Anonymous
02/21/2024 20:41
Subject: Are YOU able to keep your housing expenses at or below 28% of your gross pay?
Anonymous wrote:Ughh boomers
I’m 42.
Anonymous
02/21/2024 20:27
Subject: Are YOU able to keep your housing expenses at or below 28% of your gross pay?
Anonymous wrote:Anonymous wrote:Ughh boomers
We make $330k and are at 15% for our PITI and bought in 2020. I don’t think a lot of these posts are from boomers.
Gen X. Close enough. But who cares what so called generation people have been labeled with.
Anonymous
02/21/2024 19:20
Subject: Are YOU able to keep your housing expenses at or below 28% of your gross pay?
Anonymous wrote:Yes. Make decent money and don't have to compensate for my insecurities by buying a giant house.
That’s such a dumb take.
Anonymous
02/21/2024 19:19
Subject: Are YOU able to keep your housing expenses at or below 28% of your gross pay?
Anonymous wrote:Mine is 14% of my gross pay
Came back to add I am Gen X and I bought my house in 2002.
Anonymous
02/21/2024 19:17
Subject: Are YOU able to keep your housing expenses at or below 28% of your gross pay?
Mine is 14% of my gross pay
Anonymous
02/21/2024 19:13
Subject: Are YOU able to keep your housing expenses at or below 28% of your gross pay?
Yes. Make decent money and don't have to compensate for my insecurities by buying a giant house.
Anonymous
02/21/2024 19:07
Subject: Are YOU able to keep your housing expenses at or below 28% of your gross pay?
Anonymous wrote:Yes because I have been in my unrenovated old home for over ten years and I just live with a 1978 kitchen.
Not a boomer. I’m on the X/millennial border
Anonymous
02/21/2024 18:31
Subject: Are YOU able to keep your housing expenses at or below 28% of your gross pay?
Monthly gross HHI is about $24k, though take home is significantly less (after taxes, retirement, and child support payments), but we have a very low PITI of $1600 so we’re good.
Anonymous
02/21/2024 18:28
Subject: Are YOU able to keep your housing expenses at or below 28% of your gross pay?
Anonymous wrote:Ughh boomers
Not a boomer. We bought a house in 2004 while we were still in training and our incomes have risen since then so our PITI is currently only 10%. But the house is in a poor school cluster so we are looking to move now and we will be at 25% with the new mortgage.
Anonymous
02/21/2024 18:25
Subject: Are YOU able to keep your housing expenses at or below 28% of your gross pay?
23% (about $6375 monthly) on $27666 gross (about $330k HHI). Wish it were lower!
Anonymous
02/21/2024 18:21
Subject: Are YOU able to keep your housing expenses at or below 28% of your gross pay?
Yes because I have been in my unrenovated old home for over ten years and I just live with a 1978 kitchen.
Anonymous
02/21/2024 18:20
Subject: Are YOU able to keep your housing expenses at or below 28% of your gross pay?
7.5% We haven’t moved for many years despite large income increases and we refied to 2.625%. We only pay about 10k in interest each year.
Anonymous
02/21/2024 16:59
Subject: Are YOU able to keep your housing expenses at or below 28% of your gross pay?
Anonymous wrote:Anonymous wrote:Yes because our PITI is under $1800/mo. We have a DC crapshack purchased in 2011 but we’ve been able to save!
Helps when you have family money and a negligible mortgage and nearly all your PITI is spent on taxes and insurance.
If we had kept our EOTP house that we bought in 2009 but sold in 2018, our PITI would be under $1800/month, too, without family money playing a part in it — it was just a cheap house with low interest rates (and we could have refinanced to even lower).
Anonymous
02/21/2024 16:55
Subject: Re:Are YOU able to keep your housing expenses at or below 28% of your gross pay?
Just barely, but yes. Mortgage plus HOA and taxes is about 36k, HHI is a little over 130k, gross.
Anonymous
02/21/2024 16:51
Subject: Re:Are YOU able to keep your housing expenses at or below 28% of your gross pay?
Why?