Anonymous wrote:25k in a one year CD. Remainder in VTSAX. Open an account at a brokerage that you don’t currently use (Fidelity is easy), so it’s out of sight, out of mind. And yes, spend some time thinking about what would be a meaningful way to spend it.
You can get a little better rate in a MMF like at Vanguard, and your money isn't inaccessible for a year.
I'd dollar cost average the rest you don't need for a while into a stock fund/ETF. It's really unclear where our economy is going with Trump coming in.