Anonymous
Post 11/23/2023 18:22     Subject: If you have a net worth of 1.4 million at 44
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:1.4 (including house) at 44 IS behind


Behind what? It’s more than most people have at retirement age. You have no idea what OP’s situation or income is, so you have no idea go they are behind or ahead. You need to get out more if you think that is behind for most people. Sheesh


NW of 1.4 mil at age 44 is behind. Which part is so hard to understand?


People are not understanding it because she's above the 90th percentile for her age, whether the $1.4 includes her house or not.
Anonymous
Post 11/23/2023 17:54     Subject: If you have a net worth of 1.4 million at 44
Anonymous wrote:
Anonymous wrote:1.4 (including house) at 44 IS behind


Behind what? It’s more than most people have at retirement age. You have no idea what OP’s situation or income is, so you have no idea go they are behind or ahead. You need to get out more if you think that is behind for most people. Sheesh


OP wants to retire at retirement age, so OP isn't "most people".

You are in for a rude awakening when you want to retire.
Anonymous
Post 11/23/2023 17:51     Subject: If you have a net worth of 1.4 million at 44
$1.3 at 45 so I can't help youm
Anonymous
Post 11/23/2023 16:58     Subject: If you have a net worth of 1.4 million at 44
Anonymous wrote:What type of financial advisor should you get? Is this enough for a wealth manager? Goals include paying for college and being comfy in retirement.


If I may, I would like to act as your financial advisor for today: Take Mississippi State plus 10 tonight in college football. You're welcome.
Anonymous
Post 11/23/2023 16:53     Subject: If you have a net worth of 1.4 million at 44
Anonymous wrote:
Anonymous wrote:1.4 (including house) at 44 IS behind


Behind what? It’s more than most people have at retirement age. You have no idea what OP’s situation or income is, so you have no idea go they are behind or ahead. You need to get out more if you think that is behind for most people. Sheesh


NW of 1.4 mil at age 44 is behind. Which part is so hard to understand?
Anonymous
Post 11/23/2023 16:52     Subject: If you have a net worth of 1.4 million at 44
Schwab gives you financial advisor for free if you have enough $ banked with them. It was less than a million when they offered it to me. We have $ spread around a variety of brokerage accounts so I assume the way they monetize off this pitching you oh consolidating all your assets on their platform and/or selling you on certain funds or portfolios (like intelligent portfolios) that take some % albeit lower than 1%. But you don’t have to take that advice to just get a general financial picture and an assessment and high level advice.

Still you could pick up 1 book on investing/saving and learn it yourself.
Anonymous
Post 11/23/2023 15:41     Subject: Re:If you have a net worth of 1.4 million at 44
I get great advice from my father who is very successful as well as a smart investor. I keep it simple with some diversified index funds plus we max our retirement plans. I also get free advice from one of my father’s advisors especially as it relates to estate planning.
Anonymous
Post 11/23/2023 15:38     Subject: If you have a net worth of 1.4 million at 44
Anonymous wrote:
Anonymous wrote:By 45 my goal is $5M and we live pretty modestly


This is real


Good for you, but that has nothing to do with OP
Anonymous
Post 11/23/2023 15:38     Subject: If you have a net worth of 1.4 million at 44
Anonymous wrote:1.4 (including house) at 44 IS behind


Behind what? It’s more than most people have at retirement age. You have no idea what OP’s situation or income is, so you have no idea go they are behind or ahead. You need to get out more if you think that is behind for most people. Sheesh
Anonymous
Post 11/23/2023 13:14     Subject: If you have a net worth of 1.4 million at 44
Anonymous wrote:By 45 my goal is $5M and we live pretty modestly


This is real
Anonymous
Post 11/23/2023 13:07     Subject: If you have a net worth of 1.4 million at 44
Anonymous wrote:
Anonymous wrote:By 45 my goal is $5M and we live pretty modestly


Ha, everyone knows a sensible goal is $100M by 45. Anything less is just a disappointment and will likely leave you relying on soup kitchens in your old age. My church provides food if you need help, which it sounds like you do…I’m so sorry for your situation.


Free food always tastes the best
Anonymous
Post 11/23/2023 13:05     Subject: If you have a net worth of 1.4 million at 44
Anonymous wrote:By 45 my goal is $5M and we live pretty modestly


Ha, everyone knows a sensible goal is $100M by 45. Anything less is just a disappointment and will likely leave you relying on soup kitchens in your old age. My church provides food if you need help, which it sounds like you do…I’m so sorry for your situation.
Anonymous
Post 11/23/2023 12:47     Subject: If you have a net worth of 1.4 million at 44
By 45 my goal is $5M and we live pretty modestly
Anonymous
Post 11/23/2023 12:39     Subject: If you have a net worth of 1.4 million at 44
1.4 (including house) at 44 IS behind
Anonymous
Post 11/23/2023 12:30     Subject: If you have a net worth of 1.4 million at 44
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Does that include your home? If so, you need to aggressively save. No need for a financial advisor right now.


+1. If home asset is included you are really behind.


Behind whom? In what world? Are you delusional?


A few million doesn’t go far these days. $5M is somewhat comfortable but still need to work.