Anonymous
Post 07/14/2023 15:36     Subject: Re:How low do you let your bank account go?
If it doesn't drop below 0, it's a good month. I wish it was more but teaching doesn't pay enough especially in expensive areas like this. Inflation is also a problem these days. A trip to the grocery store is depressing.
Anonymous
Post 07/14/2023 13:28     Subject: How low do you let your bank account go?
About $500
Anonymous
Post 07/14/2023 13:12     Subject: How low do you let your bank account go?
$30k
Anonymous
Post 07/14/2023 13:11     Subject: How low do you let your bank account go?
$3-4000.
Anonymous
Post 07/14/2023 12:53     Subject: How low do you let your bank account go?
$10k minimum. We have bills on auto-pay and credit card bills regularly get above $5K.
Anonymous
Post 07/14/2023 12:04     Subject: How low do you let your bank account go?
Ours goes from $34K to $22K throughout the month. I get uncomfortable at $18K.

FWIW we're in our late 50's so our earnings are higher.
Anonymous
Post 07/14/2023 06:13     Subject: How low do you let your bank account go?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:I’m kind of a moron - and I have $30k that I am theoretically saving in my checking. I’m about to put $20K in something that earns more interest. I’m leaving $10K in because I’m a moron and don’t always know what we have automatically paying out of it and I don’t want to over draw it


You're not a moron at all. You do whatever you feel comfortable with.


I put $40k in a checking acct earning no interest. I’m terrible at remembering to pay bills on time or put money in so all of our bills are auto paid. There are so many nickel and dime bills on top of the big ones, this gives me peace of mind so it’s worth it.


I’m so glad I’m not the only one. Silly, neurotic, whatever - but I’ve had checks bounce because I wasn’t watching my balance, and I don’t want it to happen again.
Anonymous
Post 07/14/2023 06:03     Subject: How low do you let your bank account go?
$50k but I have irrational anxiety about money and I know this
Anonymous
Post 07/14/2023 02:07     Subject: How low do you let your bank account go?
This is DCUM, so $5 million
Anonymous
Post 07/14/2023 01:40     Subject: How low do you let your bank account go?
I generally keep at least $15 k. Our credit card bills are often $5 to $15k.
Anonymous
Post 07/14/2023 01:26     Subject: Re:How low do you let your bank account go?
$20k. WE pay $10k/month for mortgage, and credit card bills come in at $10-20k/month, so there can be some big outlays.
Anonymous
Post 07/14/2023 01:20     Subject: How low do you let your bank account go?
Anonymous wrote:
Anonymous wrote:I’m kind of a moron - and I have $30k that I am theoretically saving in my checking. I’m about to put $20K in something that earns more interest. I’m leaving $10K in because I’m a moron and don’t always know what we have automatically paying out of it and I don’t want to over draw it


You're not a moron at all. You do whatever you feel comfortable with.


I put $40k in a checking acct earning no interest. I’m terrible at remembering to pay bills on time or put money in so all of our bills are auto paid. There are so many nickel and dime bills on top of the big ones, this gives me peace of mind so it’s worth it.
Anonymous
Post 07/12/2023 19:11     Subject: Re:How low do you let your bank account go?
<$1.00. I do have an overdraft LOC associated.
Anonymous
Post 07/12/2023 19:06     Subject: Re:How low do you let your bank account go?
100, I move everything else to savings after I pay the bills.
Anonymous
Post 07/12/2023 18:51     Subject: How low do you let your bank account go?
Anonymous wrote:We keep most of our money in our checking account. I know this is stupid. So there is like $130-$150k usually. Last time it was low was when we bought a house - think we got below $10k but quickly rebounded.

So what if you keep 130-150k in your checking account? You're still better at managing your money that plenty of others. Plenty of people don't have 130-150k anywhere.