Anonymous
Post 03/07/2024 01:08     Subject: Am I DCUM poor or DCUM middle class?
You can’t retire with 3M, you only get 120k (4% rule) which is 28% of your current 420k HHI
Don’t they recommend 80 percent of your pre-retirement income to maintain your lifestyle?
Anonymous
Post 03/07/2024 01:02     Subject: Am I DCUM poor or DCUM middle class?
Anonymous wrote:$3M in combined retirement and brokerage and $850K house paid off. $250K saved for kid’s college. We make $420K combined ($240/$180). We are 55/53.


We have 6M in retirement, same paid off house, and feel MC, so I think you are MC

Anonymous
Post 03/06/2024 21:34     Subject: Am I DCUM poor or DCUM middle class?
Anonymous wrote:I really hope you realize how obnoxious you come off, even if you're joking.



+1 SO obnoxious
Anonymous
Post 03/06/2024 21:26     Subject: Am I DCUM poor or DCUM middle class?
Ur poor dawg hate to break it to you
Anonymous
Post 03/06/2024 21:22     Subject: Am I DCUM poor or DCUM middle class?
Anonymous wrote:
Anonymous wrote:I think DCUM middle class. I'm kind of surprised by all of the hate given that these numbers aren't extremely high for DCUM. Very comfortable, yes, so middle class.


I agree with this poster and have similar numbers, a little worse. We don’t feel that secure and are trying to figure out if we will have enough to retire comfortably. I guess IATA.

There is a difference between asking here are my numbers/what can I do differently/ is it sufficient and asking if you are poor.
Anonymous
Post 03/06/2024 21:18     Subject: Am I DCUM poor or DCUM middle class?
Anonymous wrote:$3M in combined retirement and brokerage and $850K house paid off. $250K saved for kid’s college. We make $420K combined ($240/$180). We are 55/53.

OP. What was the point of this post? Wanting to get validation?
Anonymous
Post 03/06/2024 20:40     Subject: Am I DCUM poor or DCUM middle class?
Anonymous wrote:
Anonymous wrote:DCUM isn't as affluent as people think. Look at the ad options you get served here!


Yes, Pizza Hut screams that DCUM is home of the wealthy!


Mine advertises The Four Seasons, Ralph Lauren, and restaurants in St Barths. I haven't thought about Pizza Hut since HS...
Anonymous
Post 03/06/2024 19:56     Subject: Am I DCUM poor or DCUM middle class?
Anonymous wrote:I think DCUM middle class. I'm kind of surprised by all of the hate given that these numbers aren't extremely high for DCUM. Very comfortable, yes, so middle class.


I agree with this poster and have similar numbers, a little worse. We don’t feel that secure and are trying to figure out if we will have enough to retire comfortably. I guess IATA.
Anonymous
Post 03/06/2024 18:45     Subject: Am I DCUM poor or DCUM middle class?
While I believe your numbers, so many on here are full of shit. Who cares?
Anonymous
Post 03/06/2024 18:24     Subject: Am I DCUM poor or DCUM middle class?
You are…fishing for compliments. Congrats op you got lucky. Maybe in your next life you will be born in a poor country to poor parents. You can’t take it with you.
Anonymous
Post 03/06/2024 18:10     Subject: Am I DCUM poor or DCUM middle class?
Anonymous wrote:I think DCUM middle class. I'm kind of surprised by all of the hate given that these numbers aren't extremely high for DCUM. Very comfortable, yes, so middle class.


Agreed. Mid-40s here with $1.9mm spread between the accounts. Given 6% return we will have around $5mm at OPs age.

Anonymous
Post 03/06/2024 18:00     Subject: Am I DCUM poor or DCUM middle class?
Anonymous wrote:$3M in combined retirement and brokerage and $850K house paid off. $250K saved for kid’s college. We make $420K combined ($240/$180). We are 55/53.


You are pathetic.
Anonymous
Post 03/06/2024 17:58     Subject: Am I DCUM poor or DCUM middle class?
I think DCUM middle class. I'm kind of surprised by all of the hate given that these numbers aren't extremely high for DCUM. Very comfortable, yes, so middle class.
Anonymous
Post 03/06/2024 16:35     Subject: Am I DCUM poor or DCUM middle class?
Anonymous wrote:You are DCUM stupid.


Which is saying a LOT.
Anonymous
Post 03/06/2024 16:29     Subject: Re:Am I DCUM poor or DCUM middle class?
I think OP should help a sista out. If you're going to brag then help me. Please.