You can actually ruin your credit over something like this. Not being proactive on it is really dumb, very dumb.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Think of it this way: If it’s legit they will actually file suit. Which means they have to serve you. With a process server. If that happens, go to court. But it won’t happen.

That's not really true in many cases. Since parties generally have to pay their own attorney fees there are often cases where legit debt is written off because it costs more to collect than the debt is worth.

Not saying OP's situation is legit or not but your point is incorrect.

It is. They have to get summary judgment. In court.

So I guess all the debt credit card companies write off isn't legit because they don't bother to sue people over it? Creditors write off debt all the time because it costs too much to pursue it. If your point is OP can dodge it unless theybsue her then yeah that's correct but for me I'd contact the original employer and see what supporting documentation they have, if any.

No, my point is if they write it off and some sleazy company buys it for pennies and tries to collect, the sleazy company still has to go to court to get summary judgement. The only thing I am not certain about is whether notice in the paper suffices or whether they actually have to serve you.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Think of it this way: If it’s legit they will actually file suit. Which means they have to serve you. With a process server. If that happens, go to court. But it won’t happen.

That's not really true in many cases. Since parties generally have to pay their own attorney fees there are often cases where legit debt is written off because it costs more to collect than the debt is worth.

Not saying OP's situation is legit or not but your point is incorrect.

It is. They have to get summary judgment. In court.

So I guess all the debt credit card companies write off isn't legit because they don't bother to sue people over it? Creditors write off debt all the time because it costs too much to pursue it. If your point is OP can dodge it unless theybsue her then yeah that's correct but for me I'd contact the original employer and see what supporting documentation they have, if any.

But this is clearly a scam. A legitimate employer doesn't briefly employ someone, overpay them, and then sell that debt to a debt collector. Your comparison to a credit card company is inaccurate. Anyways, they've already failed to substantiate the debt and are likely in violation of the FDCPA.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Think of it this way: If it’s legit they will actually file suit. Which means they have to serve you. With a process server. If that happens, go to court. But it won’t happen.

That's not really true in many cases. Since parties generally have to pay their own attorney fees there are often cases where legit debt is written off because it costs more to collect than the debt is worth.

Not saying OP's situation is legit or not but your point is incorrect.

It is. They have to get summary judgment. In court.

So I guess all the debt credit card companies write off isn't legit because they don't bother to sue people over it? Creditors write off debt all the time because it costs too much to pursue it. If your point is OP can dodge it unless theybsue her then yeah that's correct but for me I'd contact the original employer and see what supporting documentation they have, if any.

Anonymous wrote:

Anonymous wrote:Think of it this way: If it’s legit they will actually file suit. Which means they have to serve you. With a process server. If that happens, go to court. But it won’t happen.

That's not really true in many cases. Since parties generally have to pay their own attorney fees there are often cases where legit debt is written off because it costs more to collect than the debt is worth.

Not saying OP's situation is legit or not but your point is incorrect.

It is. They have to get summary judgment. In court.

Anonymous wrote:Think of it this way: If it’s legit they will actually file suit. Which means they have to serve you. With a process server. If that happens, go to court. But it won’t happen.

That's not really true in many cases. Since parties generally have to pay their own attorney fees there are often cases where legit debt is written off because it costs more to collect than the debt is worth.

Not saying OP's situation is legit or not but your point is incorrect.

Think of it this way: If it’s legit they will actually file suit. Which means they have to serve you. With a process server. If that happens, go to court. But it won’t happen.

Scam, the hanging up on you, the threatening tone, the fact that you engaged- they think have you on the hook. How did you hear of this “job” in the first place?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Sounds like a classic overpayment scam. You weren't actually ever overpaid by anyone, were you?

And how do you know it actually was this guy? .

I looked up the number they called me from and this guy’s LinkedIn profile came up first in search results. The guy’s name matched the phone ID and the name he introduced himself with.

I don’t know if this employer overpaid me or not. I only worked for them for a week and then got paid. I thought it was a little high, but since I don’t have a single paystub from them I have no idea.

Ugh. It sounds like a cross between the typical overpayment scam and these new employment scams that are coming out. The hallmark of the employment scam that comes to mind is they hire you for a week, maybe two, then pay you way more than makes sense. Then in some way -- here it's this I'm a lawyer and you were overpaid and I'll take you to court! stuff -- they get you to transfer the money to someone else, and they scare you or bully you into paying more than they originally paid you. That's how the scam works. Given your short period of employment and the fact that you thought payment " was a little high" ... it's the scam. I assume the people you did work for were sketchy. Do not engage with these people. Block.

Look for more info on this kind of scam here: https://fightcybercrime.org/scams/imposter/job-scams/?gclid=CjwKCAiAsIGrBhAAEiwAEzMlC5n9BWCKnrqXOjePudF9V4raxs4e775L4VDdbulAZlD9-FE2BlN84hoCTCEQAvD_BwE

OP here. I think the company is legit.

I only worked there one week because I got a much better offer that I couldn’t turn down.

I do, however, wonder if this is a scam involving some employees there.

I asked them to send me a copy of my pay stubs and haven’t gotten them.

There are a lot of state and federal regulations governing the collection of debts. And almost none of them involve people calling you and telling you to fork over money and saying things like they don't trust the mail.

So, I think two scenarios are possible here: 1) someone is scamming you and using the identity of and spoofing the phone number of the legit collections firm you identified;

2) you are being "leaned on" to cough up $, which you might legitimately owe, but they are going about it in a shady and wrong way. Which calls into question whether it's legitimate.

Bottom line, if you owe someone money and they have a good legal case to come after you for that money, and they have a long-time collection agency at their disposal, then they are going to do everything by the book to collect that money in the cheapest and most efficient way possible. If they aren't doing that and they telling you things like they don't trust the mail then I think you can ignore them until they do something like send you a certified letter. I certainly wouldn't fork over a dime if they can't even send paperwork that clearly proves you were overpaid.

10:44 is right. This is 100% a scam. Report them. They have you on a string. Stop responding. If this is real, and it’s a big if, they should send an actual letter by registered mail and provide actual evidence that they overpaid etc.

Tell them their communication is unclear and unprofessional so you’ll now be conducting business only through your lawyer. Ask if they wish to use business email or postal mail so you can provide a direct link to his firm.

Anonymous wrote:

Anonymous wrote:You need to figure out if you were overpaid, OP. You should have done that the minute they sent you the first letter. If you were, then pay them back.

If you were overpaid and they sue you, they might be able to collect attorney’s fees from you, if you agreed to that in your employment or contractor contract.

I suspect you were overpaid and you at least sort of know it, but you think it’s their fault for making the mistake so you don’t think you should have to pay them back (which is legally incorrect) and therefore you haven’t taken their prior attempts to contact you about this seriously. I would recommend you think that plan.

I think they nay have overpaid, but maybe by $500, not by $2,000K.

I asked for my pay stubs. They won’t send them to me. This guy sent some blurry excel spreadsheet that is unreadable. So I can’t really calculate how much they overpaid.

This is exactly how an overpayment scam works -- they overpay you, so you feel guilty, but then demand way more than they overpaid. It's an easy way to make $1500, and they are doing this to countless people. And of course when you asked for proof, all you got was some blurry spreadsheet. I have no doubt someone is scamming you. Block, and report ( https://www.ic3.gov/Home/ComplaintChoice ). Do not engage. The initial overpayment is how they get you to engage.

Why don't you call HR at the actual company as they will likely have better access to your pay records than a debt collection firm?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Sounds like a classic overpayment scam. You weren't actually ever overpaid by anyone, were you?

And how do you know it actually was this guy? .

I looked up the number they called me from and this guy’s LinkedIn profile came up first in search results. The guy’s name matched the phone ID and the name he introduced himself with.

I don’t know if this employer overpaid me or not. I only worked for them for a week and then got paid. I thought it was a little high, but since I don’t have a single paystub from them I have no idea.

Ugh. It sounds like a cross between the typical overpayment scam and these new employment scams that are coming out. The hallmark of the employment scam that comes to mind is they hire you for a week, maybe two, then pay you way more than makes sense. Then in some way -- here it's this I'm a lawyer and you were overpaid and I'll take you to court! stuff -- they get you to transfer the money to someone else, and they scare you or bully you into paying more than they originally paid you. That's how the scam works. Given your short period of employment and the fact that you thought payment " was a little high" ... it's the scam. I assume the people you did work for were sketchy. Do not engage with these people. Block.

Look for more info on this kind of scam here: https://fightcybercrime.org/scams/imposter/job-scams/?gclid=CjwKCAiAsIGrBhAAEiwAEzMlC5n9BWCKnrqXOjePudF9V4raxs4e775L4VDdbulAZlD9-FE2BlN84hoCTCEQAvD_BwE

OP here. I think the company is legit.

I only worked there one week because I got a much better offer that I couldn’t turn down.

I do, however, wonder if this is a scam involving some employees there.

I asked them to send me a copy of my pay stubs and haven’t gotten them.

Remember, these scams filter for the gullible people with low street smarts.

100% scam. Real lawyers send real mail.