Anonymous wrote:You can always try. But I imagine they’re getting quite a lot of these calls from parents who are unexpectedly fired, lost a lot in their 529/stock market portfolios while grappling with an uncertain environment of a govt that has been freezing research funds to universities with little logic and their own drops in their endowments.

Anonymous wrote:

Anonymous wrote:HYP are FAR more generous now. Why are you all "answering" this question with information from last century. (Oh wait, just so you can say you went to HYP a million years ago? Got it)

I'm PP and not saying any of us were HYP. I'm saying it wasn't possible financially and that was OK.

Anonymous wrote:HYP are FAR more generous now. Why are you all "answering" this question with information from last century. (Oh wait, just so you can say you went to HYP a million years ago? Got it)

Anonymous wrote:Everyone is in the same boat as you, OP. How many more discounts do you think they can afford to give?

Anonymous wrote:

Anonymous wrote:Yale will say you’re out of luck. Princeton would very likely have a conversation. I have no experience with Harvard.

+1. Still salty at how Yale treated my parents many years ago. We scraped by and made it work, but barely.

OP, just know that people with more than you will get more and you have to let that go if Harvard matters to you.

Anonymous wrote:

Anonymous wrote:No they do not budge an inch. My Dad lost his job and they said tough.

My experience at Harvard was this. My dad lost his job to a disabling injury and has never worked again, I was already on aid and they LOWERED IT. I am still bitter.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

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Anonymous wrote:

Anonymous wrote:Those schools are losing hundreds of millions in cuts so I doubt they will give you anything.

And their endowments have taken the same market hit as op. Plus they are eyeballing possible taxes on their endowments.

You can always ask, but I wouldn’t expect anything more than empathy.

These schools need to stop forcing parents to subsidize other people and drops prices across the board

during an accepted students yale info session, they said it costs them 140k a year per student. so everyone is subsidized to one extent or another. and full pay aren't paying for any other student.

Then they should raise the prices to $140k/yr , no finaid. let the market decide.

Agreed. As a donut hole person I am very bitter about the whole thing. Made huge sacrifices my whole life to be fiscally responsible and save and I get nothing. People saved nothing to take fancy trips and drive ridiculous cars and have more kids than they can afford and they are getting money left and right. I don't think there should be allowances for multiple kids - shouldn't have had more kids than you could afford. I am more supportive of helping those who truly have need but that bar has crept up a lot. If you can't afford it, go to State U and let your the next generation prosper.

I would love to see a whole new calculator:

Send us 7 years of tax returns. You have to have those anyway. So it's not really what you saved or didn't, it's what you could have. We'll take x% of income per year in the could have saved. That's box A

Then we'll use most recent tax returns for income. What you can cash flow. That's box B.

Then I dont care if your net worth is in home, car, retirement, vanguard, 529. that's up to you. but just add it up, and colleges take 1%. That's Box C

Colleges will use A, B, C to figure out FA

Anonymous wrote:Everyone is in the same boat as you, OP. How many more discounts do you think they can afford to give?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:No they do not budge an inch. My Dad lost his job and they said tough.

My experience at Harvard was this. My dad lost his job to a disabling injury and has never worked again, I was already on aid and they LOWERED IT. I am still bitter.

lol you were at Harvard though. I'm sure you could have transferred anywhere for full ride

Probably, but that wasn't helpful. I borrowed the rest and paid the loans off. You probably had parents who could pay for college....

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:No they do not budge an inch. My Dad lost his job and they said tough.

My experience at Harvard was this. My dad lost his job to a disabling injury and has never worked again, I was already on aid and they LOWERED IT. I am still bitter.

lol you were at Harvard though. I'm sure you could have transferred anywhere for full ride

Probably, but that wasn't helpful. I borrowed the rest and paid the loans off. You probably had parents who could pay for college....

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Those schools are losing hundreds of millions in cuts so I doubt they will give you anything.

And their endowments have taken the same market hit as op. Plus they are eyeballing possible taxes on their endowments.

You can always ask, but I wouldn’t expect anything more than empathy.

These schools need to stop forcing parents to subsidize other people and drops prices across the board

during an accepted students yale info session, they said it costs them 140k a year per student. so everyone is subsidized to one extent or another. and full pay aren't paying for any other student.

Then they should raise the prices to $140k/yr , no finaid. let the market decide.

Agreed. As a donut hole person I am very bitter about the whole thing. Made huge sacrifices my whole life to be fiscally responsible and save and I get nothing. People saved nothing to take fancy trips and drive ridiculous cars and have more kids than they can afford and they are getting money left and right. I don't think there should be allowances for multiple kids - shouldn't have had more kids than you could afford. I am more supportive of helping those who truly have need but that bar has crept up a lot. If you can't afford it, go to State U and let your the next generation prosper.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:No they do not budge an inch. My Dad lost his job and they said tough.

My experience at Harvard was this. My dad lost his job to a disabling injury and has never worked again, I was already on aid and they LOWERED IT. I am still bitter.

lol you were at Harvard though. I'm sure you could have transferred anywhere for full ride