Anonymous
Post 04/26/2025 20:29     Subject: Re:Do I ask for a prenuptial agreement?
If you own a lot of valuable assets or are set to inherit a lot in the future, then yes it would be the proper thing to do.

None of us never knows what the future will ultimately bring in spite of our excellent intentions.

Any future spouse of yours should agree w/this sentiment as well. 👍🏽
Anonymous
Post 04/26/2025 20:14     Subject: Do I ask for a prenuptial agreement?
A prenuptial agreement is a negotiated document. When you ask to protect your investment accounts, he may ask for consideration like identifying other assets, eg your 401k pre marriage to be marital property. That’s what I did.
Anonymous
Post 04/26/2025 20:10     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:I'm getting married to my amazing fiance this fall. I'm being encouraged to ask him for a prenuptial agreement. I think it's pretty weird but wnated to ask married individuals what would they do in my situation.


Why specifically are people encouraging you to get a prenup and what’s your relationship to the prenup encouragers?

On the surface , I am not seeing why you should go for a prenup. But there is a bigger money discussion to be had - does he have debt, do you want to keep your side hustle, are you considering staying at home with kids and being on his income plus maybe your investments, if you are further along with investment and 401K what is your combined strategy for retirement?




My uncle. He went through a divorce and she took half of everything, including his 401k. He paid for it all and she was able to take half of his money.

We have talked about having dreams of retiring by 60 and just enjoying the world together. Maybe get an RV or a boat and visit the world. Who knows because that is 30+ years away.
.

Your uncle should have gotten a prenup because it appears he had more assets to protect from his ex-wife.

Your situation is different. If I were your fiancée, I would ask you to handle his $150K salary differential if you each keep your pre-marriage assets separately. Do you split all future family expenses evenly and anything he has left over from his salary is his?
Anonymous
Post 04/26/2025 18:24     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:
Anonymous wrote:Need way more info. What are you bringing to the marriage that you want to protect? Family trust fund? Millions? What about debt? Same info needed about your fiance


I think it’s pretty crazy since neither of us are rich. I’m definitely do well for my age but nothing wild.

Me: I have been fortunate enough to save and invest in rental properties and small flips. It’s not a business or anything close to it.

I have close to 800,000 in savings from these investments and general savings from my 150,000 salary. I have a little over 200k in my 401k. I have zero debt.

Him: Makes around the 300,000 mark. No debt. He doesn’t have any side businesses. His savings amount is the low 400 range. I’m not sure about his 401k.

I’ve been told that it’s best to protect money I earned before my marriage and my 401k because that can be taken in the event of a divorce.


How many properties do you own?

If you bring them to the marriage and drive later they will be wholly yours, unless you add him to the deed for some dumb reason. Of course if you die……
Anonymous
Post 04/26/2025 18:23     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:I'm getting married to my amazing fiance this fall. I'm being encouraged to ask him for a prenuptial agreement. I think it's pretty weird but wnated to ask married individuals what would they do in my situation.


Why aren’t you stipulating WHY you need a prenup or WHY “people” are advising you to get one?? There are valid reasons, especially if you are on a second marriage, own a company, or have significant wealth and children.
Anonymous
Post 04/26/2025 16:54     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:
Anonymous wrote:Who's pushing for the prenup? Your accountant or lawyer? Your dad? Or various friends who see your fiance as some sort of golddigger?


They don’t think he is a gold digger. It’s my uncle and my dad who told me to protect my investment money.

I don’t want a prenup. I love him and I know our marriage will last. I can fully trust him and don’t think a prenup is needed. He has already given me the world. He bought me a crazy nice engagement ring and fully bought a condo for us ( in both our names). We are splitting wedding costs.

I think you have your answer
Anonymous
Post 04/26/2025 15:55     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:Who's pushing for the prenup? Your accountant or lawyer? Your dad? Or various friends who see your fiance as some sort of golddigger?


They don’t think he is a gold digger. It’s my uncle and my dad who told me to protect my investment money.

I don’t want a prenup. I love him and I know our marriage will last. I can fully trust him and don’t think a prenup is needed. He has already given me the world. He bought me a crazy nice engagement ring and fully bought a condo for us ( in both our names). We are splitting wedding costs.
Anonymous
Post 04/26/2025 15:53     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:
Anonymous wrote:I'm getting married to my amazing fiance this fall. I'm being encouraged to ask him for a prenuptial agreement. I think it's pretty weird but wnated to ask married individuals what would they do in my situation.


Why specifically are people encouraging you to get a prenup and what’s your relationship to the prenup encouragers?

On the surface , I am not seeing why you should go for a prenup. But there is a bigger money discussion to be had - does he have debt, do you want to keep your side hustle, are you considering staying at home with kids and being on his income plus maybe your investments, if you are further along with investment and 401K what is your combined strategy for retirement?




My uncle. He went through a divorce and she took half of everything, including his 401k. He paid for it all and she was able to take half of his money.

We have talked about having dreams of retiring by 60 and just enjoying the world together. Maybe get an RV or a boat and visit the world. Who knows because that is 30+ years away.
Anonymous
Post 04/26/2025 13:26     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:Yes, get a prenup and protect your premarital assets. He’s making 300k, and pretty soon he’ll make 400k-500k. You quit your job and stay home. His income is also yours. You can spend it. If the marriage fails, you divorce and leave with half of the marital assets.
That’s how you win.




Yes, that is how they do it.

Best think this guy could do is find himself a young, fine Colombiana.
Anonymous
Post 04/26/2025 13:13     Subject: Do I ask for a prenuptial agreement?
This thread is why it is stupid for men to get married.
I hope he reads this.
Anonymous
Post 04/26/2025 13:10     Subject: Do I ask for a prenuptial agreement?
Who's pushing for the prenup? Your accountant or lawyer? Your dad? Or various friends who see your fiance as some sort of golddigger?
Anonymous
Post 04/26/2025 10:32     Subject: Do I ask for a prenuptial agreement?
I would.
Anonymous
Post 04/26/2025 09:14     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:I'm getting married to my amazing fiance this fall. I'm being encouraged to ask him for a prenuptial agreement. I think it's pretty weird but wnated to ask married individuals what would they do in my situation.


Why specifically are people encouraging you to get a prenup and what’s your relationship to the prenup encouragers?

On the surface , I am not seeing why you should go for a prenup. But there is a bigger money discussion to be had - does he have debt, do you want to keep your side hustle, are you considering staying at home with kids and being on his income plus maybe your investments, if you are further along with investment and 401K what is your combined strategy for retirement?


Anonymous
Post 04/26/2025 08:22     Subject: Do I ask for a prenuptial agreement?
Yes, get a prenup and protect your premarital assets. He’s making 300k, and pretty soon he’ll make 400k-500k. You quit your job and stay home. His income is also yours. You can spend it. If the marriage fails, you divorce and leave with half of the marital assets.
That’s how you win.


Anonymous
Post 04/26/2025 08:04     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:This doesn’t seem like a whole lot of money to protect. Are you marrying for the wrong reasons and worried you will end up divorced?

+1