Anonymous
Post 01/10/2025 16:30     Subject: Re:What percent equity do you have on your home?
Anonymous wrote:Equity relative to mortgage or sale value?


Equity is relative to both
Anonymous
Post 01/10/2025 16:24     Subject: What percent equity do you have on your home?
Anonymous wrote:Equity based on estimated market value or based on purchase price?


Equity is based on both
Anonymous
Post 01/10/2025 16:21     Subject: What percent equity do you have on your home?
150
Anonymous
Post 01/10/2025 15:42     Subject: What percent equity do you have on your home?
Anonymous wrote:I knew all the “never pay off your mortgage” threads were bullsh!t! No smart person actually wants a huge mortgage hanging over their head. It looks like most people do what I did: I have 80% equity at age 43. I want a little bit of leverage to boost returns, but no way am I putting down like 10% and then never paying off any extra

LIARS!!


Calm down. Why so angry? This forum isn't representative of anything other than the people posting on here.

44, 50% equity. 2.7% mortgage rate so not interested in paying it off earlier even though I could do it tomorrow.
Anonymous
Post 01/10/2025 15:04     Subject: What percent equity do you have on your home?
49, have 50% equity in house we bought in 2019 and paid 20% down for back then, refi-ed once. The additional equity is from paying down the mortgage a bit, finishing the lower level of the home that was unfinished (paid for w/ cash) and then increase in value of home since 2019.
Anonymous
Post 01/10/2025 14:57     Subject: What percent equity do you have on your home?
Anonymous wrote:
Anonymous wrote:I knew all the “never pay off your mortgage” threads were bullsh!t! No smart person actually wants a huge mortgage hanging over their head. It looks like most people do what I did: I have 80% equity at age 43. I want a little bit of leverage to boost returns, but no way am I putting down like 10% and then never paying off any extra

LIARS!!


Well does anyone really own their houses? I mean don't pay the property tax one year and watch how fast the State swoops in and takes ownership. Property tax should be done away with so there is true home ownership. Of course it will be just given another name as a tax because the county needs the money to provide services but tying it a house someone spends their life paying off is just plain crazy.


You're one of those taxes are theft people aren't you?
Anonymous
Post 01/10/2025 14:57     Subject: What percent equity do you have on your home?
I mean, these threads aren't really helpful for benchmarking if they don't include more details. Most importantly, I wish the folks in their 20s and 30s claiming to have fully paid off homes would share how much of their down payment was from their own employment and how much was generational assistance.
Anonymous
Post 01/10/2025 14:53     Subject: Re:What percent equity do you have on your home?
My house sale price is double what my mortgage originally was. So, I either have 80% equity or 55% equity depending on what is being compared.
Anonymous
Post 01/10/2025 14:49     Subject: Re:What percent equity do you have on your home?
Equity relative to mortgage or sale value?
Anonymous
Post 01/10/2025 14:47     Subject: What percent equity do you have on your home?
Anonymous wrote:I knew all the “never pay off your mortgage” threads were bullsh!t! No smart person actually wants a huge mortgage hanging over their head. It looks like most people do what I did: I have 80% equity at age 43. I want a little bit of leverage to boost returns, but no way am I putting down like 10% and then never paying off any extra

LIARS!!


Well does anyone really own their houses? I mean don't pay the property tax one year and watch how fast the State swoops in and takes ownership. Property tax should be done away with so there is true home ownership. Of course it will be just given another name as a tax because the county needs the money to provide services but tying it a house someone spends their life paying off is just plain crazy.
Anonymous
Post 01/10/2025 14:43     Subject: What percent equity do you have on your home?
I knew all the “never pay off your mortgage” threads were bullsh!t! No smart person actually wants a huge mortgage hanging over their head. It looks like most people do what I did: I have 80% equity at age 43. I want a little bit of leverage to boost returns, but no way am I putting down like 10% and then never paying off any extra

LIARS!!
Anonymous
Post 01/10/2025 14:38     Subject: What percent equity do you have on your home?
25%

Bought last year, 32
Anonymous
Post 01/10/2025 14:38     Subject: Re:What percent equity do you have on your home?
57

primary 100%
Beach 100%
Anonymous
Post 01/10/2025 14:36     Subject: Re:What percent equity do you have on your home?
42.

100%

Anonymous
Post 01/10/2025 14:08     Subject: What percent equity do you have on your home?
54, 100%, primary home.