Anonymous wrote:Rich people don't work.
Anonymous wrote:Anonymous wrote:Am I burning money by spending $20 on lunch 3+ days/week?
OP, you can see a wide variety of answers on here.
But the over arching theme is that there is a tradeoff of some kind that people make in their own minds based on what is important to them.
It is easier to go out and buy lunch than it is to pack lunch (read: my time is more valuable than my money).
I would never waste money on over priced food when I can pack my own lunch (read: I value my money more than my time).
You can't save your way to rich...or no one gets rich by not going to Starbucks (read: Focus on making dollars instead of saving pennies)
You have to figure out what your values are and then it will be easier to make a down stream tactical decision like should I go out to lunch, should I buy new clothes, how much should I spend on a car, etc.
For example, if you value health above all, you will probably pack your lunch (takes more time) and spend more money because the organic fruit and no antibiotic protein that you purchase will cost more, but it meets your criteria of healthy. You are trading your time and money for health.
Or, if you make a lot of money from your day job, you may choose to DoorDash lunch (gasp!) because you are making way more money being productive at your desk, than taking 10 mins to leave your office, 15 mins standing in line buying your lunch, and then 10 mins walking back to the office.
Hope that helps.
Anonymous wrote:Am I burning money by spending $20 on lunch 3+ days/week?
Anonymous wrote:Anonymous wrote:People who become rich people pack their lunches, do their own yard work, and drive cars until they fall apart. People who were born rich eat out, hire everything done, and drive expensive depreciating assets.
Keep telling yourself that.
My husband and I became rich after growing up without money through our own work (started and owned business). We don't always pack our lunch, we definitely do not do our own yard work, and we drive nice enough cars. We certainly don't sit around not spending the money we worked hard to earn. Our time is valuable. Most valuable thing we have. We'd be dumb if we acted like you think "rich" people acted.
Why do people need this narrative to be true?
Anonymous wrote:I pack my own lunch. It is significantly healthier than eating processed foods from restaurants. We go to a restaurant maybe once or twice a year for dinner. (1%er)
Anonymous wrote:Anonymous wrote:Anonymous wrote:We are rich because we pack lunch. Who in their right mind eats out every single day?
Seriously, has nothing to do with being rich LOL
This type of reaction is so dumb to me.
You're not going to "get rich" because you packed lunch every day. Yes with a lot of small decisions across your life, you can be frugal and save a lot of money and then do nice things or reitre early and feel richer than you were when you started. But that's not what anyone is talking about.
And yes, lots of people buy their lunch on work days. They are not out of their mind. They just buy lunch out daily. Not that crazy.
But it’s the mindset of not wasting money that parlays itself to having more money. Many rich people do not like to waste $$
Save $60/week here, save $100/week with one less dinner/drinks out. It’s the mindset
Anonymous wrote:Anonymous wrote:We are rich because we pack lunch. Who in their right mind eats out every single day?
Seriously, has nothing to do with being rich LOL
This type of reaction is so dumb to me.
You're not going to "get rich" because you packed lunch every day. Yes with a lot of small decisions across your life, you can be frugal and save a lot of money and then do nice things or reitre early and feel richer than you were when you started. But that's not what anyone is talking about.
And yes, lots of people buy their lunch on work days. They are not out of their mind. They just buy lunch out daily. Not that crazy.
Anonymous wrote:Anonymous wrote:People who become rich people pack their lunches, do their own yard work, and drive cars until they fall apart. People who were born rich eat out, hire everything done, and drive expensive depreciating assets.
Keep telling yourself that.
My husband and I became rich after growing up without money through our own work (started and owned business). We don't always pack our lunch, we definitely do not do our own yard work, and we drive nice enough cars. We certainly don't sit around not spending the money we worked hard to earn. Our time is valuable. Most valuable thing we have. We'd be dumb if we acted like you think "rich" people acted.
Why do people need this narrative to be true?
Anonymous wrote:People who become rich people pack their lunches, do their own yard work, and drive cars until they fall apart. People who were born rich eat out, hire everything done, and drive expensive depreciating assets.