Anonymous
Post 03/19/2023 20:24     Subject: Re:What’s a reasonable HHI to have children here?
Anonymous wrote:This thread is gross. The majority of households even in the area do not make 200 to 300k. Do you think they should not have children?


Exactly. Our combined HHI is "only" $150K. We have 1 child. We doing perfectly fine.
Anonymous
Post 03/19/2023 20:23     Subject: What’s a reasonable HHI to have children here?
Anonymous wrote:
Anonymous wrote:DH and I make anywhere from 200k to 300k. Is this enough for a good quality life with a child?

Do you think that families with children who make less here have a bad quality of life?


This. Imagine every immigrant with multiple children would ask questions like that. People in this area are somewhat insane thinking that they cannot afford a child with this kind of income.
Anonymous
Post 03/19/2023 20:17     Subject: What’s a reasonable HHI to have children here?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:75-100k per child if you live in a good school district


$75k HHI?


Yes! We go to a good local school and some people (many) make under 100k. This is real life people!


Is one parent a SAHP?

A man would have difficulty finding a willing spouse if he makes <$80k.
Anonymous
Post 03/19/2023 20:10     Subject: What’s a reasonable HHI to have children here?
Anonymous wrote:
Anonymous wrote:75-100k per child if you live in a good school district


$75k HHI?


Yes! We go to a good local school and some people (many) make under 100k. This is real life people!
Anonymous
Post 03/19/2023 19:59     Subject: What’s a reasonable HHI to have children here?
Life is so uncertain that you can't count on any certain income. Things change all the time.
Anonymous
Post 03/19/2023 19:58     Subject: Re:What’s a reasonable HHI to have children here?
This thread is gross. The majority of households even in the area do not make 200 to 300k. Do you think they should not have children?
Anonymous
Post 03/19/2023 19:52     Subject: What’s a reasonable HHI to have children here?
Anonymous wrote:75-100k per child if you live in a good school district


$75k HHI?
Anonymous
Post 03/19/2023 19:46     Subject: What’s a reasonable HHI to have children here?
75-100k per child if you live in a good school district
Anonymous
Post 03/19/2023 19:36     Subject: What’s a reasonable HHI to have children here?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:DH and I make anywhere from 200k to 300k. Is this enough for a good quality life with a child?

Do you think that families with children who make less here have a bad quality of life?


DP

Yes. There are so many costs involved in having kids here. Sports and activities are marked up like crazy. Don’t get my started on the supplemental education needed because public sucks and there are few strong privates sub50K/annual


We all make choices.


Well, I will educate my kids properly and offer them enrichment opportunities. So, we don’t spend on eating out, Jimmy Choos, or fancy international jaunts.

I was deeply disappointed by the lauded schools around here. They are resting on their 1990s2000s status but parents have finally woken up.
Anonymous
Post 03/19/2023 19:00     Subject: What’s a reasonable HHI to have children here?
Anonymous wrote:Yes, you are more than fine. As your children get older, your HHI will increase and you will increase what you are putting in 529s

Not everyone’s HHI increases PP.
Anonymous
Post 03/19/2023 17:09     Subject: Re:What’s a reasonable HHI to have children here?
Love is all you need.
Anonymous
Post 03/19/2023 14:48     Subject: What’s a reasonable HHI to have children here?
Yes, you are more than fine. As your children get older, your HHI will increase and you will increase what you are putting in 529s
Anonymous
Post 03/19/2023 14:33     Subject: Re:What’s a reasonable HHI to have children here?
We're a $350K couple with three kids. We're have the 4BR/3BR suburban yard, inside the Beltway commute at GS 10 public schools, local vacations, modest cars and fully funded 401ks, etc. We paid $25K per year per kid for daycare/preschool and only have one left to go. I've calculated we've spent close to $500K in after tax funds for preschool/summer camps for our three kids to date and that's excluding 529s for college. Could we have saved more and had more disposable income without kids? Of course! Do I regret the decision? Not at all. It's a personal choice. However, kids are expensive in this area - both in time and money. You have to be much more deliberate about how you are spending your money after kids.
Anonymous
Post 03/19/2023 14:31     Subject: What’s a reasonable HHI to have children here?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:DH and I make anywhere from 200k to 300k. Is this enough for a good quality life with a child?

Do you think that families with children who make less here have a bad quality of life?


DP

Yes. There are so many costs involved in having kids here. Sports and activities are marked up like crazy. Don’t get my started on the supplemental education needed because public sucks and there are few strong privates sub50K/annual


We all make choices.
Anonymous
Post 03/19/2023 14:26     Subject: Re:What’s a reasonable HHI to have children here?
Anonymous wrote:
Anonymous wrote:We make $110k combined and are good.


What do you do for childcare?


Not PP but I've made $100-140 over the past 5 years. Single parent (by choice). Daycare for childcare. Rent in downtown DC. I just barely break even right now with two in daycare; should be able to start saving for more than retirement again when my older starts pk3 in the fall. Planning to buy a house in a different area (or the far out suburbs depending on job stuff). I feel like I'm doing fine. I think I'd be very comfortable around $150K so maybe $200K for a two-adult household?