Anonymous wrote:Hey OP: did you answer yet what the division of labor is between you and your spouse? Who did pickups and drop offs? Did your kids walk to school? What does your spouse do?
Also, just curious, how much did you pay for your first house and where was it and when did you buy it?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Gen X is really shaping up to be the new boomers, eh?
Let's see you survive, pre-gramps...
Rent: $2572/mo
Utilities: $350 (water, power, trash, internet)
Health insurance: $416/mo (is the half we pay & company pays other half)
Eye insurance: $50/mo ($25 ea for both me & hubby - kid is covered under health insurance)
Dental insurance: $44/mo ($22 eas for both me & hubby - kid is covered under health insurance)
Car 1: $0 - paid off
Car 1 insurance: $40/mo
Car 2: $216/mo but paying $400/mo so it will be paid off by July
Car 2 insurance: $65/mo
Student loan 1: $683/mo
Student loan 2: $515/mo
Daycare for 18 mo: $1314/mo
=$6096
And that doesn't even include groceries, tolls/gas/car expenses, personal care items, or other monthly expenses.
And yes, we've been trying to buy a house for 3 years now. We keep getting outbid, like, $50k-$70k outbid.
I imagine it is difficult to raise kids while paying off student loans. It's so sad that someone forces you to start a family before you were on firmer financial footing. We need to do better as a country, and allow people to defer having kids until they are in a better situation.
Hah. Genx slow clap by a gen xer is the only reaction here:
Anonymous wrote:I am a 48 yo father of 2 teenage girls. I somehow found a way to raise both of these girls and work at the same time.
I am 100% tired of seeing people complain about daycare and how they are going to handle going back to the office...GTFOH man up and figure it our somehow my generation found a way to raise their children before remote work....
I guess I am officially the old grumpy GenX guy, but I am done dealing with this mentally weaker generation!!!
Anonymous wrote:Anonymous wrote:Anonymous wrote:All of the millennials I know with two working parents, even if they work from home, have some form of regular professional childcare.
+1 and they are very responsible. The ones that get me are the 20 somethings with no kids that expect time off for every friends wedding, bachelor party (destination party for which they need several days), shower (again a destination party for which they need several days) plus lots and lots of mental health days plus remote time so they can work from wherever their significant other is, and also don’t want to check email on their days away from the office. I may retire early and let the millennials figure this out!
I am an older millennial, and I agree with the 20-something attitudes. Work to live, not live to work.
Anonymous wrote:Anonymous wrote:Gen X is really shaping up to be the new boomers, eh?
Let's see you survive, pre-gramps...
Rent: $2572/mo
Utilities: $350 (water, power, trash, internet)
Health insurance: $416/mo (is the half we pay & company pays other half)
Eye insurance: $50/mo ($25 ea for both me & hubby - kid is covered under health insurance)
Dental insurance: $44/mo ($22 eas for both me & hubby - kid is covered under health insurance)
Car 1: $0 - paid off
Car 1 insurance: $40/mo
Car 2: $216/mo but paying $400/mo so it will be paid off by July
Car 2 insurance: $65/mo
Student loan 1: $683/mo
Student loan 2: $515/mo
Daycare for 18 mo: $1314/mo
=$6096
And that doesn't even include groceries, tolls/gas/car expenses, personal care items, or other monthly expenses.
And yes, we've been trying to buy a house for 3 years now. We keep getting outbid, like, $50k-$70k outbid.
I imagine it is difficult to raise kids while paying off student loans. It's so sad that someone forces you to start a family before you were on firmer financial footing. We need to do better as a country, and allow people to defer having kids until they are in a better situation.

Anonymous wrote:Anonymous wrote:Gen X is really shaping up to be the new boomers, eh?
Let's see you survive, pre-gramps...
Rent: $2572/mo
Utilities: $350 (water, power, trash, internet)
Health insurance: $416/mo (is the half we pay & company pays other half)
Eye insurance: $50/mo ($25 ea for both me & hubby - kid is covered under health insurance)
Dental insurance: $44/mo ($22 eas for both me & hubby - kid is covered under health insurance)
Car 1: $0 - paid off
Car 1 insurance: $40/mo
Car 2: $216/mo but paying $400/mo so it will be paid off by July
Car 2 insurance: $65/mo
Student loan 1: $683/mo
Student loan 2: $515/mo
Daycare for 18 mo: $1314/mo
=$6096
And that doesn't even include groceries, tolls/gas/car expenses, personal care items, or other monthly expenses.
And yes, we've been trying to buy a house for 3 years now. We keep getting outbid, like, $50k-$70k outbid.
I imagine it is difficult to raise kids while paying off student loans. It's so sad that someone forces you to start a family before you were on firmer financial footing. We need to do better as a country, and allow people to defer having kids until they are in a better situation.
Anonymous wrote:I’m just a few years younger than you are. When my kids were little, my husband’s work more or less expected that I would handle everything at home, and he would be available at work. (It didn’t matter that I also worked for the same hospital and knew is boss and coworkers.)
My sister is 35, and things are so different. Her husband does close to half, and that’s what’s expected. He took paternity leave when the kids were born, takes time off when they are sick half the time, goes to the doctor with them half the time, etc.
As a working woman, I think this is good.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:I am a 48 yo father of 2 teenage girls.I somehow found a way to raise both of these girls and work at the same time.
I am 100% tired of seeing people complain about daycare and how they are going to handle going back to the office...GTFOH man up and figure it our somehow my generation found a way to raise their children before remote work....
I guess I am officially the old grumpy GenX guy, but I am done dealing with this mentally weaker generation!!!
Typical dude. Your wife likely handled all the invisible labor. The sick days, the daycare signups, sports schedules etc.
White male privilege and the lack of awareness is disgusting.
I admit I had the same thought as you for a split second, and then I realized how sexist I was being.
What is more disgusting, making assumption and accustations based on gender or the lack of awareness you assume he has?
The solution for ageism isn't sexism
I personally find it offensive on behalf of my (Gen X) husband
OP is being ageist, criticizing a whole generation. I think it’s allowed tit-for-tat.
Anonymous wrote:Anonymous wrote:All of the millennials I know with two working parents, even if they work from home, have some form of regular professional childcare.
+1 and they are very responsible. The ones that get me are the 20 somethings with no kids that expect time off for every friends wedding, bachelor party (destination party for which they need several days), shower (again a destination party for which they need several days) plus lots and lots of mental health days plus remote time so they can work from wherever their significant other is, and also don’t want to check email on their days away from the office. I may retire early and let the millennials figure this out!
Anonymous wrote:Gen X is really shaping up to be the new boomers, eh?
Let's see you survive, pre-gramps...
Rent: $2572/mo
Utilities: $350 (water, power, trash, internet)
Health insurance: $416/mo (is the half we pay & company pays other half)
Eye insurance: $50/mo ($25 ea for both me & hubby - kid is covered under health insurance)
Dental insurance: $44/mo ($22 eas for both me & hubby - kid is covered under health insurance)
Car 1: $0 - paid off
Car 1 insurance: $40/mo
Car 2: $216/mo but paying $400/mo so it will be paid off by July
Car 2 insurance: $65/mo
Student loan 1: $683/mo
Student loan 2: $515/mo
Daycare for 18 mo: $1314/mo
=$6096
And that doesn't even include groceries, tolls/gas/car expenses, personal care items, or other monthly expenses.
And yes, we've been trying to buy a house for 3 years now. We keep getting outbid, like, $50k-$70k outbid.