan
Emory: meets full need, no loan
Georgetown: meets full need, no max on loans
George Washington: does not meet full need
Johns Hopkins: meets full need, no loan
Northeastern: meets full need, max $5k loan
Northwestern: meets full need, no loan
Richmond: meets full need, max $6000 loan
Tufts: meets full need, max $2,000 loan
Villanova: does not meet full need
Wake Forest: meets full need, max $20,500 loan
Williams College: meets full need, no loans
You aren't missing anything. The top colleges won't be as impacted. It will be the middle tier private colleges that will be heavily impacted.
Just because they can do that now, doesn't mean they will be doing in the future as the landscape changes. We'll see but I suspect that list will be a lot smaller in the next few years.
It will get smaller, and it's already a small portion of schools. The publics that lure high-scorers from out-of-state will be forced to scale back, too. Contractions everywhere.
Anonymous
07/27/2025 10:19
Subject: Financial aid and student loan upheaval in reconciliation bill impact
Anonymous wrote:Am I missing something? Most of the decent schools promise that they meet full demonstrated need and most only require no, or only a small student loan, in that need calculation package. For example:
Amherst: meets full need, no loans
BC: meets full need, no loans
BU: meets full need, max $5,500 loan
Emory: meets full need, no loan
Georgetown: meets full need, no max on loans
George Washington: does not meet full need
Johns Hopkins: meets full need, no loan
Northeastern: meets full need, max $5k loan
Northwestern: meets full need, no loan
Richmond: meets full need, max $6000 loan
Tufts: meets full need, max $2,000 loan
Villanova: does not meet full need
Wake Forest: meets full need, max $20,500 loan
Williams College: meets full need, no loans
These are the most selective, wealthiest schools. Lots of “decent” students go to “decent” universities that are far less generous.
Anonymous
07/27/2025 09:36
Subject: Financial aid and student loan upheaval in reconciliation bill impact
Anonymous wrote:Anonymous wrote:Am I missing something? Most of the decent schools promise that they meet full demonstrated need and most only require no, or only a small student loan, in that need calculation package. For example:
Amherst: meets full need, no loans
BC: meets full need, no loans
BU: meets full need, max $5,500 loan
Emory: meets full need, no loan
Georgetown: meets full need, no max on loans
George Washington: does not meet full need
Johns Hopkins: meets full need, no loan
Northeastern: meets full need, max $5k loan
Northwestern: meets full need, no loan
Richmond: meets full need, max $6000 loan
Tufts: meets full need, max $2,000 loan
Villanova: does not meet full need
Wake Forest: meets full need, max $20,500 loan
Williams College: meets full need, no loans
You aren't missing anything. The top colleges won't be as impacted. It will be the middle tier private colleges that will be heavily impacted.
Just because they can do that now, doesn't mean they will be doing in the future as the landscape changes. We'll see but I suspect that list will be a lot smaller in the next few years.
Anonymous
07/26/2025 19:25
Subject: Financial aid and student loan upheaval in reconciliation bill impact
Anonymous wrote:Anonymous wrote:Am I missing something? Most of the decent schools promise that they meet full demonstrated need and most only require no, or only a small student loan, in that need calculation package. For example:
Amherst: meets full need, no loans
BC: meets full need, no loans
BU: meets full need, max $5,500 loan
Emory: meets full need, no loan
Georgetown: meets full need, no max on loans
George Washington: does not meet full need
Johns Hopkins: meets full need, no loan
Northeastern: meets full need, max $5k loan
Northwestern: meets full need, no loan
Richmond: meets full need, max $6000 loan
Tufts: meets full need, max $2,000 loan
Villanova: does not meet full need
Wake Forest: meets full need, max $20,500 loan
Williams College: meets full need, no loans
You aren't missing anything. The top colleges won't be as impacted. It will be the middle tier private colleges that will be heavily impacted.
There are plenty of families who aren't eligible for aid, but find the cost of four years at their in-state public difficult without loans. This will push them out, too.
Anonymous
07/26/2025 15:00
Subject: Financial aid and student loan upheaval in reconciliation bill impact
Anonymous wrote:Am I missing something? Most of the decent schools promise that they meet full demonstrated need and most only require no, or only a small student loan, in that need calculation package. For example:
Amherst: meets full need, no loans
BC: meets full need, no loans
BU: meets full need, max $5,500 loan
Emory: meets full need, no loan
Georgetown: meets full need, no max on loans
George Washington: does not meet full need
Johns Hopkins: meets full need, no loan
Northeastern: meets full need, max $5k loan
Northwestern: meets full need, no loan
Richmond: meets full need, max $6000 loan
Tufts: meets full need, max $2,000 loan
Villanova: does not meet full need
Wake Forest: meets full need, max $20,500 loan
Williams College: meets full need, no loans
You aren't missing anything. The top colleges won't be as impacted. It will be the middle tier private colleges that will be heavily impacted.