Anonymous
Post 10/12/2023 10:48     Subject: How much cash on hand do you keep?
On my person, none. In easy access accounts, we try for 6 months of primary expenses (we are of an age and at a level of achievement where hiring gets discriminatory, so it could take a long time).
Anonymous
Post 10/12/2023 10:43     Subject: How much cash on hand do you keep?
$50k
Anonymous
Post 10/12/2023 10:05     Subject: Re:How much cash on hand do you keep?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:About $200 in my wallet (varies between $100-300). About $1k in $20s at home. About a month's worth of expenses in my checking account, and another month's worth of expenses in my savings account (plus savings for some upcoming purchases).

I don't have a local bank, so I'm thinking about increasing my actual cash savings at home.

I will never understand people who don't carry cash with them at all times. Even if they don't use it for regular day-to-day purchases, it can come in handy if there are banking/credit card/electricity failures and would also be important to have if one were to get assaulted and/or mugged (try telling the mugger that you "don't carry cash" and see how well that works).


how often does that happen to you? i'm 60, never happened once to me.


Not the PP, but it's happened to me once. I just thrust the entire purse at my mugger. Had less than five bucks in it. He made me remove my watch too.


Wow... in DC? YOu did the right thing. Glad you were uninjured.
Anonymous
Post 10/12/2023 09:43     Subject: Re:How much cash on hand do you keep?
Wow...I didn't realize people actually buy the incredibly overpriced merchandise at the airport stores (not talking about food though that is incredibly overpriced as well). Who knew?!?


You've never bought a book, magazine, newspaper, or snack at an airport?
Anonymous
Post 10/12/2023 09:22     Subject: How much cash on hand do you keep?
We have maybe $200 in actual cash
Anonymous
Post 10/12/2023 09:21     Subject: How much cash on hand do you keep?
Right now we have about 700k in money market accounts because we are dollars cost averaging into investments.
Anonymous
Post 10/12/2023 09:20     Subject: How much cash on hand do you keep?
Anonymous wrote:Ha, my spouse was at IAD a few weeks ago and the internet went down, which meant that none of the stores/restaurants in the airport could accept credit cards. He had no cash and flew hungry.


We lived in NJ before moving here, and had to give a neighbor cash and gas after Hurricane Sandy. I don't keep as much cash on hand these days as I did then.

The same neighbor had a generator tho, and they stored my frozen breast milk.
Anonymous
Post 10/12/2023 09:18     Subject: How much cash on hand do you keep?
Anonymous wrote:
Anonymous wrote:Ha, my spouse was at IAD a few weeks ago and the internet went down, which meant that none of the stores/restaurants in the airport could accept credit cards. He had no cash and flew hungry.


Wow...I didn't realize people actually buy the incredibly overpriced merchandise at the airport stores (not talking about food though that is incredibly overpriced as well). Who knew?!?


This response makes no sense. The PP said their spouse flew hungry, not that he couldn’t buy merch. But obviously people buy stuff in airports or they wouldn’t keep offering it.
Anonymous
Post 10/12/2023 09:15     Subject: How much cash on hand do you keep?
We keep about $1000 cash on hand in the house and 3 years living expenses liquid. Hoping to retire soon.
Anonymous
Post 10/12/2023 09:11     Subject: Re:How much cash on hand do you keep?
Anonymous wrote:
Anonymous wrote:About $200 in my wallet (varies between $100-300). About $1k in $20s at home. About a month's worth of expenses in my checking account, and another month's worth of expenses in my savings account (plus savings for some upcoming purchases).

I don't have a local bank, so I'm thinking about increasing my actual cash savings at home.

I will never understand people who don't carry cash with them at all times. Even if they don't use it for regular day-to-day purchases, it can come in handy if there are banking/credit card/electricity failures and would also be important to have if one were to get assaulted and/or mugged (try telling the mugger that you "don't carry cash" and see how well that works).


how often does that happen to you? i'm 60, never happened once to me.


Not the PP, but it's happened to me once. I just thrust the entire purse at my mugger. Had less than five bucks in it. He made me remove my watch too.
Anonymous
Post 10/12/2023 09:08     Subject: How much cash on hand do you keep?
$125k cash in 5% money market, another $300k in brokerage that is liquidatable.

As for actual cash? I hardly ever have a dime on me. DH always carries a wad ($500 maybe?) so when I need it I raid his wallet.
Anonymous
Post 10/12/2023 09:07     Subject: How much cash on hand do you keep?
Anonymous wrote:Ha, my spouse was at IAD a few weeks ago and the internet went down, which meant that none of the stores/restaurants in the airport could accept credit cards. He had no cash and flew hungry.

This happened to us at an airport abroad. People kept walking up to purchase at the stores and leaving dejected.
Anonymous
Post 10/12/2023 08:56     Subject: How much cash on hand do you keep?
$500 in the house.
$60-80K in a cash account.
Anonymous
Post 10/12/2023 08:50     Subject: How much cash on hand do you keep?
Anonymous wrote:Ha, my spouse was at IAD a few weeks ago and the internet went down, which meant that none of the stores/restaurants in the airport could accept credit cards. He had no cash and flew hungry.


Wow...I didn't realize people actually buy the incredibly overpriced merchandise at the airport stores (not talking about food though that is incredibly overpriced as well). Who knew?!?
Anonymous
Post 10/12/2023 08:45     Subject: How much cash on hand do you keep?
Ha, my spouse was at IAD a few weeks ago and the internet went down, which meant that none of the stores/restaurants in the airport could accept credit cards. He had no cash and flew hungry.