Anonymous
03/31/2024 11:03
Subject: Teachers: Where did your kid get BRACES with CareFirst Dental PPO?
Anonymous wrote:Anonymous wrote:Anonymous wrote:You just get a $1,000 to use until the kid is age 18. We used most of it for an expander so it didn’t help us for braces. Did a payment using my FSA card and it’s manageable
Oh good, I feel better. Knowing braces can cost upwards of $6,000 or more, I was hoping MCPS wasn't providing teachers' kids with the full coverage. $1,000 is reasonable, so I take my earlier comment back.
I don't think I've ever posted this but I just can't with your posts...you are awful. Please get a clue about dental insurance in real life.
+1
Anonymous
03/31/2024 11:03
Subject: Teachers: Where did your kid get BRACES with CareFirst Dental PPO?
Anonymous wrote:Anonymous wrote:Love how there’s both a thread on what we can do to retain MCPS teachers and also one that has been hijacked by someone outraged at the thought of providing teachers a $5k benefit they wish they had.
Gee, I wasn’t aware that healthcare and dental cost were soo inexpensive for the average person that we can now afford to provide additional services to MCPS benefits.
I mean I want teachers, but their current benefit plan is already costing us $40M over budget, and you think more should be covered?
I do, Troll.
Teachers aren't paid nearly enough for the time and efforts they put into our kids.
You are a real jerk.
Anonymous
03/31/2024 10:59
Subject: Teachers: Where did your kid get BRACES with CareFirst Dental PPO?
Anonymous wrote:Anonymous wrote:You just get a $1,000 to use until the kid is age 18. We used most of it for an expander so it didn’t help us for braces. Did a payment using my FSA card and it’s manageable
Oh good, I feel better. Knowing braces can cost upwards of $6,000 or more, I was hoping MCPS wasn't providing teachers' kids with the full coverage. $1,000 is reasonable, so I take my earlier comment back.
Good grief. Talk it all back. $1,000 is not much, and teachers pay insurance premiums and work so many more hours than they are actually paid for.
You are a real piece of work.
Anonymous
03/31/2024 10:50
Subject: Teachers: Where did your kid get BRACES with CareFirst Dental PPO?
Anonymous wrote:Anonymous wrote:Love how there’s both a thread on what we can do to retain MCPS teachers and also one that has been hijacked by someone outraged at the thought of providing teachers a $5k benefit they wish they had.
Gee, I wasn’t aware that healthcare and dental cost were soo inexpensive for the average person that we can now afford to provide additional services to MCPS benefits.
I mean I want teachers, but their current benefit plan is already costing us $40M over budget, and you think more should be covered?
In order to fund any benefits properly they can charge premiums that cover the benefits. The reason they have a $40M deficit is because they have not been charging sufficient premiums to cover the costs.
Anonymous
03/31/2024 10:47
Subject: Teachers: Where did your kid get BRACES with CareFirst Dental PPO?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:You just get a $1,000 to use until the kid is age 18. We used most of it for an expander so it didn’t help us for braces. Did a payment using my FSA card and it’s manageable
Oh good, I feel better. Knowing braces can cost upwards of $6,000 or more, I was hoping MCPS wasn't providing teachers' kids with the full coverage. $1,000 is reasonable, so I take my earlier comment back.
I don't think I've ever posted this but I just can't with your posts...you are awful. Please get a clue about dental insurance in real life.
I do have a clue! Most dental insurance does NOT cover braces at all!
No, you don't. A $1k allowance for braces for kids.os not remotely abnormal. https://www.forbes.com/health/dental/does-dental-insurance-cover-braces/
Most dental coverage does not cover orthodontia. In order to have orthodontia, you need to add a rider to your insurance. Most employers do not provide this insurance. MCPS teachers have it so good.
Plenty of dental plans offer some reimbursement for braces for kids. I'm sorry yours doesn't..What would be unusual is covering braces for adults, but that is not what this plan does. This is not an unusual benefit.